About Us
Protecting the Dream you made Reality. Since 1980.
The Horn family has been synonymous with insurance in Southwest Florida for over 40 years. Mike, Sr. and his wife, Ilene, relocated from Indiana to Naples in 1978. Together, they served this community for three decades through their State Farm agency.
Led by the next generation, Mike, Jr., Horn Family Insurance -- an independent agency -- opened its doors in 2009 with the goal of protecting client's real assets and limiting liability exposure. As a member of the State Insurance Group, we boast appointments from over twenty (20), A-rated domestic carriers and have access to numerous Excess & Surplus lines (E&S) carriers. Collectively, this gives rise to a comprehensive yet economical insurance program for our clientele.
Coupling our extensive knowledge of this community and with insurance expertise, we are uniquely positioned to fulfill the insurance needs of Southwest Florida.
We are experts in personal lines insurance.
Ask me about these types of insurance...
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
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Request a umbrella insurance quoteWhat People Are Saying
States Served
Personal Insurance
- Auto
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Pet
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Commercial Insurance
- Other
Companies We Work With
- Hiscox
- RPS
- Foremost
- Southern Oak Insurance
- Markel Specialty
- Mercury
- Chubb
- Bituminous Insurance
- Gulfstream Property and Casualty
- Edison Insurance
- Progressive
- RLI Insurance
- Safeco Insurance
- Travelers
- The Hartford
- FedNat
- Heritage Insurance Company
- St. Johns Insurance
- Florida Peninsula
- Halcyon Underwriters
- Universal North American
- Western World Insurance
- Homeowners Choice Insurance
- Tower Hill Preferred
- Wright Flood
- TypTap Insurance
- Johnson & Johnson Insurance
- Vindati
- Jewelers Mutual Insurance Company
- UPC Insurance
- Olympus Insurance Company
- Chartis Property Casualty Company
- Universal Property & Casualty Insurance
- Hagerty