First Independent Insurance Agency is one of Macomb County's largest and most established Independent Insurance agencies.
We are an independent insurance agency with two locations in Lapeer and Macomb counties. As independent agents go, First Independent-Descamps Agency represents more insurance companies than most, with a well-rounded mix of national, regional, and state-based carriers, giving us the ability to keep our customers in the best possible position when it comes to price and coverage. We differ from the direct writers such as State Farm, Allstate, AAA, and Geico in that we are not employed by an insurance company; we work for you! We are here to advise you when you have a question about coverage, or are experiencing a claim. The position of being "independent" places our focus on what your needs are, not the insurance company's.
Our owners have over 100 years of combined experience in the Insurance Industry. We are top rated with all of our carriers and provide you with exceptional customer service. Our client retention rate is over 90%.
Call us today for all of your insurance needs and you'll see why!
What our clients are saying
"Always helpful and on the ball."
"Saving me hundreds a year!"
"Extremely helpful and informative in assisting us with our insurance needs."
Personal and Commercial Lines insurance experts
Why choose First Independent Agency
States we serve
Our insurance coverages
Personal insurance coverage
- Builders Risk / Construction
- Collectible Auto
- Identity Fraud
- Mobile Home
- Personal Watercraft
- Short-Term / Sharing
- Special Event
- Travel Trailer
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:Accident Fund, Badger Mutual Insurance Company, Burns & Wilcox, CNA, Charter Oak Fire Ins, Chubb, Encompass, Frankenmuth Mutual Insurance Company, Fremont Insurance Company, General Casualty Insurance Companies, Hagerty, Michigan Insurance Company, Oxford Life Insurance Company, Pioneer State Mutual, The Hartford, US Assure, United States Liab, Vindati
First Independent Agency Reviews
Always helpful and on the ball.
Saving me hundreds a year!
Extremely helpful and informative in assisting us with our insurance needs.