Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Chalk & Gibbs, Inc.
  • Business
  • Home
  • Auto
  • Life

Chalk & Gibbs, Inc.

Independent Insurance Agent in Morehead City, NC

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Morehead City, NC
Founded in 1925

About us

Families Serving Families Since 1925

The agency was established in 1925 by S.A. Chalk and H.S. Gibbs. The Chalk family and the Gibbs family have been in partnership for 94 years serving the insurance needs of Eastern North Carolina.


Honesty, stability, integrity and service to the customer have been instilled by the founders and carried forward to now the fourth generation of family members.

Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don't fully understand just how important that really is.


When it comes to something as important as insurance, it's imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines - not just one.







Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Chalk & Gibbs, Inc.

States we serve

  • North Carolina

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Reliable Insurance, Auto-Owners Insurance Company, Burns & Wilcox, Chubb, Firemans Fund Ins, First Protective Insurance Company, Frontline Insurance, General Casualty Insurance Companies, Great American Insurance Company, GuideOne Insurance, Johnson & Johnson Insurance, Markel Specialty, Montgomery Mutual Insurance Company, National General Insurance (GMAC), Oxford Life Insurance Company, Penn National Insurance, Philadelphia Insurance Companies, QBE Insurance Corporation, RPS, Scottsdale Insurance Company, Stonegate Insurance Company, The Hartford, UPC Insurance, Utica National Insurance, Vindati, W. R. Berkley Insurance Group, Zurich North America

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RECOMMENDED INSURANCE COMPANY PARTNERS

Chalk & Gibbs, Inc.

Families Serving Families Since 1925

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