About us
"We Advise, You Decide".
At Partners Agency & Associates, we are a Trusted Choice® independent insurance agency dedicated to delivering comprehensive insurance solutions for both commercial and personal lines. Whether you're protecting your home, car, or business, we provide a one-stop environment to meet all your insurance needs. In addition to our core offerings, we also provide insurance consulting and expert witness services.
With over 45 years of industry experience, our management team brings deep expertise in a wide range of insurance products and services. We work closely with you to ensure you receive the right coverage at the right price-tailored to your unique needs. As an independent agency, we partner with multiple top-rated insurers, giving you access to a broad selection of commercial insurance and personal insurance options.
Our philosophy is simple: "We advise. You decide." We work for you-not the insurance company. Our long-term commitment means we'll be by your side through every step of the insurance process, including claims advocacy and policy reviews.
We are proudly licensed in New Jersey, New York, Pennsylvania, Connecticut, Florida, Maine, Massachusetts, and Michigan, and we're here to help you protect what matters most-your family, your assets, and your business.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Partners Agency & Associates, LLC
States we serve
- Connecticut
- Florida
- Georgia
- Maine
- Michigan
- Missouri
- New Jersey
- New York
- Pennsylvania
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, AXA XL, AmTrust Financial, Arch Insurance Company, Beazley Insurance Company, Berkley Mid-Atlantic Group, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Burns & Wilcox, CNA, Charter Oak Fire Ins, Chubb, Encompass, Farmers Insurance of Flemington, Great American Insurance Company, GuideOne Insurance, Hagerty, Hartford Steam Boiler, Hiscox Ins Co Inc., Hudson Insurance Group, Interboro Insurance Company, Kinsale Insurance, Lexington Insurance Co, Lloyd's, Markel Specialty, Mercury Insurance Group, MetLife Auto & Home, Philadelphia Insurance Companies, Plymouth Rock Assurance Corp, Prime Insurance, QBE Insurance Corporation, The Hanover Insurance Group, The Hartford, The Princeton Excess and Surplus Lines Insurance Company, UPC Insurance, US Assure, United Healthcare, United States Liab, Utica First Insurance Company, W. R. Berkley Insurance GroupPartners Agency & Associates, LLC Team
Partners Agency & Associates, LLC Reviews
Customer Reviews
Ed Santos, our Agent, is always available and returns calls promptly, provide information when needed, and fell through all the time. He really cares about your needs, and he chosen everything he does!
Very informative in a laymens terms so that I understand all the pros/cons extremely professional
Ed is professional in his work and always gets back to you no matter the day or time.
Ed Santos has been my agent for a while. He's there any time of the day or week that I have a question or need service. He has given me excellent insurance guidance. I met Ed through my mother-in-law. He had called to check on her because he hadn't heard from her in a while. I had answered the phone and thought this is the exact type of agency.I'm looking for somebody who was concerned about their clients. My other agency kept changing who my agent was. I prefer to work with one person who knows me and my properties and needs. Ed Santos it's a great agent and should give everybody Classes on how to be "that" agent.
Ed was great researching and providing me with my Insurance needs. His attention to details is superb, and I would highly recommend him to all.
* * * * * Highly Recommended
Excellent Customer Service... I had a Fire At My Restaurant In NYC... I did not expect the actual owner to take my call .. Help me get my business up and running.. Then get me the monies ASAP!!! I was truly impressed!!!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.