Central Insuarnce

Central Insurance Companies

We fulfill the promise to provide security, protection, and peace of mind to our customers.

Why choose Central Insurance Companies for your insurance needs?

Since 1876, Central has evolved into a successful property and casualty group with combined assets over $1 billion. Central writes over 350,000 insurance policies for customers in 23 states. We are represented by local independent agents, and we work together to provide the best insurance coverage possible at a reasonable cost. Our innovative products and services have been satisfying clients’ needs for over 140 years.

Where does Central Insurance Companies do business?

Central Insurance Companies provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Central Insurance Companies offer?

Central Insurance helps industry-specific businesses like construction, retail, wholesale, auto repair, and restaurants with a wide variety of business insurance options. From commercial auto and property coverage to loss control and employment practice liability, Central Insurance helps consumers find what they need with experience dating back to 1876. Central’s business insurance policies are backed by their reliable claims services and experienced representatives for a seamless process.

Participation with

24
States
739
Industries
1203
Trusted Choice Independent Agents

Specializes in these industries

Small Business

Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Wholesalers

Wholesalers

Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.

Commercial Real Estate

Commercial Real Estate

Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.

Auto Service & Repair Shops

Auto Service & Repair Shops

Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.

Restaurants

Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Contractors/Construction

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Retailers

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Manufacturing

Manufacturing

Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Employment Practices Liability
General Liability
Inland Marine
Property
Umbrella / Excess
Workers' Compensation

What personal insurance does Central Insurance Companies offer?

Central Insurance helps consumers find the right home and auto coverages tailored to their individual needs. Consumers can rest easy knowing that they have an array of reliable policies to choose from to protect their house, valuables, and other personal property against unforeseen events like earthquakes and floods. Central also provides additional auto coverages for vehicles like snowmobiles and golf carts, which go beyond personal policies by ensuring that all your recreational vehicles are covered.  

Participation with

21
States
16
Coverage Types
1203
Trusted Choice Independent Agents

Personal coverage types

ATV

ATV

Auto

Auto

Boat

Boat

collectible auto

Collectible Auto

Condo

Condo

Earthquake

Earthquake

Flood

Flood

home

Home

identity fraud

Identity Fraud

Landlord

Landlord

Personal Watercraft

Personal Watercraft

RV-Motorhome

RV / Motorhome

Renters

Renters

Snowmobile

Snowmobile

Umbrella

Umbrella

Valuable Items

Valuable Items

What are Central Insurance Companies customers saying?