Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
The Southern Agency, Inc.
  • Business
  • Home
  • Auto
  • Life

The Southern Agency, Inc.

Independent Insurance Agent in Ooltewah, TN

About us

Auto Insurance ● Home Insurance ● Life Insurance ● Business Insurance

You are on the search for just the right agency and you found it! We love to write Auto, Home, Life & Business Insurance for the Southeast!

At The Southern Agency we know that you want to find the right insurance to protect your valuable possessions and potential liabilities but in order to do that you need to find the right agent. The problem is that it takes so much time and can be confusing which can make many feel uneasy because the process can be cumbersome and inconvenient. We believe the process should creative, yet simple and that is why our team has created three step process to secure great insurance at a great price.

We represent the finest insurance companies, including
​Erie Insurance & Cincinnati Insurance.

One our insurance company's has a great founding purpose. It is "To provide our Policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We believe you could benefit from this philosophy. We can give you a wide-range of options with each insurance company - including deductibles, expanded coverage forms and policy limits.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Why choose The Southern Agency, Inc.

States we serve

  • Alabama
  • Florida
  • Georgia
  • Kentucky
  • Mississippi
  • North Carolina
  • South Carolina
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, Accident Fund/Comp West, Auto-Owners Insurance Company, Cincinnati Insurance Company, Erie Insurance Company, Guard Insurance Group, Life Insurance Company of Alabama, Pennsylvania Lumbermens Mutual, Philadelphia Insurance Companies, RetailFirst Insurance Company, The Hartford, US Assure

The Southern Agency, Inc. Team

Derek Wirz - President
Derek Wirz
(423) 763-1111
  • CIC
  • CPIA
Austin Case - Producer
Austin Case
(615) 970-6400
Brandon Crowe - Personal Lines Manager
Brandon Crowe
Personal Lines Manager
(423) 763-1111
Chris Cain - Vice President
Chris Cain
Vice President
(423) 763-1111
Kelly Taylor - General manager
Kelly Taylor
General manager
(423) 763-1111
Tracey Wirz - Agent
Tracey Wirz
(423) 763-1111

The Southern Agency, Inc. Reviews

Average based on 27 reviews Leave a review

Customer Reviews

August 29, 2023

Always a good experience with Southern Agency. Derek has a great relationship with Dale and Jennifer is always so helpful and responds quickly to our requests. I appreciate the opportunity to say THANK YOU!

June 18, 2021

I worked with Brandon for all of my insurance policies, he took very good care of my needs, and we got to be friends. Since then I had a chance to meet the rest of the team, excellent service and 100% customer satisfaction. I felt like this is what I was missing in my past insurance company. It was like doing business with your family, people that really care. Thanks Guys and Gals!

June 13, 2021

Mr. Derek Wirz and staff have gone above and beyond, to help provide the highest level of insurance expertise and advisement that I have ever had the pleasure of receiving. They are my trusted advisors for all things P & C related, and I cant say enough good things about them, including their responsiveness, solution suggesting, and finding just the right coverage for my textile business. Matthew Wilson, Wilson & Bow, Custom Ties and Textiles

May 19, 2021

I am writing to recommend the company and services at The Southern Agency, Inc. During the past year, we began our communication and ultimately chose them as our partners as our new Insurance Agency for our Property and Casualty insurance. They cover our 72 Waffle House locations that are part of our Southern Legacy Waffles, LLC Franchise in North Georgia, Chattanooga, Knoxville, Tri-City, and North Carolina territories. I can honestly say that I am more than pleased with their offerings and overall Customer Service as a company. I had worked with Chris Cain for several years when he was worked with our Worker's Comp TPA. Chris made the initial introduction to Derek Wirz and the offerings at The Southern Agency. When Chris joined The Southern Agency, his knowledge of our business needs was a driving force in our decision to make a change. Derek and Chris have given 110% of their time to ensure that we were given the proper coverage and best pricing for our business. Derek and his knowledge of industry is like no other and our team is very impressed as we were making our decision to go with his company. Their attention to detail and immediate response to our needs surpasses all expectations we could have hoped for! If you are looking for a partner that has your best interest and is willing to negotiate strong pricing for your company, then The Southern Agency is where you need to take your business. I look forward to a long partnership.

March 11, 2021

Everyone can say they offer great service but I had not ever experienced it, until today - THE GREATEST! Here is my story: Several months ago, I moved my insurance to The Southern Agency and they saved me money; a lot of money. Today a piece of metal came off of a truck and seriously damaged my Toyota Camry. I made one call to The Southern Agency and not only did I have a tow truck to my rescue but I EVEN HAD A RENTAL CAR waiting on me at the body shop. I LOVE THE SOUTHERN AGENCY AGENTS! If you are looking for the best, these guys are it!

February 14, 2021

The Southern Agency handles my insurance and Id recommend discussing your insurance needs with them. Many options! They took great care of me and they will you too!

February 11, 2021

My experience with The Southern Agency has been great! Derek was very thorough in his assessments and made sure we have the coverage that we need. He saved our company thousands and follows up quickly on any questions we have. I highly recommend Derek and his team! Ed Trimner Trimcraft of Ft. Myers

February 7, 2021

Derek and his team provided excellent customer service. They doubled my coverage, solved my insurance problems, made it simple and cut my premium by almost half. I highly recommend The Southern Agency. Mark Turner Ringgold, GA

January 20, 2021

I recently needed a solution for my log cabin home insurance. I researched and came to know Brandon & Derek at The Southern Agency who was able to provide the help and best policy package for me and my family. Highly recommend this team for your insurance plans!

January 18, 2021

Great company. Derek went above and beyond to make sure I had the best coverage at the best price. He was patient in explaining all of the details, not the least bit pushy, and makes himself available for help and guidance should any questions arise.


The Southern Agency, Inc.

Auto Insurance ● Home Insurance ● Life Insurance ● Business Insurance

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