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Alta Vista Insurance Agency
  • Business
  • Home
  • Auto
  • Life
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Alta Vista Insurance Agency

Independent Insurance Agent in Carlsbad, CA

About us

Helping You Reach New Heights

Alta Vista Insurance is a full-service, independent insurance agency. We treat our clients as we would want to be treated; leave our cleints more informed than when they met us; take our service one step beyond what is expected; and are profitable without compromising our integrity or our client's needs.

Auto Insurance, Home, Business, Life, Financial services, Watercraft, Recreational Vehicle, Health and Farm Insurance, Boat, Motorcycle/ATV, Business, Home, Renters, Health, Medicare, Life, Final Expense, Annuity, Cannabis Dispensary, Day Spa, Church, Daycare Center, Hotel, Motel, Hospital, Auto Dealership, Brewery, Cannabis/Hemp Dispensary, Tobacco store, CBD store, Landlord Insurance, Liquor Liability Insurance, Farm and Ranch Insurance, Bond Insurance, Workers Compensation Insurance, Contactors Insurance, Cyber Liability, Errors and Omissions, Restaurant Insurance, Deli, Habitational Insurance, Beauty & Barber Shop Insurance, Artisan Contractors Insurance, Bakery Insurance, Bakery Insurance, Bed & Breakfast Insurance, Catering, EPLI, Trucking, HOA Insurance, Lessors Risk Insurance.

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Alta Vista Insurance Agency

States we serve

  • Arizona
  • California
  • Nevada
  • Oregon
  • Texas
  • Washington

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Condo
  • Home
  • Renters

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Allstate, American Integrity Insurance, American Modern, Anthem Insurance Company, Blue Cross Blue Shield, Builders & Tradesmen's Insurance (BTIS), CIG Capitol Insurance Group, CNA, CSE Insurance Group, California Casualty Group, Capitol Insurance, Chubb, Employers General Insurance Group Inc., Encompass, First American P&C Insurance Company, Kaiser Permanente, Kemper Independence, Lloyd's, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), Oregon Mutual, Pacific Specialty, Philadelphia Insurance Companies, State National Companies, The Hartford, United States Liab

Alta Vista Insurance Agency Team

Morgan Hege - Primary Contact
Morgan Hege
Primary Contact
LinkedIn Profile
Seth Arruda - Vice President
Seth Arruda
Vice President
(619) 631-3499 LinkedIn Profile
George Francis - Partner
George Francis
Partner
Designations
  • CPCU
Holly Bishop - Insurance Professional
Holly Bishop
Insurance Professional
(760) 444-0200 LinkedIn Profile
Tandy Owen - Account Manager
Tandy Owen
Account Manager
(619) 798-5261 LinkedIn Profile
Vira Rodriguez - Account Manager
Vira Rodriguez
Account Manager
(619) 798-9360 LinkedIn Profile
Jamie Stevens - Account Executive
Jamie Stevens
Account Executive
(619) 631-3485

Alta Vista Insurance Agency Reviews

Average based on 12 reviews Leave a review

Customer Reviews

May 11, 2022

Raymond was great to work with when purchasing my new home. He was able to get me a great bundle rate with home and auto.

May 11, 2022

Always great service from Nick and the team. They've made our home buying & insurance process easy!

May 11, 2022

I work with American Food Ingredients and Tandy Owen is always very quick to respond and takes care of us in a timely and friendly manner.

May 11, 2022

Raymond Lowder has been very helpful in keeping up with our insurance needs, even when the situation is sometimes complicated. Very happy with him as our agent!

May 11, 2022

Gloria at Alta Vista Insurance was wonderful. I needed to renew my business insurance and she really went to bat for me in a tough market. I would highly recommend Alta Vista to anyone looking for good customer service and a great deal.

May 11, 2022

I've found Seth and Morgan at Alta Vista to be the most helpful insurance brokers in all of Vista. Anytime I have insurance related issues, consternations and agitations, I can confidently rely on Alta Vista to meet or exceed my expectations.

May 11, 2022

I came to Alta Vista Insurance for renters insurance. I was immediately greeted with a huge smile by the lovely Amanda at the front desk who asked me what I needed help with. She walked me over to one of their agents to get started. Gloria helped me with my policy got me the best rate. I had no idea what I was doing but they made it quick and easy to do with no hassle and explained everything. While we were building my policy Sherri was asking me about where I was going and how my summer was. They even faxed my paperwork to my new housing complex so I wouldn't have to. A few days later I had a question and went back. Rick helped me and it was another great experience. Everyone in the office was so friendly and they really cared about me and made sure my business was done correctly and that I was satisfied. It is like a family there. I would HIGHLY RECOMMEND Alta Vista Insurance to everyone!!!

May 11, 2022

Everyone at Alta Vista is extremely friendly, helpful, and quick to respond. I have two active policies with this agency currently, and adding or changing policies and coverage is simple and easy. Highly recommended!

May 11, 2022

Alta Vista Insurance was recommended from a friend. We needed workman's comp and liability insurance for our small business. Kacey G. has been our contact, polite with obvious experience. We had some changes along the way. Kacey has been quick and efficient helping thru the process. I recommend Kacey G. and Alta Vista for all your insurance needs.

May 11, 2022

It's a pleasure working with Nick at Alta Vista. He responds to our queries quickly, and has always looked for ways to help us save money on our insurance policy. I highly recommend Nick at Alta Vista!

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Alta Vista Insurance Agency

Helping You Reach New Heights

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