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About us
From Your Home to Your Health — Individual or Group — We’ve Got You Covered.
Everyday Insurance - Your Local, Independent Insurance Agency in Northern Colorado
Based in Loveland, Colorado, Everyday Insurance is a fully independent insurance agency proudly serving the Northern Colorado region, including Fort Collins, Greeley, Berthoud, Longmont, Estes Park, and the Front Range.
We specialize in a full range of insurance solutions for individuals, families, and businesses. Our offerings include:
- Group Health Insurance - including Level-Funded Health Plans that often offer more coverage at lower costs
- Individual Health Insurance - including plans through Connect for Health Colorado
- Dental, Vision, Life, and Supplemental Insurance
- Coverage from all major ACA-approved Colorado carriers: United Healthcare, Anthem, Kaiser, Allied, and more
- Auto Insurance, Homeowners Insurance, Personal Umbrella Policies, and coverage for recreational vehicles and toys
- Commercial Insurance - including General Liability, Commercial Auto, Property Insurance, and Office Liability
Whether you're looking for affordable health insurance, comprehensive home and auto coverage, or custom business insurance plans, we're your one-stop insurance partner.
From Your Home to Your Health - Individual or Group - We've Got You Covered.
What our clients are saying
"The folks at Everyday Insurance are phenomenal! They hand walked us through the terrifying process of transitioning to Medicare and also finding the best option for an individual insurance provider. We never could have done this on our own. We highly recommend Everyday Insurance to anyone who needs guidance and advice from experts in the field of healthcare insurance!"
"We stopped by with our current home and auto policies, and the team at Everyday Insurance took the time to review everything. They gathered some details about us and our home, and within 24 hours, they came back with quotes from multiple carriers. We were shocked to learn our home was seriously under insured. After increasing our coverage, we still ended up saving money by switching to one of their recommended carriers. "
"I had no idea how to apply for a subsidy or enroll in an individual health plan, but Russ and Amy made the process incredibly easy. Russ walked me through each step, and I ended up with a better plan than I expectedat a lower cost. Im so grateful for his help! When it came time to renew, they took the time to show me new options that fit my changing situation perfectly. Their support has made a real difference."
""Russ and his team really came through for us. I own a plumbing company in NOCO, and they helped us move our commercial auto, general liability, and inland marine policies over to Everyday Insurance. Not only did we save money, but the service has been outstandingtheyre always available when we need them."
"Our office has been with Everyday Insurance for 9 years and their service has been excellent. During our most recent renewal, they introduced a fresh new website designand it was a game-changer. Now, our group has its own dedicated page with our groups insurance plan details, enrollment information, and carrier account setup guidance for our employees. We were already happy with their support, but the new website was truly icing on the cake."
"I trust this insurance company with my health. Theyve been reliable every time Ive needed assistance, and they take care of everything promptly and professionally. "
"My impression of East & West Insurance Agency is really positive. They differ from other organizations by their individualized approach and meticulous attention to detail. They put a lot of effort into finding me the finest coverage at a reasonable price. Their devotion to excellence and service to their clientele are genuinely admirable."
"Sarah was super helpful I wasnt sure about some of the coverage levels and I thought I might need a higher plan but she explained why a lower one would actually work better. I made the right choice thanks to her expertise"
"Megan helped me review all my options and find the right coverage for my family. Megans professionalism and attention to detail made a confusing process much easier."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteAn annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Request a annuities quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteWhy choose Everyday Insurance
States we serve
- Colorado
Our insurance coverages
Personal insurance coverage
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Health
- Home
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AFLAC, AIG Insurance Company, Aetna, Allstate, AmTrust Financial, American Collectors Insurance, American Fidelity Group, American Modern, American Strategic Insurance, Anthem Insurance Company, Applied Underwriters, Assurant, Assurity Life, Atain Specialty Insurance, Bankers Fidelity Life, Bankers Insurance Group - FL, Bankers Life & Casualty, Banner Life, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Burns & Wilcox, CNA, CNA Surety, Chubb, Cigna, Colonial Life Insurance, Colony Insurance Company, Coterie Insurance, Delta Dental, Encompass, Fidelity National Insurance Company, GEICO, Genworth Financial, Gerber Life, Guardian Life Insurance Company of America, Hagerty, Harford Mutual, Hippo Insurance, Hiscox Ins Co Inc., Humana, John Hancock, K&K Insurance Group, Kaiser Permanente, Lighthouse Property Insurance, Lincoln Financial Group, Lincoln National Life Insurance, Lloyd's, Manhattan Life Insurance Company, Markel Specialty, Massachusetts Mutual Life Insurance Company, MetLife Auto & Home, Mutual Trust Life, Mutual of Omaha, National General Insurance (GMAC), Nautilus Insurance, New York Life, Next Insurance, Oxford Life Insurance Company, PMC Insurance, Pacific Life, Pathpoint, Penn Mutual, Philadelphia Insurance Companies, Pinnacol, Protective Life, Sentinel Security Life, State Auto, The General, The Hartford, The Standard, Transamerica, Trustmark Insurance, United Healthcare, Vindati, Zurich North America, biBERKEveryday Insurance Reviews
Customer Reviews
The folks at Everyday Insurance are phenomenal! They hand walked us through the terrifying process of transitioning to Medicare and also finding the best option for an individual insurance provider. We never could have done this on our own. We highly recommend Everyday Insurance to anyone who needs guidance and advice from experts in the field of healthcare insurance!
We stopped by with our current home and auto policies, and the team at Everyday Insurance took the time to review everything. They gathered some details about us and our home, and within 24 hours, they came back with quotes from multiple carriers. We were shocked to learn our home was seriously under insured. After increasing our coverage, we still ended up saving money by switching to one of their recommended carriers.
I had no idea how to apply for a subsidy or enroll in an individual health plan, but Russ and Amy made the process incredibly easy. Russ walked me through each step, and I ended up with a better plan than I expectedat a lower cost. Im so grateful for his help! When it came time to renew, they took the time to show me new options that fit my changing situation perfectly. Their support has made a real difference.
"Russ and his team really came through for us. I own a plumbing company in NOCO, and they helped us move our commercial auto, general liability, and inland marine policies over to Everyday Insurance. Not only did we save money, but the service has been outstandingtheyre always available when we need them.
Our office has been with Everyday Insurance for 9 years and their service has been excellent. During our most recent renewal, they introduced a fresh new website designand it was a game-changer. Now, our group has its own dedicated page with our groups insurance plan details, enrollment information, and carrier account setup guidance for our employees. We were already happy with their support, but the new website was truly icing on the cake.
I trust this insurance company with my health. Theyve been reliable every time Ive needed assistance, and they take care of everything promptly and professionally.
My impression of East & West Insurance Agency is really positive. They differ from other organizations by their individualized approach and meticulous attention to detail. They put a lot of effort into finding me the finest coverage at a reasonable price. Their devotion to excellence and service to their clientele are genuinely admirable.
Sarah was super helpful I wasnt sure about some of the coverage levels and I thought I might need a higher plan but she explained why a lower one would actually work better. I made the right choice thanks to her expertise
Megan helped me review all my options and find the right coverage for my family. Megans professionalism and attention to detail made a confusing process much easier.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
