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insureCAL Insurance Agency
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

insureCAL Insurance Agency

Independent Insurance Agent in Modesto, CA

About us

One-of-a-kind service designed to fit your needs

At insureCAL Insurance Agency, we are passionate about serving individuals and businesses with attention to detail and with full consideration for their needs. We're energetic, informed, and friendly, and we believe in giving more than we take. As a result, we forge and nurture meaningful relationships with clients, and these relationships are the foundation of our business. When you work with us, you experience the quality service and attention to detail that can only be found with an independent insurance agent.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose insureCAL Insurance Agency

States we serve

  • Arizona
  • California
  • Colorado
  • Georgia
  • Idaho
  • Kansas
  • Michigan
  • Missouri
  • Montana
  • Nevada
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Abram Interstate Insurance Services, Aegis General, Aegis Security Insurance, All Risks, AmTrust Financial, AmWINS Group, American Modern, American Reliable Insurance, Applied Underwriters, Arrowhead General Insurance, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, CSE Insurance Group, Chubb, Global Hawk Insurance Co., Grange Insurance, Great American Insurance Company, Guard Insurance Group, HCC Surety Group, Hagerty, Hiscox Ins Co Inc., Hudson Insurance Group, James River Insurance Company, K&K Insurance Group, Kansas City Life Insurance Company, Kinsale Insurance, Lloyd's, Markel Specialty, Mercury Insurance Group, Mesa Underwriters Specialty Insurance Company (MUSIC), MetLife Auto & Home, MexiPass, National General Insurance (GMAC), National Indemnity Company (NICO), National Liability & Fire Insurance Company, Ohio Indemnity Company, Oxford Life Insurance Company, Pacific Specialty, Philadelphia Insurance Companies, Preferred Employers Insurance, QBE Insurance Corporation, RPS, Rain and Hail Insurance Service, Ryan Turner Specialty, SIS Wholesale Insurance Services, Scottsdale Insurance Company, Swett, The Hartford, Tokio Marine HCC, United States Liab, Vindati, Zenith Insurance Company

insureCAL Insurance Agency Team

Colbie McRae - President
Colbie McRae
Randi Silva - Agent
Randi Silva
(209) 250-0269
Lisa Vu - Commercial Lines Account Executive
Lisa Vu
Commercial Lines Account Executive
(209) 250-0269
Randi Silva - Personal Lines Manager
Randi Silva
Personal Lines Manager
(209) 250-0269
Dylan Newsome - Agent
Dylan Newsome
(209) 250-0269
Travis Cardoza - Producer
Travis Cardoza
(209) 290-2633

insureCAL Insurance Agency Reviews

Average based on 5 reviews Leave a review

Customer Reviews

October 26, 2020

I have to say that Colbie McRae and the rest of the staff with our insurance are excellent. I have had all of my family get insurance with them. Anytime we have ever had any claims everything has been taken care of quickly and professionally.

October 26, 2020

The best service and rates in town. They've covered my home, auto and my small business and it couldn't have been a smoother process. You're the best insureCAL!!

October 26, 2020

One of the best insurance groups...why? Because they treat you like family and they love what they do. Don't go anywhere else unless you like waiting on hold and being treated like a number that is next in line. Plus, I almost forgot to mention that I have never had better rates (probably because Insurecal works hard to find the right fit for you). I have been with Allstate, AAA, Mercury and Geico but man...Insurecal beats them all in customer service, rates and friendliness. Thanks Brandi LoForti. I appreciate the great insurance services (i.e. auto policy, renters policy, home, flood and earthquake insurances). My real estate clients also...give me their feedback and they were a bit shy at first using an insurance agency out of their particular area, but in this day and age when you are in the same state -- it is no problem. My clients and I agree, that no matter where we live we all love Insurecal. Thanks for a job well done.

October 26, 2020

Great response time and knowledge. The cost for coverage far surpasses other insurance carriers I have had in the past. Definitely the most efficient agent I've ever dealt with as well. Very positive experience!

October 26, 2020

Always helpful and responsive to whatever comes my way. Thank you insureCal.


insureCAL Insurance Agency

One-of-a-kind service designed to fit your needs

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