Does Long-Term Care Insurance Cover Home Health Care?

(Here's how everything works)

Written by Jessica Huneck
Written by Jessica Huneck

Jessica Huneck is an insurance writer from TrustedChoice.com. She began her writing career in 2011 and has since earned herself a bachelor's degree in English writing.

paul martin Reviewed by Paul Martin
paul martin
Reviewed by Paul Martin

Paul Martin is the Director of Education and Development for Myron Steves, one of the largest, most respected insurance wholesalers in the southern U.S.

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Table of Contents

Q. Does long-term care insurance cover home health care and what is home health care?
Q. Does long-term care insurance cover home health care and what is long-term care insurance?
Q. Does long-term care insurance cover home health care and who can help me find it?
Q. Does long-term care insurance cover home health care and what insurance company can help?

Q. Does long-term care insurance cover home health care and what is home health care?

Will my long-term care insurance cover home health care if needed? Also, what qualifies as home health care?

Long-term care insurance normally has coverage for home health care, or at least the option to add it to the policy. Home health care is assistance in activities of daily living that allows the patient to stay and accept care in their own home. 

To find out if your long-term care policy has coverage for home health care, please contact your local independent insurance agent to review.

Q. Does long-term care insurance cover home health care and what is long-term care insurance?

I would like to be able to stay at home if I need long-term care down the road. Does long-term care insurance normally cover home health care? What exactly is long-term care?

Long-term care insurance normally has coverage for home health care, or at least the option to add it to the policy. Long-term care insurance provides coverage for long-term care expenses such as nursing home care, in-home care (aka home health care), respite care, hospice care, Alzheimer's care, and adult day care. Contact your local independent insurance agent for specifics. 

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Q. Does long-term care insurance cover home health care and who can help me find it?

I am concerned that my long-term care insurance policy does not cover home health care. Does long-term care insurance cover home health care? Who can help me find long-term care insurance?

Long-term care insurance normally has coverage for home health care, or at least the option to add it to the policy. The best person to help you find long-term care insurance is your local independent insurance agent. They work with several insurance companies to be able to provide you with the best coverage and pricing for your long-term care policy.

Q. Does long-term care insurance cover home health care and what insurance company can help?

As a person planning for their retirement, I would like options when it comes to my long-term care. Do long-term care insurance policies have coverage for home health care? Also, what insurance company can help?

Long-term care insurance normally has coverage for home health care, or at least the option to add it to the policy. Finding an insurance company for your long-term care insurance is no easy task. 

That's why you need to call your local independent insurance agent, they work with a number of different insurance companies. They do the heavy lifting for you and present you with the best long-term care coverage options and pricing.

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