We have been serving New York State residents for over 130 years. Our philosophy is simple yet effective and is centered on personal service and a commitment to our policyholders and producers - Simplicity, Stability, Flexibility, Responsiveness, and Collaboration. We are continually striving to meet the needs of our producers and policyholders by developing new products and enhancing our current products to fit the changing marketplace.
Kingstone Insurance provides the following insurance coverages by state.
Kingstone Insurance specializes in protecting coastal, high-value, seasonal and secondary homes. With building coverage of up to $5 million and liability coverage of up to $1 million, homeowners can stay protected within their budget. Some policy coverages and enhancements include no hurricane or wind deductible requirements, identity fraud coverage and personal umbrella endorsements with limits up to $5 million. Customers can qualify for various discounts to save on premiums.