Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Fourth Insurance Office, Inc.
  • Business

Fourth Insurance Office, Inc.

Independent Insurance Agent in West Palm Beach, FL

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West Palm Beach, FL

About us

Protecting What Matters Most

Fourth Insurance is a boutique insurance broker with locations in West Palm Beach, FL and New York, NY. While all lines of coverage are offered, including commercial and personal lines, group benefits, and life insurance, we specialize in hard to place property and management liability, including directors and officers liability, EPLI, and professional liability. Our brokers are focused on finding solutions that are tailored to the client's unique exposures, and have brokered accounts throughout the United States as well as within Europe and Oceania. We also provide risk management consulting services for businesses of varying sectors and sizes.

Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Fourth Insurance Office, Inc.

States we serve

  • California
  • Colorado
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Maryland
  • Massachusetts
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • Oklahoma
  • Texas
  • Virginia

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, AmWINS Group, Attune, Chubb, Hagerty, Hull & Company, Lloyd's, Markel Specialty, Philadelphia Insurance Companies, RT Specialty / LoVullo, Surplus & Excess Lines, United Healthcare, Universal Property & Casualty Insurance, Wright Flood

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RECOMMENDED INSURANCE COMPANY PARTNERS

Fourth Insurance Office, Inc.

Protecting What Matters Most

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