Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
POWERS Insurance & Risk Management
  • Business
  • Home
  • Auto
  • Life

POWERS Insurance & Risk Management

Independent Insurance Agent in Saint Louis, MO

About us

Our POWER. Your Goals. Nothing Less.

Our policy is simple: We only represent top insurance companies who have a reputation built on coverage and claims service. POWERS Insurance and Risk Management is a family-owned and operated independent insurance agency founded in 1991. Our offerings include insurance products (surety bonds, commercial general liability, workers compensation, commercial umbrella & excess liability, commercial property, inland marine, crime, cyber insurance, professional liability, contractor e&o, BOP - business owners policy, executive, life, personal, home and auto), risk management services, and employee benefits. Headquartered in St. Louis, Mo., with consultants and satellite offices, strategically located in Kansas City MO, Columbia MO, Springfield MO, West Plains MO, Sioux Falls SD, we think globally and act locally by providing personalized service to each and every client.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose POWERS Insurance & Risk Management

States we serve

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Construction
  • Educational Services
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Utilities

Recommended insurance company partners

Other companies we work with:

Accident Fund, Aegis General, Allstate, AmTrust Financial, Berkshire Hathaway Insurance Company, Bituminous Insurance, Bristol West Insurance Company, Burns & Wilcox, CNA, Chubb, Cincinnati Insurance Company, Cornerstone National Insurance, Encompass, Fidelity National Insurance Company, Grange Insurance, GuideOne Insurance, Hagerty, MetLife Auto & Home, Missouri Employer Mutual, National General Insurance (GMAC), PURE, Philadelphia Insurance Companies, The Hartford, Utica National Insurance, Vindati, Wright Flood, Zenith Insurance Company

POWERS Insurance & Risk Management Team

Chris Sullivan - Producer
Chris Sullivan
Peirce W. Powers, Jr. - Chief Executive Officer
Peirce W. Powers, Jr.
Chief Executive Officer
Tim Davis - Chief Operating Officer
Tim Davis
Chief Operating Officer
Christen Beardall
Christen Beardall
Sharon Jenkins
Sharon Jenkins
Natalie Garner - Personal Lines Support
Natalie Garner
Personal Lines Support
Bill Kaatman - Producer
Bill Kaatman
Casey Parisoff - Director
Casey Parisoff
(800) 948-5100 LinkedIn Profile
  • PWCA

POWERS Insurance & Risk Management Reviews

Average based on 5 reviews Leave a review

Customer Reviews

May 11, 2023

I was looking for better rates and service and called Powers Insruance. Patty Taylor has been a great help. She not only saved me money me money on my auto and homeowners insurance, she reviewed my coverage and policy forms. I have recommended Patty with Powers Insurance to family and friends and they all have been pleased

February 27, 2020

Although we have used Powers for two years, we have not made any claims, so the real power behind behind this recommendation has not been tested. The price, however, has been very satisfying.

February 27, 2020

I liked the time and patience that was provided to me as a new small business owner to make sure I understood everything.

February 27, 2020

This agency is undoubtedly at the top of the list in terms of integrity and customer satisfaction. The Powers family makes great strides to insure that their customers know they are a priority rather than a source of income. Their commitment to exceeding industry standards in both performance and training is obvious in the services they deliver.

February 27, 2020

Great customer service


POWERS Insurance & Risk Management

Our POWER. Your Goals. Nothing Less.

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