TrustedChoice.com Logo
For Agents

Agent Advantage

Get a digital profile, improve your SEO, get recommended and get referrals

Claim-it

Get inbound, appetite-matching referrals delivered to you in real-time

For Insurance Companies

Insurance Company Advantage

Increase awareness, engage with more agents and drive the business you want

For Associations

Association Advantage

Give discounted subscriptions to your member agents and increase their digital reach

Inspiration

Blog

The IA Advantage blog, sharing top clicks and insider tricks for independent agents

Press

The latest news releases

Podcast

The IA Advantage Podcast, bringing you insurance consumer trends and insight from influencers around the IA channel

Newsletter

Catch up on past issues of the IA Advantage Newsletter

Marketplace

Agent Directory

Browse our the national directory of independent insurance agents

Insurance Company Directory

Browse our national directory of insurance carriers, MGAs and wholesalers

Live Referral Feed

See a real-time view of opportunities being delivered to independent agents right now!

Find an Insurance Market

Locate an insurance provider for your customers

Support

Help Desk

Get support for your Advantage product

Agent Log In

Sign in to manage your Advantage profile

  1. IA Advantage Blog
  2.  » The Ultimate Commercial Market Appetite Guide

The Ultimate Commercial Market Appetite Guide

Explore commercial insurance markets with our comprehensive list of trusted partners ready to meet your business needs.
Published: April 28, 2025
insurance agents presents different markets to client

When it comes to commercial insurance, having the right partners in your corner can make all the difference. That’s why pulled together a helpful list of our commercial insurance partners to help you find the market you need. Whether you’re hunting for niche expertise or broad market reach, the partners listed below are ready to help you deliver exactly what your clients need.

Table of Contents

🛠️ Workers’ Compensation & Risk Management Specialists

When it comes to protecting businesses and their people, these companies are leading the way in workers’ comp and smart risk solutions.

Frank Winston Crum

A leader in workers’ comp and general liability insurance, Frank Winston Crum helps small businesses stay protected while keeping compliance easy.

Highlights:

  • 12+ states
  • 1057 industries
  • Offering Workers’ Comp, General Liability, Inland Marine, Umbrella/Excess

👉 Learn more about Frank Winston Crum here.

ICW Group Insurance Companies

A powerhouse for workers’ comp and specialty coverage, ICW Group partners with agents to deliver innovative risk management solutions nationwide.

Highlights:

  •  21 states
  •  870 industries
  • Offering Workers’ Comp

👉 Learn more about ICW Group Insurance Companies here.

MEMIC

A specialist in workers’ compensation, MEMIC combines top-tier claims service with proactive safety resources to help businesses thrive.

Highlights:

  •  16 states
  •  407 industries
  • Offering Workers’ Comp

👉 Learn more about MEMIC here.


🏨 Hospitality, Habitational & Specialty Risk Experts

Need to cover restaurants, rental properties, nightlife, or niche markets? These partners shine where others shy away.

REInsurePro

Focused exclusively on real estate investment property solutions, REInsurePro makes placing tenant-occupied, renovation and vacant investment properties smoother for independent agents.

Highlights:

  •  50 states
  •  1057 industries
  • Offering Builders Risk, General Liability, Property

👉 Learn more about REInsurePro here.

RMS Hospitality Group

The hospitality industry’s secret weapon! RMS Hospitality Group specializes in protecting restaurants, bars, nightclubs, and more with custom coverage.

Highlights:

  •  50 states
  •  6+ industries
  • Offering Business Owners Package (BOP), General Liability, Property

👉 Learn more about RMS Hospitality Group here.

RT Connector

RT Connector opens the door to wholesale and specialty market access, offering a digital marketplace to help independent agents quickly rate, quote, bind and issue commercial policies.

Highlights:

  • 48 states
  • 64 industries
  • Offering Business Vehicle, Cyber Liability, General Liability, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about RT Connector here.


