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Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency
  • Business
  • Home
  • Auto
  • Life
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Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency

Independent Insurance Agent in Moneta, VA

About us

We Specialize in Serving the surrounding Smith Mountain Lake communities


We are independent insurance agents that specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glad Hill, Goodview, Huddleston, and Bedford. Since 1984, we've provided a complete range of insurance products. We are partnered with well known, and respected regional and national companies, such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, Mutual of Omaha, Aetna, Optima, and Anthem.

We can help if you have a need for Auto Insurance, Home Insurance (Primary of Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcyle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides a local experience to assist you in making the best decisions.

We specialize in listening to your specific needs and creating a custom fit insurance package.


Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency

States we serve

  • Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Life & Annuties coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

AAA, Allstate, American Strategic Insurance, Anthem Insurance Company, Auto-Owners Insurance Company, Guard Insurance Group, Hagerty, National General Insurance (GMAC), The Hartford, Windsor-Mount Joy Mutual

Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency Team

Gavin Hager
Gavin Hager
Crystal White - Personal Lines Sales Executive
Crystal White
Personal Lines Sales Executive
(540) 721-8822

Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency Reviews

Average based on 7 reviews Leave a review

Customer Reviews

February 20, 2021

We always enjoy our experience with Phil Hager Insurance Agency. They have helped us with our insurance needs, both personally and professionally for years. They're a great company and the staff is very helpful.

February 20, 2021

Very knowledgeable and easy to communicate with!

February 20, 2021

Very knowledgeable and provides exceptional service. Phil Hager Insurance Agency values the community, their support for local business and small non profits is admirable.

February 20, 2021

Great service, friendly staff. Excellent choice of carriers to pick from and they will custom tailor your insurance needs. A+

February 20, 2021

Can't say enough good things about their staff, their service and knowledge about the firms they represent. The best agency I have ever deal with for home and auto insurance.

February 20, 2021

These folks are great! I asked them to review my current policy with another company because I was adding a camper. They were able to increase the coverage on my vehicles for hardly any additional money. I can not thank them enough!

February 20, 2021

We always enjoy our experience with Phil Hager Insurance Agency. They have helped us with our insurance needs, both personally and professionally for years. They're a great company and the staff is very helpful.

RECOMMENDED INSURANCE COMPANY PARTNERS

Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency

We Specialize in Serving the surrounding Smith Mountain Lake communities

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