About Us
Protecting the Dream you made Reality. Since 1980.
The Horn family has been synonymous with insurance in Southwest Florida for over 40 years. Mike, Sr. and his wife, Ilene, relocated from Indiana to Naples in 1978. Together, they served this community for three decades through their State Farm agency.
Led by the next generation, Mike, Jr., Horn Family Insurance -- an independent agency -- opened its doors in 2009 with the goal of protecting client's real assets and limiting liability exposure. As a member of the State Insurance Group, we boast appointments from over twenty (20), A-rated domestic carriers and have access to numerous Excess & Surplus lines (E&S) carriers. Collectively, this gives rise to a comprehensive yet economical insurance program for our clientele.
Coupling our extensive knowledge of this community and with insurance expertise, we are uniquely positioned to fulfill the insurance needs of Southwest Florida.
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Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
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States Served
Personal Insurance
- ATV
- Automobile
- Boat
- Builders Risk/Home Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV
- Renters
- Short-Term/Sharing
- Snowmobile
- Special Event
- Trailer
- Umbrella
- Vacant Land
- Valuable Items
Commercial Insurance
- Other
Companies We Work With
- ASI
- America Modern Home Ins
- American Integrity Insurance
- Chartis Property Casualty Co
- Chubb
- Edison Insurance
- FedNat Insurance Company
- Florida Peninsula
- Foremost Insurance
- Gulfstream Property and Casualty
- Hagerty
- Halcyon Underwriters
- Heritage Insurance Company
- Homeowners Choice Insurance
- Jewelers Mutual Insurance Company
- Johnson & Johnson Insurance
- Markel FirstComp
- Markel Specialty
- Mercury Insurance Group
- Olympus Insurance Company
- Progressive Insurance
- RLI Corp
- Risk Placement Services (RPS)
- Safeco Insurance
- Southern Oak Insurance
- St. Johns Insurance Company
- The Hartford
- Tower Hill Preferred
- Travelers
- TypTap Insurance
- UPC Insurance
- Universal North American
- Universal Property & Casualty Insurance
- Western World Insurance
- Wright Flood