Agency website
About us
Our POWER. Your Goals. Nothing Less.
Our policy is simple: We only represent top insurance companies who have a reputation built on coverage and claims service. POWERS Insurance and Risk Management is a family-owned and operated independent insurance agency founded in 1991. Our offerings include insurance products (surety bonds, commercial general liability, workers compensation, commercial umbrella & excess liability, commercial property, inland marine, crime, cyber insurance, professional liability, contractor e&o, BOP - business owners policy, executive, life, personal, home and auto), risk management services, and employee benefits. Headquartered in St. Louis, Mo., with consultants and satellite offices, strategically located in Kansas City MO, Columbia MO, Springfield MO, West Plains MO, Sioux Falls SD, we think globally and act locally by providing personalized service to each and every client.
What our clients are saying
" I was looking for better rates and service and called Powers Insruance. Patty Taylor has been a great help. She not only saved me money me money on my auto and homeowners insurance, she reviewed my coverage and policy forms. I have recommended Patty with Powers Insurance to family and friends and they all have been pleased"
"Great customer service"
"This agency is undoubtedly at the top of the list in terms of integrity and customer satisfaction. The Powers family makes great strides to insure that their customers know they are a priority rather than a source of income. Their commitment to exceeding industry standards in both performance and training is obvious in the services they deliver."
"I liked the time and patience that was provided to me as a new small business owner to make sure I understood everything."
"Although we have used Powers for two years, we have not made any claims, so the real power behind behind this recommendation has not been tested. The price, however, has been very satisfying."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose POWERS Insurance & Risk Management
States we serve
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- Nevada
- New Jersey
- New York
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Construction
- Educational Services
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Utilities
Recommended insurance company partners
Other companies we work with:
Accident Fund, Aegis General, Allstate, AmTrust Financial, Berkshire Hathaway Insurance Company, Bituminous Insurance, Bristol West Insurance Company, Burns & Wilcox, CNA, Chubb, Cincinnati Insurance Company, Cornerstone National Insurance, Encompass, Fidelity National Insurance Company, Grange Insurance, GuideOne Insurance, Hagerty, Hiscox Ins Co Inc., MetLife Auto & Home, Missouri Employer Mutual, National General Insurance (GMAC), PURE, Philadelphia Insurance Companies, The Hanover Insurance Group, The Hartford, Utica National Insurance, Vindati, Wright Flood, Zenith Insurance CompanyPOWERS Insurance & Risk Management Team
POWERS Insurance & Risk Management Reviews
Customer Reviews
I was looking for better rates and service and called Powers Insruance. Patty Taylor has been a great help. She not only saved me money me money on my auto and homeowners insurance, she reviewed my coverage and policy forms. I have recommended Patty with Powers Insurance to family and friends and they all have been pleased
Great customer service
This agency is undoubtedly at the top of the list in terms of integrity and customer satisfaction. The Powers family makes great strides to insure that their customers know they are a priority rather than a source of income. Their commitment to exceeding industry standards in both performance and training is obvious in the services they deliver.
I liked the time and patience that was provided to me as a new small business owner to make sure I understood everything.
Although we have used Powers for two years, we have not made any claims, so the real power behind behind this recommendation has not been tested. The price, however, has been very satisfying.
