Welcome to Hiscox Agent Resources

With Hiscox NOW® you can quote and bind small business insurance online in minutes. Your client gets same-day coverage and we handle all the service and billing. It’s quick and easy, so you can write more business faster.

Why Choose Hiscox NOW?

Our service, specialty knowledge, and courage make us different.

No two businesses are exactly the same, and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks.

Quote and bind online in minutes.

Same-day coverage with policy documents emailed immediately.
Tailored coverage for 180+ professions.
Hiscox handles all servicing and billing.
Policies auto-renew so you earn commission for the lifetime of the policy.
Hiscox is a global insurer with over 100 years of experience insuring businesses.
Hiscox Insurance Company, Inc., the carrier on all Hiscox NOW products, is rated "A" (Excellent) by A.M. Best.

Contact Information

For more information, call: (866) 739-0727

Hiscox - Risk Appetite

Select the coverage below to learn more about what we offer.

Protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Available In

Appetite by Sector

General Liability NOW has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services

2. Construction

3. Administrative and Support and Waste Management and Remediation Services

4. Retail Trade

5. Health Care and Social Assistance

6. Real Estate and Rental and Leasing

7. Accommodation and Food Services

8. Finance and Insurance

9. Other Services (except Public Administration)

10. Educational Services

11. Information

12. Arts, Entertainment, and Recreation

13. Wholesale Trade

14. Manufacturing

Highlights

Aggregate limit: $2M online (up to $5M by phone)
Instant Binding: Same-day coverage policy documents emailed immediately
Broad Appetite: Policies customized for over hundreds of professions
Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
Direct Bill: Hiscox handles all servicing and billing
Automatic Renewal: Earn commissions for the lifetime of coverage

Premium Guidance

Annual premium for this product is generally in this range:

Minimum

$350.00

Maximum

$10,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Hiscox General Liability NOW generally meet the following guidelines.

Years in Business

0 (min)

Annual Revenue

$5,000,000 (max)

Full-Time Employees

100 (max)

Part-Time Employees

100 (max)

Acceptable Entities

Association

C Corporation

Co-Employer

Closely Held Corporation

Common Ownership

Corporation

Estate of

General Partnership

Individual

Joint Venture

Limited Corporation

Limited Liability Company

Limited Partnership

Not for Profit Organization

Other

Proprietorship

Partnership

S Corporation

Sole Proprietor

Subchapter S Corporation

Trust

Unincorporated Association

Get Started

Protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.