A TrustedChoice.com recommended local Trusted Choice independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Moulthrop-Clift, Inc.
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Moulthrop-Clift, Inc.

Independent Insurance Agent in Bay City, MI

About us

MCI insurance quality and personal service will never go out of style

We at MCI are dedicated to in Trust, Strength, Choice, and Community. Serving our clients since 1849, we represent some of the finest insurers in Michigan.

Our team offers personalized products and policies for you and your business. As one of Michigan's oldest independent insurance agencies, we are wholly dedicated to the communities we serve.

We understand our region, as well as the challenges and concerns Great Lakes Bay Region homeowners and businesses face. We take pride in the fact that our clients are friends and neighbors. We go the extra mile and beyond to set the highest standards for service, and we accept nothing less than the best for our clients. MCI works with a diverse roster of top-rated insurance companies who must meet our high standards for service and performance.

States we serve

  • Michigan

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Accident Fund, Aetna, Allianz Global Risks, Auto-Owners Insurance Company, Cincinnati Insurance Company, Hiscox Ins Co Inc., Michigan Insurance Company, Oxford Life Insurance Company, Penn National Insurance, Philadelphia Insurance Companies, Standard Mutual Insurance Company, The Hanover Insurance Group, The Hartford, Transamerica, US Assure, United Healthcare, Vindati


Moulthrop-Clift, Inc.

MCI insurance quality and personal service will never go out of style

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