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Ahart Frinzi & Smith Agency
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Ahart Frinzi & Smith Agency

Independent Insurance Agent in Phillipsburg, NJ

About us

We don't work for any insurance company, we work for you!

Ahart, Frinzi & Smith has grown out of two family businesses begun in the early 1950s. Although much has changed and grown since then, we have never lost sight of the principles of service of our family business. We are proud to currently serve the insurance needs of thousands of individuals, families, and businesses. We are able to provide the typical home, auto, life, and investment products for individuals, as well as the broad spectrum of insurance products needed for the largest corporate businesses. Our business clients include everyone from the small, local contractor to the multi-state manufacturer. Ahart, Frinzi & Smith is a Trusted Choice Agency, meaning that we can offer you a choice of insurance companies and customize a plan to meet your unique needs. Most importantly, our agents work for you, not the insurance companies. We have locations in the rustic Harmony Township area of Phillipsburg, NJ, as well as in Alexandria, VA. Our fine staff of insurance professionals provide that special "one on one" service that is so seldom found today - give us call today and let us show you what an asset we can be to you in your search for insurance!

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Ahart Frinzi & Smith Agency

States we serve

  • Alabama
  • California
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Illinois
  • Indiana
  • Kansas
  • Maryland
  • Michigan
  • Minnesota
  • Montana
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Chubb, Farmers Insurance Company, Hiscox Ins Co Inc., Oxford Life Insurance Company, Philadelphia Insurance Companies, RPS, The Hanover Insurance Group, The Hartford, US Assure, Vindati

Ahart Frinzi & Smith Agency Team

Thomas Ahart - Spouse: Christine
Thomas Ahart
Spouse: Christine
Charles Frinzi - CPCU
Charles Frinzi
Lynette Knoble
Lynette Knoble
Melissa LeMar
Melissa LeMar
Caroline Pintabone - Account Executive
Caroline Pintabone
Account Executive
Michael Smith - AAI
Michael Smith
Christine Van Doren
Christine Van Doren
Taia Merritt
Taia Merritt
Arlene Scheetz
Arlene Scheetz

Ahart Frinzi & Smith Agency Reviews

Average based on 1 review Leave a review

Customer Reviews

April 25, 2019

Mark and Jill are true professionals in every respect. From coverages, to claims, to options, to counsel, they are the epitome of Trusted Choice advisors. They rock!


Ahart Frinzi & Smith Agency

We don't work for any insurance company, we work for you!

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