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Dcruz Agency
  • Business
  • Home
  • Auto
  • Life

Dcruz Agency

Independent Insurance Agent in Hightstown, NJ

About us

Where we know how to help you choose great insurance!

Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey, Pennsylvania, and Connecticut with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.

At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.

Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.

Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.

Experience the Dcruz difference-where your insurance needs come first!

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Dcruz Agency

States we serve

  • Connecticut
  • New Jersey
  • Pennsylvania

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing

Recommended insurance company partners

Other companies we work with:

AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Plymouth Rock Assurance Corp, Propeller Bonds, Wright Flood

Dcruz Agency Team

Domingo Cruz - President
Domingo Cruz
President
(609) 200-5990
Esvin Monrroy - Agent
Esvin Monrroy
Agent
(267) 656-0026
Raymer Nivar - Agent
Raymer Nivar
Agent
(609) 200-5990
Sindy Pelaez - Agent
Sindy Pelaez
Agent
(732) 400-5951
Esmeralda Pineda - Agent
Esmeralda Pineda
Agent
(609) 200-5990
Enrique Ruiz - Producer
Enrique Ruiz
Producer
(609) 200-5990
Cindy Deleon - Producer
Cindy Deleon
Producer
(609) 200-5990
Estuardo De Leon - Producer
Estuardo De Leon
Producer
(267) 656-0026
Polette Delgado - Producer
Polette Delgado
Producer
(609) 200-5990
Allan Moncada - Producer
Allan Moncada
Producer
(732) 400-5951

Dcruz Agency Reviews

Average based on 103 reviews Leave a review

Customer Reviews

November 14, 2025

Thank you Enrique for your help in get the policy done. Appreciated.

November 11, 2025

Great customer service

November 11, 2025

Muy buen servicio

November 11, 2025

Allan... great service and attention. Quick, thoughtful, and explains well. He answers all questions so do not be afraid to ask.

November 3, 2025

They made it super fast and easy to get me a great rate and helped to get me discounts as well. Excellent service and Ill definitely be using them again.

October 31, 2025

Great guy. Very informative. Great price. Thanks again...

October 30, 2025

Ray was amazing. Very knowledgeable very kind . He was recommended and Im so happy I called . He saved me so much money . What I was paying for a 6 month car insurance policy he got me a year car policy . I have already recommended him to people in my church and family members. He is the best . I dont normally do reviews but if you want to save money use Ray. Thank you so much Ray.

October 28, 2025

El seor Allan fue muy amable y estuvo conmigo ayudandome en el proceso de buscar el seguro de auto.Todo muy explicado y lo ms importante que hace su trabajo con excelencia. Gracias a toda su ayuda ya tengo mi vehiculo asegurado. Gracias seor Allan.

October 27, 2025

Allan un excelente profesional agente me atendi muy bien muy amable y dispuesto a ayudarme a conseguir mi seguro el lugar muy confortable y limpio divino servicio lo recomiendo excelente trabajo.

October 27, 2025

Allan is a fantastic agent and has superb customer service. Him and his co workers are quick, easy to talk to, and respectful. 10/10 service.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Dcruz Agency

Where we know how to help you choose great insurance!

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