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Safety Insurance

We'll Help you Manage Life's Storms

Match with the right Safety Insurance independent agent.

They’ll help you find the exact coverage you need.

Why choose Safety Insurance for your insurance needs?

Since our founding in 1979, Safety Insurance has partnered with Independent Agents to provide customers with the best possible insurance products and services at a competitive price. Today, we are one of the leading providers of property and casualty insurance in Massachusetts, New Hampshire and Maine. Safety Insurance offers a portfolio of personal line insurance products, including, auto, homeowners, dwelling fire, and personal umbrella. In addition, we also offer commercial lines insurance products including, auto, business owner policies, and commercial umbrellas. We are committed to providing the fastest and easiest claims service in the business. We offer many unique claims services that set us apart from our competitors and improve the customer’s claims experience.  Sold exclusively through a network of professional independent agents, Safety Insurance provides agents with state-of-the-art tools that make it easy to service and protect their customers. Safety Insurance has consistently received an “A” rating from A.M. Best.

Where does Safety Insurance do business?

Safety Insurance provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Safety Insurance offer?

Safety Insurance helps small and medium-sized business owners with comprehensive liability and property coverage against risks from a covered loss. The Safety Insurance program covers a variety of industries, from restaurants and offices to special trade contractors and wholesalers. In addition, Safety Insurance automatically includes equipment breakdown coverage. Customers can also find competitive rates for commercial auto and umbrella insurance.

Participation with

3
States
120
Industries
1574
Trusted Choice Independent Agents

Specializes in these industries

Insurance/Financial Services
Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

Wholesalers
Wholesalers

Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.

Residential Real Estate
Residential Real Estate

Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.

Restaurants
Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Contractors/Construction
Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Retailers
Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Photography
Photography

Protect your Photography business against damage to your equipment and third-party liability claims with proper insurance.

Distributors
Distributors

Stay protected against common accidents, property damage and lawsuits with reliable insurance for your distribution business.

Small Business
Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Food & Beverage
Food & Beverage

Get the right coverage against all of the potential exposures to your products with food and beverage insurance.

Service Industry
Service Industry

From general liability coverage to workers compensation, you can protect your business with the right service insurance.

Commercial Real Estate
Commercial Real Estate

Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.

Veterinarians
Veterinarians

Get coverage against the potential risks and vulnerabilities that you face every day with veterinarian insurance.

Barber Shops & Beauty Shops
Barber Shops & Beauty Shops

Avoid costly lawsuits from accidents and injuries with reliable insurance for your barber shop and/or beauty shop.

Business coverage types

Business Owners Package (BOP)
Business Vehicle
Cyber Liability
Employment Practices Liability
Property
Umbrella / Excess

Looking for the right business insurance?

Safety Insurance agents are ready to help.

What personal insurance does Safety Insurance offer?

Safety has a strong reputation as a market leader for both Personal Auto and Homeowners insurance. Our target market for personal lines is the total account including Auto, Homeowners, Umbrella, Scheduled Personal Property and watercraft. We offer a broad selection of discounts and enhanced coverage endorsements that help protect your most important assets. Some of the enhanced coverages we offer include, Safety Shield Plus, Safety Supreme Plus, Safety Complete, Home Cyber Risk Coverage, Service Line Coverage, Home Systems Protection, and identity fraud insurance. Rewards for safe driving are also available.

Participation with

3
States
16
Coverage Types
1584
Trusted Choice Independent Agents

Personal coverage types

Auto
Auto
Boat
Boat
collectible auto
Collectible Auto
Condo
Condo
Earthquake
Earthquake
home
Home
identity fraud
Identity Fraud
Landlord
Landlord
Motorcycle
Motorcycle
Personal Watercraft
Personal Watercraft
RV-Motorhome
RV / Motorhome
Renters icon. Keys
Renters
Snowmobile
Snowmobile
Travel Trailer
Travel Trailer
Umbrella
Umbrella
Valuable Items
Valuable Items

Protect yourself and everything you love.

Safety Insurance agents are ready to help.

What are Safety Insurance customers saying?