Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Joy Insurance Agency Inc.
  • Business
  • Home
  • Auto
  • Life

Independent Insurance Agent in Middletown, NY

Joy Insurance Agency Inc.

About us

Superior Service at the Best Value

Joy Insurance Agency is an independent insurance agency, proudly offering a broad range of Personal, Commercial, and Life Insurance products. Our agency was awarded "The Reader's Choice Award" by the Times Herald Record's 2013 survey, which is a true testament to our commitment to our community. We are proud of the the professional and pleasant service offered to our clients by our trained staff of caring insurance experts. As a second-generation, family-owned and operated business, we take pride in delivering the best value on insurance in the Hudson Valley. Whether you're a business or a individual, we'll take the time to review your operations and your individual needs in order to protect your assets. We will identify your claims exposures, and suggest appropriate programs to specifically address your individual protection needs. Since we represent a variety of top-rated insurance companies we can assure you a competitive program coupled with fast and fair claims service. Our clients enjoy enhanced coverage plans for their families and their businesses which not only saves money at the time of a claim, but also presents a competitive value in regards to insurance cost.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Joy Insurance Agency Inc.

States we serve

  • New Jersey
  • New York
  • Pennsylvania

Our insurance coverages

Personal insurance coverage
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Condo
  • Farm
  • Flood
  • Home
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Renters
  • Snowmobile
  • Travel Trailer
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:
RPS, Erie Insurance Company, AmTrust Financial, Merchants Insurance Group, MetLife Auto & Home, Chubb, Oxford Life Insurance Company, The Hartford, Kemper Independence, Utica National Insurance, Utica First Insurance Company, Vindati

Joy Insurance Agency Inc. Reviews

Average based on 9 reviews Leave a review
Customer Reviews
February 17, 2020

Each employee is knowledgeable and spends time to provide with the right coverage.

February 17, 2020

Whenever we have any questions or changes - you always explain all our options so we can make informed decisions that work best for our family. Thank you for making your clients feel like we matter!

February 17, 2020

I have worked with Shirley from Joy Insurance for over 5 years. Since day one she has been so pleasant, professional and efficient. I would highly recommend this company because of her.

February 17, 2020

I would recommend Joy Insurance to anyone. Their customer service is great.

February 17, 2020

We have been with Joy Insurance for 6 years now. It has been a pleasure to have them handle all of our insurance needs. Many thanks to Chris, Doris, and the entire office staff for your professional and courteous manner.

February 17, 2020

We are pleased with the courteous and friendly service we always receive from Joy Insurance Company. They are reliable and always ready to help.

February 17, 2020

Whenever we have any questions or changes - you always explain all our options so we can make informed decisions that work best for our family. Thank you for making your clients feel like we matter !

February 17, 2020

I have worked with Shirley from Joy Insurance for over 5 years. Since day one she has been so pleasant, professional and efficient. I would highly recommend this company because of her.

February 17, 2020

Each employee is knowledgeable and spends time to provide with the right coverage

RECOMMENDED INSURANCE COMPANY PARTNERS

Joy Insurance Agency Inc.

Superior Service at the Best Value

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