About us
Risk management strategies proven to lower your business cost to insure, bond and finance.
Welcome to Bear Risk Management, Inc., your trusted partner in managing business risks. With our extensive expertise and experience, we assist businesses identify potential risks and help develop proven strategies to eliminate, mitigate or transfer negative impacts to their working capital. Our dedicated team of professionals provides comprehensive risk management solutions tailored to your specific industry needs.
We offer a wide range of reliable services and products designed to help business owners effectively manage their risks. Our services include risk assessment, risk analysis, risk monitoring, risk elimination, risk transfer, and business planning.
Our approach to business risk management is grounded in a deep understanding of our clients' industries and operations. We blend industry best practices with proven strategies to help businesses proactively identify, develop, and implement plans to eliminate or safely manage their risks.
Our team of experienced professionals delivers proven solutions and assists businesses through the complex landscape of risk management. With diverse backgrounds, experience and a conservative approach, we bring a wealth of knowledge and industry insights to each business and their team. We collaborate closely with your business team to develop and implement effective risk management strategies that protect and enhance your business success.
Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
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Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
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Request a bakery insurance quoteGet financial protection for your salon from an insurance agent who specializes in your business. Talk to an independent agent.
Request a salon insurance quoteWhy choose Bear Risk Management, Inc.
States we serve
- Arizona
- California
- Nevada
Our insurance coverages
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Construction
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Arrowhead General Insurance, Berkshire Hathaway Insurance Company, CNA Surety, CRC Group, Employers Security Insurance Company, Next Insurance, Ryan Turner Specialty, The Hartford, Zurich North America, biBERKBear Risk Management, Inc. Team
Bear Risk Management, Inc. Reviews
Customer Reviews
I love Bear Risk Management Inc! Their service and price are perfect and wonderful. Recommended to my friends.
Bear Risk Management's service and price is wonderful and perfect. Since relationship with this agent, we are very satisfied with their support and have been enlarging our business!
The services received are far above those of some of the other Insurance and Surety providers used by my colleagues in the same underground industry. I have no hesitation in recommending Bear Risk Management, Inc. I was very fortunate that Jose was recommended to me.
Bear Risk Management supports our company by processing endorsements, managing renewals, and handling special projects. They offer excellent customer service through various channels (phone, email, chat) to address policyholder inquiries and resolve issues. They assist in understanding and articulating the extensive process of completing insurance documents and are always available to help, regardless of the issue. Our previous insurance provider was often unavailable and reluctant to assist with these tasks.
Bear Risk Management consistently identifies potential risks affecting our employees, property, and capital. They play a vital role in maintaining the necessary insurance policies for our business operations and help us avoid overpaying for insurance.
One of the most valuable aspects of our relationship has been Bear Risk Management, Inc.'s ability to assess risk across our operations. From identifying potential safety issues on job sites to recommending coverage options that protect our working capital and physical assets, Bear Risk Management, Inc. helps us stay ahead of potential threats. Your teams risk management guidance has been instrumental in keeping both our people and property safe.
Jose is a pleasure to work with! I highly recommend Jose and Bear Risk Management!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.