Agency website
About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.
What our clients are saying
"Agents here at Laras Insurance have great customer service and are always ready to help! They make you feel like family! Now that my sons are driving, they come here too. Been with them for many years and highly recommend!"
"AA Lares insurance is the best!! All their representatives are super professional, especially Joe Chihuahua!"
"Big shoutout to Adriana Herrera who helped me out, she got me insurance within a matter of minutes! Very helpful and kind. She answered any questions I had. 10/10 would recommend everyone to her!"
"I have known Patty and Joe for many years. They have a great service and very professional thank you guys and AA Lares Insurance Services team!"
"Cynthia always goes above and beyond and helps me not only with all my insurance issues and questions. I also recently bought a new vehicle for my son, and she assisted with an extended warranty. Very trustworthy company and always willing to help, highly recommend."
"Cynthia has been so helpful! We had to add my daughter, who just got her license, to our insurance. She helped find ways to reduce the premium and lower the cost. I highly recommend Cynthia!"
"Hi, I really appreciate Joe Chihuahua's help. He helped me with my homeowner's policy and saved me some money on home and auto. I highly recommend Joe! "
"Lesli Moreno was just great. She went above and beyond to get it done and make it happen. Very impressed! "
"Amazing service from start to finish. The process was simple, fast, and way less stressful than I expected. Everything was explained clearly and I really felt taken care of. Definitely recommend if you want insurance help without all the confusion and great prices too! "
"Where can I start? First off, my Agent John Lares has been a blessing! I was shopping for many weeks for a reasonable car insurance quote. CA has become so expensive to reside in, and to take care of gas now too! The last thing I wanted to do was pay MORE for my car insurance. Let me tell you, my guy hooked me up. I pay a low rate, and I have incredible customer service. My calls and emails are answered immediately. I'm so grateful. Thanks, John to you and your team for all you do! "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
Agents here at Laras Insurance have great customer service and are always ready to help! They make you feel like family! Now that my sons are driving, they come here too. Been with them for many years and highly recommend!
AA Lares insurance is the best!! All their representatives are super professional, especially Joe Chihuahua!
Big shoutout to Adriana Herrera who helped me out, she got me insurance within a matter of minutes! Very helpful and kind. She answered any questions I had. 10/10 would recommend everyone to her!
I have known Patty and Joe for many years. They have a great service and very professional thank you guys and AA Lares Insurance Services team!
Cynthia always goes above and beyond and helps me not only with all my insurance issues and questions. I also recently bought a new vehicle for my son, and she assisted with an extended warranty. Very trustworthy company and always willing to help, highly recommend.
Cynthia has been so helpful! We had to add my daughter, who just got her license, to our insurance. She helped find ways to reduce the premium and lower the cost. I highly recommend Cynthia!
Hi, I really appreciate Joe Chihuahua's help. He helped me with my homeowner's policy and saved me some money on home and auto. I highly recommend Joe!
Lesli Moreno was just great. She went above and beyond to get it done and make it happen. Very impressed!
Amazing service from start to finish. The process was simple, fast, and way less stressful than I expected. Everything was explained clearly and I really felt taken care of. Definitely recommend if you want insurance help without all the confusion and great prices too!
Where can I start? First off, my Agent John Lares has been a blessing! I was shopping for many weeks for a reasonable car insurance quote. CA has become so expensive to reside in, and to take care of gas now too! The last thing I wanted to do was pay MORE for my car insurance. Let me tell you, my guy hooked me up. I pay a low rate, and I have incredible customer service. My calls and emails are answered immediately. I'm so grateful. Thanks, John to you and your team for all you do!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
