Protecting What Matters Most
Fourth Insurance is a boutique insurance broker with locations in West Palm Beach, FL and New York, NY. While all lines of coverage are offered, including commercial and personal lines, group benefits, and life insurance, we specialize in hard to place property and management liability, including directors and officers liability, EPLI, and professional liability. Our brokers are focused on finding solutions that are tailored to the client's unique exposures, and have brokered accounts throughout the United States as well as within Europe and Oceania. We also provide risk management consulting services for businesses of varying sectors and sizes.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Why choose Fourth Insurance Office, Inc.
States we serve
- New Jersey
- New York
- North Carolina
Our insurance coverages
Personal insurance coverage
- Builders Risk / Construction
- Collectible Auto
- Identity Fraud
- Mobile Home
- Personal Watercraft
- RV / Motorhome
- Short-Term / Sharing
- Special Event
- Travel Trailer
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade