Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
First Independent Agency
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First Independent Agency

Independent Insurance Agent in Clinton Twp, MI

About us

In Omnia Paratus...Ready for all things!

First Independent Insurance Agency is one of Macomb County's largest and most established Independent Insurance agencies.

We are an independent insurance agency with two locations in Lapeer and Macomb counties. As independent agents go, First Independent-Descamps Agency represents more insurance companies than most, with a well-rounded mix of national, regional, and state-based carriers, giving us the ability to keep our customers in the best possible position when it comes to price and coverage. We differ from the direct writers such as State Farm, Allstate, AAA, and Geico in that we are not employed by an insurance company; we work for you! We are here to advise you when you have a question about coverage, or are experiencing a claim. The position of being "independent" places our focus on what your needs are, not the insurance company's.

Our owners have over 100 years of combined experience in the Insurance Industry. We are top rated with all of our carriers and provide you with exceptional customer service. Our client retention rate is over 90%.

Call us today for all of your insurance needs and you'll see why!

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose First Independent Agency

States we serve

  • Colorado
  • Georgia
  • Illinois
  • Michigan
  • Ohio
  • Tennessee
  • Texas

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, Badger Mutual Insurance Company, Burns & Wilcox, CNA, Charter Oak Fire Ins, Chubb, Encompass, Frankenmuth Mutual Insurance Company, Fremont Insurance Company, General Casualty Insurance Companies, Hagerty, Michigan Insurance Company, Oxford Life Insurance Company, Pioneer State Mutual, The Hartford, US Assure, United States Liab, Vindati

First Independent Agency Reviews

Average based on 3 reviews Leave a review

Customer Reviews

April 7, 2021

Always helpful and on the ball.

April 7, 2021

Saving me hundreds a year!

April 7, 2021

Extremely helpful and informative in assisting us with our insurance needs.

RECOMMENDED INSURANCE COMPANY PARTNERS

First Independent Agency

In Omnia Paratus...Ready for all things!

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