CNR Insurance, Inc.
  • Business
  • Home
  • Auto
  • Life

CNR Insurance, Inc.

Independent Insurance Agent in Annapolis, MD

About us

"The right coverage at the right PRICE."

We think our level of service is what sets us apart from the competition, quite frankly.

We really take this seriously! At CNR First Insurance Services, we offer a full complement of personal, business, and financial insurance products. We have more than 250 years of combined industry related experience and we aim to put that to good use for you.

We believe in educating you before the sale so that you can make an informed decision about the type and amount of Maryland insurance to buy. And we can condense the most important provisions of the policy, tell you how our product stacks up in terms of coverage and let you make a buying decision not only on price, but coverage as well.

Visit us at one of our two locations.

166 West Street Annapolis MD 21401

308 2nd Street Laurel MD 20707

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose CNR Insurance, Inc.

States we serve

  • California
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Maryland
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Virginia
  • West Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Accident Insurance Company (AIC), Agency Insurance Company, American Collectors Insurance, Burns & Wilcox, Chesapeake Employers' Insurance, Chubb, Encompass, Erie Insurance Company, Hagerty, Medical Mutual of Ohio, Oxford Life Insurance Company, PURE, RPS, The Hartford, Tuscano Agency, Utica National Insurance, Vindati, Wright Flood

CNR Insurance, Inc. Team

Stacey Nicholson - President
Stacey Nicholson
(443) 321-0175
  • CIC
  • CPCU
  • CRM
Traci Eagles - General manager
Traci Eagles
General manager
  • CIC
Bill Reagle - Vice President
Bill Reagle
Vice President
(443) 321-0170
  • CIC

CNR Insurance, Inc. Reviews

Average based on 26 reviews Leave a review

Customer Reviews

December 22, 2020

Very responsive and you make sure i'm current with all my policies. I don't have to think about it. You always let me know when its time to review my policies. I also like being able to sit at your desk and discuss my insurance needs in person.

October 6, 2020

The personal lines staff at CNR are exceptional! They care about their clients and their needs; and want to build long lasting relationships with them. I definitely would recommend CNR to someone searching for a great agency/staff.

May 6, 2020

VERY PROFESSIONAL... Just the right amount of "touch" - not TOO MUCH - not TOO LITTLE. Easy to do business with!

May 6, 2020

Great customer service. They always respond to my questions and concerns in a very short period of time.

May 6, 2020

May 6, 2020

While on vacation , in the Virgin Islands, I needed specific information regarding my auto insurance. I should have taken care of this before leaving the mainland but didn't. The CNR team came to the rescue and provided me a written response to my telephone inquiry within a few short minutes. That is customer service!

May 6, 2020

Provided a quote and additional information to consider. Was polite and courteous and didn't feel rushed.

May 6, 2020

Over the years you've always explained options both thoroughly and clearly, done your research, and always been timely with your responses. When I had an unusual situation to deal with regarding umbrella insurance, you were most helpful in figuring out a workable solution.

May 4, 2020

Keren was very helpful in finding insurance coverage for a commercial vehicle not offered by CNR.

May 4, 2020

I really appreciate the responsiveness of Ms. Nancy Defina.


CNR Insurance, Inc.

"The right coverage at the right PRICE."