Royalty Insurance
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Royalty Insurance

Independent Insurance Agent in Carrollton, GA

About us

Where you're royally insured

Welcome to Royalty Insurance! I'm Darius Mutfwang, a husband, father, and now a proud business owner. My journey into the insurance world began with a desire to spend more time with my family, leading me to leave the retail industry and start my own business. With extensive experience in various insurance environments, I noticed a lack of the "royal" treatment for many clients. This inspired us to create an agency that offers a unique and exceptional insurance experience.

At Royalty Insurance, we prioritize being H.O.T: Honest, Open, and Transparent. We ensure that you fully understand your policy and are committed to finding the best rates for you. While insurance is a legal requirement, we believe you deserve to be completely satisfied with the service you receive, especially when you need it most.

Our mission is to reach those who have never had their insurance properly explained and have only been offered limited options. We believe everyone deserves competitive pricing and a trusted advisor. We shop around to find the best quotes and coverage tailored to your needs and budget, ensuring you are well-protected against the unexpected.

Located in Carrollton, GA, Royalty Insurance Agency is a fully independent insurance agency humbly serving communities throughout Georgia including Carrollton, Villa Rica, Douglasville, Newnan, Dallas, Franklin, Peachtree City, Austell, Fairburn, Powder Springs, Cedartown, Fayetteville,

Ask us about our complete portfolio of insurance services. We provide auto, homeowners, h, boat, and personal umbrella coverage, as well as commercial auto, BOP, surety bonds, general liability, commercial property, cyber liability, professional liability, and commercial umbrella liability insurance. We're also an authority in several niche industries, writing specialized polices for retail, restaurants, real estate, office buildings, lessor's risk, , construction, consulting, and barbers.


Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Why choose Royalty Insurance

States we serve

  • Alabama
  • Georgia
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Allianz Global Risks, AmTrust Financial, American Equity Insurance Company, American National Insurance, Assurity Life, Athene, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Bristol West Insurance Company, CNA, CRC Group, Chubb, Clear Cover, Cover Whale, EquiTrust Life Insurance Company, Fairmatic, GAINSCO Auto Insurance, Gerber Life, Global Atlantic Financial Group, GuideOne Insurance, Hiscox Ins Co Inc., John Hancock, Legal & General America, Lincoln National Life Insurance, Mutual of Omaha, National General Insurance (GMAC), National Guardian Life, National Life Group, North American Company, Openly Insurance, Pacific Life, Pathpoint, Philadelphia Insurance Companies, Principal Financial Group, Protective Life, Prudential Financial, Prudential Insurance, RPS, Securian, Steadily, Symetra Life Insurance, The Hartford, Thrivent, Tower Hill Preferred, Transamerica, Universal Property & Casualty Insurance

Royalty Insurance Team

Darius Mutfwang
Darius Mutfwang
LinkedIn Profile

Royalty Insurance Reviews

Average based on 6 reviews Leave a review

Customer Reviews

July 10, 2025

It was a joy working with Darius at Royalty Insurance. We were needing to update the commercial policy for our church. It can be difficult to find insurers for places of worship today, but Darius was diligent and found us the best coverage for the money. We were very pleased with the whole process!

June 30, 2025

Highly recommend Darius at royalty. I had a scenario of some things I wanted insured and it wasn't really a whole lot to work with for Darius. Regardless, he persevered and got me covered.

June 13, 2025

Working with Darius at Royalty Insurance Agency has been an absolute pleasure. Hes fast, attentive, and consistently follows up without missing a beat. From the start, he made sure every detail was handled with care and professionalism. What really sets him apart is his willingness to go the extra milewhether it's answering late emails or explaining policy options in a way that actually makes sense. You can tell he genuinely cares about getting the best outcome for his clients. Darius doesnt just sell insurance; he builds trust. In an industry where service can often feel impersonal, Darius makes it personaland that makes all the difference. If you're looking for someone dependable and proactive, look no further. This guy is absolutely worth it.

June 13, 2025

I highly recommend Royalty Insurance Agency. Not only was Darius very friendly plus professional, he was able to review my insurance and find things that weren't seen before, which brought my rate down. At first glance, it looked like staying with my same policy was the best option, which I took. But then he noticed particular discounts that I was eligible for, and once he confirmed them with me, he was able to save me $500+ for a 6-month term. I wouldn't have been able to have that happen without his help! If you're looking for honesty, if you're looking for professionalism, if you're looking for an agent who won't let you down and who will go to bat for you, then Darius Mutfwang with Royalty Insurance Agency is the man for the job. I look forward to working with him for many years to come. Thank you, Darius!

June 13, 2025

Royalty insurance provides great service and have wonderful people working for them. My experience was very pleasant. Will recommend family and friends to this agency.

June 13, 2025

Great service! Very personable and actually cares about your needs more than their bank account!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Royalty Insurance

Where you're royally insured