Agency website
About us
At Modern Edge Insurance Brokers, Inc., we're transforming the way people experience insurance. Our mission is rooted in education, transparency, and a client-first philosophy. As a full-service, multi-line insurance broker, we specialize in both personal lines insurance and commercial lines insurance, offering tailored coverage solutions through a trusted network of top-rated carriers.
Whether you're protecting your home, vehicle, or business, we deliver customized strategies that safeguard your assets and adapt to your evolving needs. From auto insurance and home insurance to business insurance, liability coverage, and property insurance, we help individuals, families, and business owners secure peace of mind through comprehensive protection.
Why Clients Choose Us
Complete Coverage Solutions
We offer a wide range of insurance products, including personal auto and homeowners insurance, commercial property and liability insurance, and specialized risk management services for growing businesses.Expert Guidance
Our team brings decades of combined experience, leveraging deep industry knowledge, strong carrier relationships, and local market insight to deliver exceptional results.Client-Focused Service
We prioritize your needs, managing every detail to make the insurance process seamless, efficient, and stress-free.Ongoing Policy Optimization
Through annual reviews and proactive communication, we ensure your coverage remains current and responsive to life and business changes.
At Modern Edge, our mission is simple: to provide outstanding service, unmatched value, and lasting peace of mind through expert guidance in personal and commercial insurance.
What our clients are saying
"My organization has been working with Darrin and Fran for the last year for group health insurance, work comp, and other business insurance needs. We are well taken care of by Darrin, Fran, and their support staff. They are quick to respond, are supportive, knowledgeable, offer excellent rates, and best of all personable. I never feel like Im bothering them and at the same time since I also have a busy schedule, they are always patient with me and helpful to my staff. Thank you all!!!"
"If you're searching for a new insurance company with better coverage and lower rates, you definitely need to give Modern Edge a try. I talked to Manuel and he was super helpful in finding me the coverage I needed and also helped me save some money, who doesn't love that? I highly recommend checking this place out."
"The service was outstanding, Cassidy and the staff went above and beyond to make my experience enjoyable."
"Edward was not only incredibly helpful in finding us a better rate and better coverage for our home/auto/rental insurance needs, but when we needed him most throughout filing and processing a claim, he was responsive, assertive, and diligent in taking care of us! We highly recommend Edward to family and friends!"
"The Modern Edge Team did an outstanding job for me and my family. Very happy with their service!!!"
"Thanks to Manuel Velasquez he saved me some money by switching me over to a better insurance company. Manuel came to me with a very posting attitude and a great personality. If you ever need someone to find you a great insurance company to go to I recommend Manuel you guys won't regret that."
"Manuel was great about explaining to me exactly what my insurance covered. I feel extremely confident knowing I got a great deal without sacrificing my coverage. Hes very professional and very helpful! Id highly recommend! "
"Edward was able to give me several quotes for my car insurance. He was very responsive to my request and having choices are always a plus. So now I have insurance for 2 cars at about the same price of just one car through my old carrier. Been using him for almost 2 years with no billing issue. Enjoyable experience."
"Was in the market for a new insurance agent. Found Modern Edge and came in contact with Edward. Edward was such a great help. His willingness to go the extra mile to get the best rates for us was phenomenal. Was very knowledgeable and patient with all the questions and concerns we had. Highly recommend for a job done right."
"Manuel was able to help me find a better rate with exactly the coverages I was looking for. Very quick to respond to any questions and makes certain you know exactly what your purchasing. With my busy schedule I didnt have time to go see him in the office but we were able to get everything done electronically! Highly recommend."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Modern Edge Insurance Brokers
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Health
- Home
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Aegis General, AmTrust Financial, Anthem Insurance Company, Aon Insurance, Attune, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, CNA, Employers Compensation Insurance Company, Hagerty, Infinity Insurance Company, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), Pacific Specialty, Palomar, Palomar Specialty Insurance, SageSure Insurance, The Hartford, Universal North AmericanModern Edge Insurance Brokers Team
Modern Edge Insurance Brokers Reviews
Customer Reviews
My organization has been working with Darrin and Fran for the last year for group health insurance, work comp, and other business insurance needs. We are well taken care of by Darrin, Fran, and their support staff. They are quick to respond, are supportive, knowledgeable, offer excellent rates, and best of all personable. I never feel like Im bothering them and at the same time since I also have a busy schedule, they are always patient with me and helpful to my staff. Thank you all!!!
If you're searching for a new insurance company with better coverage and lower rates, you definitely need to give Modern Edge a try. I talked to Manuel and he was super helpful in finding me the coverage I needed and also helped me save some money, who doesn't love that? I highly recommend checking this place out.
The service was outstanding, Cassidy and the staff went above and beyond to make my experience enjoyable.
Edward was not only incredibly helpful in finding us a better rate and better coverage for our home/auto/rental insurance needs, but when we needed him most throughout filing and processing a claim, he was responsive, assertive, and diligent in taking care of us! We highly recommend Edward to family and friends!
The Modern Edge Team did an outstanding job for me and my family. Very happy with their service!!!
Thanks to Manuel Velasquez he saved me some money by switching me over to a better insurance company. Manuel came to me with a very posting attitude and a great personality. If you ever need someone to find you a great insurance company to go to I recommend Manuel you guys won't regret that.
Manuel was great about explaining to me exactly what my insurance covered. I feel extremely confident knowing I got a great deal without sacrificing my coverage. Hes very professional and very helpful! Id highly recommend!
Edward was able to give me several quotes for my car insurance. He was very responsive to my request and having choices are always a plus. So now I have insurance for 2 cars at about the same price of just one car through my old carrier. Been using him for almost 2 years with no billing issue. Enjoyable experience.
Was in the market for a new insurance agent. Found Modern Edge and came in contact with Edward. Edward was such a great help. His willingness to go the extra mile to get the best rates for us was phenomenal. Was very knowledgeable and patient with all the questions and concerns we had. Highly recommend for a job done right.
Manuel was able to help me find a better rate with exactly the coverages I was looking for. Very quick to respond to any questions and makes certain you know exactly what your purchasing. With my busy schedule I didnt have time to go see him in the office but we were able to get everything done electronically! Highly recommend.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
