Peoples First Insurance Services, LLC
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Peoples First Insurance Services, LLC

Independent Insurance Agent in Panama City, FL

About us

Managing Your Risk while Creating Lasting Partnerships

Peoples First Insurance is one of Florida's oldest and most respected independent insurance, bonding and risk management providers. Our rich history started over 100 years ago in June 1912 when Black Insurance Agency was formed.

Peoples First Insurance acquired the Agency and its staff in 2000, and merged core values of providing superior customer service and offering the most comprehensive range of insurance products sold under one roof.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose Peoples First Insurance Services, LLC

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AmTrust Financial, Auto-Owners Insurance Company, Bankers Insurance Group - FL, Burns & Wilcox, CNA, Centauri Insurance, Chubb, Florida Family Insurance, Hartford Steam Boiler, Lexington Insurance Co, Markel Specialty, MetLife Auto & Home, Oxford Life Insurance Company, RPS, Scottsdale Insurance Company, The Hartford, Tower Hill Preferred, United States Liab, Universal North American, Vindati, Wright Flood

Peoples First Insurance Services, LLC Team

Daniel Oliver - Commercial Lines Account Executive
Daniel Oliver
Commercial Lines Account Executive
Danielle Penny - Personal Lines Account Executive
Danielle Penny
Personal Lines Account Executive
Sarah Grace Klip
Sarah Grace Klip

Peoples First Insurance Services, LLC Reviews

Average based on 4 reviews Leave a review

Customer Reviews

July 17, 2019

Your dedication and commercial coverage experience is very much appreciated.

July 17, 2019

Janice Griffin have taken the initiative to change our policy and/or supplier to make improvements.

July 17, 2019

Kind of feels like you have a friend who just happens to be in insurance when you are dealing with Peoples First Insurance.

July 17, 2019

She evaluated our situation and selected the appropriate insurance coverage and subcontracting entity.


Peoples First Insurance Services, LLC

Managing Your Risk while Creating Lasting Partnerships