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Liberty Mutual
Liberty Mutual
Your one-stop resource for agent questions and answers, whether you're an existing agent or interested in partnering with Liberty Mutual.
Every business is different, which is why we take the time to understand your unique needs. Liberty Mutual Insurance is a leading commercial insurer with more than a century of experience. We have the resources and expertise to safeguard businesses against risk, and in partnership with independent agents, brokers, and consultants, we provide you with the tailored coverage your customers need:
Whether you're quoting a new startup, a family-owned business, or a multinational Fortune 500 corporation, you can feel confident that we'll protect your customer's business. It's what we do best.
Select the coverage below to learn more about what we offer.
Liberty Mutual's general liability product is the perfect solution for small commercial businesses. We have 12 industry-specific endorsement bundles to help protect your clients' businesses.
General Liability has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual General Liability generally meet the following guidelines.
Eligible risks for Liberty Mutual General Liability generally meet the following guidelines.
A well-managed workers compensation program can help reduce medical costs, return employees to work faster, and support a strong bottom line. Liberty Mutual closes workers compensation claims 18 percent faster and at an 11 percent lower cost on average, than our major competitors.
Workers Compensation has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Workers Compensation generally meet the following guidelines.
Eligible risks for Liberty Mutual Workers Compensation generally meet the following guidelines.
An umbrella policy provides an extra layer of protection — limits that pick up once a general liability or auto liability limit is exhausted. Our umbrella coverage can help protect clients from the unexpected so they can focus on what really matters: making their business succeed.
Umbrella has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Umbrella generally meet the following guidelines.
Eligible risks for Liberty Mutual Umbrella generally meet the following guidelines.
The Liberty Mutual Insurance Business Owners Policy provides specialized coverage to protect your small business clients. It bundles property and liability coverages in a single policy and provides the ability to tailor each policy to meet individual business needs.
Traditional BOP has eligible classes in 16 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Traditional BOP generally meet the following guidelines.
Eligible risks for Liberty Mutual Traditional BOP generally meet the following guidelines.
We offer coverage for owned, leased, nonowned, and hired vehicles for both legal liability and physical damage resulting from collisions or other incidents. Drive other car coverage for business drivers without personal auto insurance and loan/lease gap coverage are available as well.
Commercial Automobile has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Commercial Automobile generally meet the following guidelines.
Eligible risks for Liberty Mutual Commercial Automobile generally meet the following guidelines.
Liberty Mutual's property product is the perfect solution for small commercial businesses. We have three general extension endorsements and 12 industry-specific endorsements available to help protect your clients' properties.
Property has eligible classes in 18 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Property generally meet the following guidelines.
Eligible risks for Liberty Mutual Property generally meet the following guidelines.
BOP product designed for ease of business for agency partners to quote and issue. Targets an agency small business customer.
Simple BOP has eligible classes in 13 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Simple BOP generally meet the following guidelines.
Eligible risks for Liberty Mutual Simple BOP generally meet the following guidelines.
Commercial Package Policy with BOP coverages and extension endorsements
Custom Protector has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.
Annual premium for this product is generally in this range:
Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.
Eligible risks for Liberty Mutual Custom Protector generally meet the following guidelines.
Eligible risks for Liberty Mutual Custom Protector generally meet the following guidelines.