🏢 Main Street & Regional Business Insurers

Built for the backbone of the economy — small and mid-sized businesses — these companies offer broad support across states and industries.

Acadia Insurance

Built for businesses across the Northeast, Acadia Insurance understands the unique needs of local industries and crafts smart, tailored coverage solutions.

Highlights:

  • 7 states
  • 557 industries
  • Offering Builders Risk, Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Employment Practices Liability, General Liability, Inland Marine, Professional Liability, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about Acadia Insurance here.

Co-operative Insurance Companies

A Vermont-based partner with a heart for Main Street businesses, Co-operative Insurance Companies offers personal service with deep local expertise.

Highlights:

  • 2 states
  • 1057 industries
  • Offering Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions, Inland Marine, Professional Liability, Umbrella / Excess

👉 Learn more about Co-operative Insurance Companies here.

Dryden Mutual

Rooted in tradition and reliability, Dryden Mutual focuses on practical, no-fuss insurance solutions that help protect businesses across New York.

Highlights:

  • 1 state
  • 166 industries
  • Offering Builders Risk, General Liability, Inland Marine, Property

👉 Learn more about Dryden Mutual here.

Frederick Mutual Insurance Company

With a proud heritage dating back to 1843, Frederick Mutual brings personal attention and custom solutions to today’s independent agencies.

Highlights:

  • 6 states
  • 593 industries
  • Offering Business Owners Package (BOP), Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions, Inland Marine, Professional Liability, Umbrella / Excess

👉 Learn more about Frederick Mutual Insurance here.

Main Street America Insurance

Dedicated to America’s heartland, Main Street America provides affordable, tailored business insurance solutions for small to mid-sized companies.

Highlights:

  • 48 states
  • 233 industries
  • Offering Bonds, Business Owners Package (BOP), Business Vehicle, Cyber Liability, Employment Practices Liability, General Liability, Inland Marine, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about Main Street America here.

NYCM Insurance

Rooted in New York values, NYCM Insurance delivers reliable, local service and smart commercial coverage options tailored to the communities they serve.

Highlights:

  • 1 state
  • 159 industries
  • Offering Business Owners Package (BOP), Cyber Liability, General Liability, Professional Liability, Property

👉 Learn more about NYCM Insurance here.

Ohio Mutual Insurance Group

With a reputation built on trust and dependability, Ohio Mutual supports agents with commercial products designed for today’s evolving business landscape.

Highlights:

  • 7 states
  • 290 industries
  • Offering Builders Risk, Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Employment Practices Liability, Errors & Omissions, General Liability, Inland Marine, Property, Umbrella / Excess

👉 Learn more about Ohio Mutual Insurance Group here.

West Bend

Known as “The Silver Lining,” West Bend brings trusted, award-winning service and customized business solutions to independent agents across the Midwest.

Highlights:

  • 14 states
  • 333  industries
  • Offering Bonds, Builders Risk, Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions, General Liability, Inland Marine, Professional Liability, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about West Bend here.

Westfield

With nearly 175 years of experience, Westfield partners with agents to deliver strong, stable coverage for businesses of every size and sector.

Highlights:

  • 17 states
  • 770 industries
  • Offering Bonds, Builders Risk, Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, General Liability, Inland Marine, Property,
    Umbrella / Excess, Workers’ Compensation

👉 Learn more about Westfield here.


🔒 Surety, Bonds & Financial Coverage Specialists

When businesses need financial guarantees or unique bonding options, these partners deliver big.

BondExchange

Surety bonds made simple! BondExchange brings innovation and ease to agents looking to deliver fast, reliable bonding services for their commercial clients.

Highlights:

  • 51 states
  • 64 industries
  • Offering Surety Bonds

👉 Learn more about BondExchange here.


🚗 Transportation & Specialty Auto Coverage

From non-standard auto to fleet and trucking solutions, these companies keep businesses rolling.

