Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Fusco Orsini Associates Risk and Insurance Services
  • Business
  • Home
  • Auto
  • Life

Fusco Orsini Associates Risk and Insurance Services

Independent Insurance Agent in San Diego, CA

About us

Our People. Your Team.

At Fusco & Orsini, we make insurance human - meaning that when you partner with us, you're working with real people dedicated to ensuring that you have the coverage you need. "Our People. Your Team." is the motto that we live by. Our experienced professionals are on your team, ready to save you money while protecting you, your business, and your family. Our dedicated approach has earned us esteem and recognition from our customers, insurance partners and the communities we serve. We are proud to be a Trusted Choice agency, which we hold as a high honor within our industry. Since being founded in San Diego, CA in 2010, we've earned over 500 five-star reviews across our social media channels, which is something that we take great pride in. Welcome to our team.

Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Fusco Orsini Associates Risk and Insurance Services

States we serve

  • Arizona
  • California
  • Colorado
  • Illinois
  • Nevada
  • New Jersey
  • New Mexico
  • Oregon
  • Texas
  • Washington

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Admiral Insurance, Aetna, AmTrust Financial, Anthem Insurance Company, Applied Underwriters, Argo Group, Atlas Financial, Atlas General Agency, Beazley Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Burns & Wilcox, CNA, CSE Insurance Group, Century Insurance Group, Chartis Property Casualty Company, Chubb, Cornerstone National Insurance, Cypress Insurance Group, Employers Compensation Insurance Company, Firemans Fund Ins, Great American Insurance Company, GuideOne Insurance, HCC Surety Group, Hagerty, Hallmark Insurance Company, Infinity Insurance Company, Intact Insurance, James River Insurance Company, K&K Insurance Group, Kemper Independence, Kinsale Insurance, Lexington Insurance Co, Lloyd's, Markel Specialty, Mercer Insurance Group, Mercury Insurance Group, MetLife Auto & Home, National General Insurance (GMAC), National Liability & Fire Insurance Company, Partners Mutual Insurance, Patriot Insurance, Philadelphia Insurance Companies, QBE Insurance Corporation, Republic F&C Insurance Company, Rockingham Casualty Company, SIS Wholesale Insurance Services, Scottsdale Insurance Company, StarStone Insurance, State National Companies, Texas Mutual, The Hartford, US Assure, United Fire (UFG), United States Liab, Vindati, W. R. Berkley Insurance Group, Western World Insurance, Zurich North America

Fusco Orsini Associates Risk and Insurance Services Team

Michael Fusco - Chief Executive Officer
Michael Fusco
Chief Executive Officer
(858) 384-1507 LinkedIn Profile
Valeri Orsini - Chief Operating Officer
Valeri Orsini
Chief Operating Officer
(858) 384-1508
Daniel Morton - Vice President
Daniel Morton
Vice President
(858) 384-1509
Brent Cherniss - Agent
Brent Cherniss
(858) 633-2260
Amanda Orsini - Customer Service Representative
Amanda Orsini
Customer Service Representative
(858) 384-1512
Nisha Pravinchandra - Vice President
Nisha Pravinchandra
Vice President
(858) 836-7920
Kara Sandoval - Manager
Kara Sandoval
(858) 633-2263
Donna Hawkins - Manager
Donna Hawkins
(858) 302-2459

Fusco Orsini Associates Risk and Insurance Services Reviews

Average based on 22 reviews Leave a review

Customer Reviews

September 7, 2022

I have been a client of Fusco & Orsini for several years and have received nothing less than stellar service. They have set the bar high when I compare them to other companies I work with

September 7, 2022

F&O handles all of my personal and business lines of insurance. As a business owner, one must trust and rely upon others, which is exactly what I do with this great group of people. Thanks for taking care of my family and my business!

September 7, 2022

These guys are great. Working with Justin was fast and uncomplicated. Anyone needing small business insurance needs to check these guys out now.

September 7, 2022

Justin helps me with all of my insurance needs. He is always there to answer my questions and is happy to do so. Currently, he insures my boat, house, health and life policy. I could not be happier with his customer service and excellent communication skills. Thank you.

September 7, 2022

Justin Lozoya knows his stuff! He is a friendly insurance agent that has the knowledge and experience to help you with all your insurance needs.

September 7, 2022

Fusco & Orsini handles all of my insurance questions promptly and professionally. They currently have my rental property policies and I have been very pleased with the level of service.

September 7, 2022

I am new to the area and shopped around for prices on my auto and home insurance - we have 5 vehicles and 3 underage drivers. I contacted Justin, who gave me the best price across the board. He is very responsive to my requests, especially when I needed some insurance forms ASAP for my home purchase closing. It's been a year now and out of nowhere Justin contacted me to let me know he was able to reduce my auto rates based on our family driving habits. I highly recommend giving Justin a call.

September 7, 2022

I needed event insurance quickly, I called Justin gave him the information over the phone and within minutes he had my coverage bound and I had documents in my hands! It was definitely the easiest, most efficient insurance experience I've ever had KUDOS to Justin Lozoya and Fusco & Orsini thank you doesn't seem like enough!

September 7, 2022

Fusco & Orsini made my insurance buying experience so easy! The customer service was the best I have ever received when I called about getting renters insurance for a new apartment. They bundled it with my auto and ended up saving me money! Thanks so much and keep up the great work!

September 7, 2022

Justin, at Fusco, has been fantastic to work with! He is very responsive and always goes out of his way to get the best rates available.


Fusco Orsini Associates Risk and Insurance Services

Our People. Your Team.

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