A TrustedChoice.com recommended local Trusted Choice independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Pasadena Insurance Agency, Inc
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Pasadena Insurance Agency, Inc

Independent Insurance Agent in Houston, TX

About us

Proudly Protecting Texans Since 1936

Pasadena Insurance Agency, Inc. (PIAI), a third-generation, family-owned independent insurance agency offering a broad range of insurance and consultative risk management services to both individuals and businesses since 1936. We pride ourselves on our proven track record of long-term client relationships, attributed to our excellent customer service and expertise in risk assessment and loss prevention.

As a Trusted Choice® independent insurance agency, we have access to numerous top insurance companies. This gives us options, providing you a solution that meets the your unique needs and budget. We are recognized for our high client and employee retention rates that have produced a very loyal customer base - with many of our client relationships spanning multiple decades. Our employees enjoy working for us as well, with their average tenure over 10 years.

PIAI offers the best of both worlds: a friendly, community-based agency offering proactive, personalized customer service, as well as many of the capabilities found in a large corporate agency, due to our established industry relationships, access to multiple insurance carriers and decades of experience in the business.

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Pasadena Insurance Agency, Inc

States we serve

  • Texas

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Farm
  • Flood
  • Health
  • Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Umbrella

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AXA XL, AmTrust Financial, Berkley Select Insurance Company, Berkshire Hathaway GUARD Insurance Company, CNA, Chartis Property Casualty Company, Chubb, Hiscox Ins Co Inc., Markel Specialty, Mercury Insurance Group, MetLife Auto & Home, Old Republic Surety Company, PURE, Pennsylvania Lumbermens Mutual, Philadelphia Insurance Companies, RPS, Texas Mutual, The Hanover Insurance Group, The Hartford, US Assure, United States Liab, Utica National Insurance, Wright Flood, biBERK

Pasadena Insurance Agency, Inc Team

Frank Karkowsky - President
Frank Karkowsky
(713) 869-6991 LinkedIn Profile
  • CIC
  • CRM
Ronnie Karkowsky - Principal
Ronnie Karkowsky

Pasadena Insurance Agency, Inc Reviews

Average based on 9 reviews Leave a review

Customer Reviews

May 21, 2020

Very professional, received prompt attention and I feel like the most important client.

May 21, 2020

I appreciate your hard work and effort and know I have chosen the right place to come for my insurance needs.

May 21, 2020

It's a large relief to know that your company takes care of their clients. You have helped me more than I can express in writing.

May 21, 2020

Pasadena Insurance is always there helping us out and directing us to protect our family.

May 21, 2020

I have people counting on me to get the job done. I can always count on these people to get back to me quickly and efficiently.

May 21, 2020

Pasadena Insurance has gone the extra mile to review our risk, the details of the policies and our options in an understandable format. They continue to be extremely responsive; especially in areas that we are not; as in the potential risk with the recent construction.

May 21, 2020

Good people. Good service. David and Frank & Ronnie are really knowledgeable and helpful

May 21, 2020

Nice People. Good listeners. Well priced quotes. Creative.

May 21, 2020

One of the most knowledgeable outfits I've come across. Awesome! 5 stars


Pasadena Insurance Agency, Inc

Proudly Protecting Texans Since 1936

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