Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
The Downs Agency LLC
  • Business
  • Home
  • Auto
  • Life

The Downs Agency LLC

Independent Insurance Agent in Bowling Green, KY

About us

Your Premium, Our Promise

Established in 2013, the Downs Insurance Agency, is a locally owned and operated, Independent Insurance Agency. Our friendly team offers all lines of insurance. Our mission is to find you the best possible service, price, and advice-- for protecting your family, and assets. We are family owned and operated. Bethany and Tommy Downs founded the agency together, and have gathered a staff of well trained and educated insurance experts. We would love the opportunity to discuss your insurance needs, and do a risk analysis. Contact us today to schedule an appointment in person at our office, or the location of your choice. We are happy to come to your home, or business, and you are welcome to come to ours. Our relationships with the people we serve are the foundation of what we do.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose The Downs Agency LLC

States we serve

  • Indiana
  • Kentucky
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Dairyland Insurance Company, Erie Insurance Company, Hagerty, Mutual of Omaha, Trexis

The Downs Agency LLC Team

Bethany Downs - Chief Executive Officer
Bethany Downs
Chief Executive Officer
(270) 282-4942
Scott Essler - Sales Executive
Scott Essler
Sales Executive
(270) 282-4942
Beth Lawrence - Sales Executive
Beth Lawrence
Sales Executive
(270) 282-4942
Tommy Downs - President
Tommy Downs
(270) 282-4942

The Downs Agency LLC Reviews

Average based on 5 reviews Leave a review

Customer Reviews

April 24, 2021

The Downs Agency has exceeded our expectations in every way possible. We recently had an accident and never having one, we took the vehicle to a body shop that didn't do the best at repairing the car. After that, we had to use a dealership and they were very helpful in every way possible. The adjuster was amazing as well.

April 24, 2021

Rates are great, but service is exceptional. Downs Agency has been quick to answer any questions and is very responsive when help is needed. I have had two claims since I've been insured through Erie and they have been very fair with their settlement offers. Highly recommend.

April 24, 2021

I absolutely love the people, customer service how much they care about me and my family. How easy it is to get anything taken care of. I highly recommend.

April 24, 2021

Tommy and Bethany and their staff is amazing! They saved me a TON of money!!

March 5, 2021

Great people who want to make sure you pay the lowest insurance premiums available. They are always so willing to talk and help in any way they can.


The Downs Agency LLC

Your Premium, Our Promise

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