Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
William A. Smith & Son Inc.
  • Business
  • Home
  • Auto
  • Life

William A. Smith & Son Inc.

Independent Insurance Agent in Newburgh, NY

About us

Providing the Calm after the Storm since 1928.

At William A. Smith & Son Inc., we are a third-generation family owned, independent insurance agency serving individuals, institutions, and businesses throughout NY State as well as many other states. We are proud to be a Trusted Choice Agency and represent a large number of top-tier insurance companies to better offer you options for your coverage. Our aim is to be easy to deal with, offer you choices and give you advice. We have physical sales and service office locations in Newburgh NY, Poughkeepsie NY, Montgomery NY, East Fishkill NY, and Millbrook NY. We work with our clients and prospective clients to find the right auto, home, umbrella, landlord, renters as well as other personal insurance products. Our offices have specialties in both High-Net-Worth family insurance and main street family insurance. From a business insurance perspective, we can help with Workers' Compensation, General Liability, Auto, Umbrella, Property, Equipment, Cyber Insurance, Directors and Officers Insurance as well as many other types, to meet their needs. We have Business Insurance specialties that include Non-Profits, Breweries, Distilleries, Farms, Churches, Law Firms and Contractors. We have worked with all types of businesses throughout NY and with locations in other States as well.

We are licensed in most states.

Reach out to us today to learn how we can be of help! Any of our offices can be reached by calling (845) 561-1706

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose William A. Smith & Son Inc.

States we serve

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

ABA Insurance Services, AmTrust Financial, Applied Underwriters, Chubb, Cincinnati Insurance Company, Encompass, Great American Insurance Company, GuideOne Insurance, Massachusetts Mutual Life Insurance Company, National General Insurance (GMAC), New York Mutual Underwriters, PURE, Philadelphia Insurance Companies, Preferred Mutual, Principal Financial Group, QBE Insurance Corporation, The Hartford, Utica National Insurance

William A. Smith & Son Inc. Team

Jack Smith - President
Jack Smith
  • ARM
  • CIC
  • CPCU
Cathy McCarty - Principal
Cathy McCarty
  • CIC
  • CPCU
Debra Johnson - Executive Vice President, Owner
Debra Johnson
Executive Vice President, Owner
Katherine Smith
Katherine Smith
Tracy Giangrande
Tracy Giangrande
Karen Kopiecki - Customer Service Representative
Karen Kopiecki
Customer Service Representative
Jennifer Radford
Jennifer Radford
DeForest Howland - Vice President
DeForest Howland
Vice President
(845) 485-6300
Geoffrey Dumas - Sales Executive
Geoffrey Dumas
Sales Executive
Alaina Jackson - Sales Executive
Alaina Jackson
Sales Executive

William A. Smith & Son Inc. Reviews

Average based on 5 reviews Leave a review

Customer Reviews

November 12, 2020

I can't say enough about the service I've received from Karen Kopiecki and William A Smith and Son. It is rare to find a company that selflessly looks out for their clients-- putting the client's need over that of the business. This is exactly what I've found at William A Smith and from Karen. I highly recommend them to anyone looking for insurance!

December 11, 2019

I highly recommend William A. Smith & Son. Judy has been incredibly helpful and responsive and I've been very pleased with the insurance products she has recommended.

December 11, 2019

Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!

December 11, 2019

this firm is excellent. needed a quote and within 2-3 days had the quote. on another matter had an accident and they were with us every strep of the way handling the claim and giving us updates. could not ask for better people to have as insurance agents as they really care about you!!

December 11, 2019

Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!


William A. Smith & Son Inc.

Providing the Calm after the Storm since 1928.

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