King, an Embark Company

King is a recognized leader in Manufactured & Mobile Home Insurance, Mobile Home & RV Park, Commercial Insurances, and other unique specialty property insurance.

Highlights:

  • 10 states
  • 1 industry
  • Offering General Liability, Property, Umbrella / Excess

👉 Learn more about King here.

SLB Insurance Group

SLB Insurance Group distributes insurance products to retail agents who do not have access to premier markets due to agency size, coastal location, or company volume restrictions.

Highlights:

  • 2 states
  • 15+ industries
  • Offering Builders Risk, Business Owners Package (BOP), Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions, General Liability, Inland Marine, Professional Liability, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about SLB Insurance Group here.

Safety Insurance

Strong, steady, and built on relationships, Safety Insurance offers comprehensive commercial products with a strong regional focus in New England.

Highlights:

  •  3 states
  •  120 industries
  • Offering Business Owners Package (BOP), Business Vehicle, Cyber Liability, Employment Practices Liability, Property, Umbrella / Excess

👉 Learn more about Safety Insurance here.


🌎 Broad Commercial Coverage Powerhouses

Big names, big offerings. These companies bring strength, stability, and comprehensive commercial solutions for agencies nationwide.

Liberty Mutual

One of the most recognized names in insurance, Liberty Mutual brings global strength and a wide range of business coverage options to the independent agency channel.

Highlights:

  • 51 states
  • 789 industries
  • Offering Builders Risk, Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Errors & Omissions, General Liability, Inland Marine, Professional Liability, Property, Umbrella / Excess, Workers’ Compensation

👉 Learn more about Liberty Mutual here.

Stillwater

With A-rated financial stability and traditional values, Stillwater makes it easy for agents to place dependable coverage for commercial clients coast-to-coast.

Highlights:

  • 40 states
  • 81 industries
  • Offering Business Owners Package (BOP)

👉 Learn more about Stillwater here.

Warrior Insurance Network

Built for strength and resilience, Warrior Insurance Network offers a broad suite of commercial products tailored for today’s competitive business environment.

Highlights:

  • 8 states
  • 1057 industries
  • Offering Business Vehicle, General Liability

👉 Learn more about Warrior Insurance Network here.

MAPFRE Insurance

Known for personalized service and strong commercial offerings, MAPFRE Insurance helps agents meet the needs of a diverse range of businesses.

Highlights:

  • 1 state
  • 1057 industries
  • Offering Business Owners Package (BOP), Business Vehicle, Contractors Equipment, Cyber Liability, Directors & Officers, Employment Practices Liability, Inland Marine, Professional Liability, Property, Umbrella / Excess

👉 Learn more about MAPFRE Insurance here.

Need even more options?

Our Market Finder app lets you search our entire network of providers — across both commercial and personal insurance lines — so you can find the perfect match for any client need. Whether you’re filling a tough placement or expanding your carrier options, we’ve got you covered.

👉 Explore the Market Finder app here!

More Posts

6 Insurance Agency Video Marketing Ideas

With video content surging in popularity across digital platforms, now is the perfect time for independent agencies to tap into its full potential. Exploring the right insurance agency video marketing ideas can dramatically boost your visibility, build trust, and set...

How Do Reviews Help My Insurance Agency’s SEO?

The first step in achieving success as an independent insurance agency is expanding your digital footprint. You might list your company name, logo, services, and team members to allow shoppers the best, most transparent look at your agency, but, ultimately, it may not...

Essential SEO Strategies for Independent Insurance Agencies

In today’s competitive digital landscape, independent insurance agencies must leverage Search Engine Optimization (SEO) to enhance their online visibility, attract prospective clients, and stay ahead of competitors. SEO involves optimizing your online presence to rank...

Get Recommended on TrustedChoice.com

Ready to take it to the next level?

Sign up for a free demo and let our experts show you what Advantage can do for you!