Agency website
About us
"We answer the phone"
Independent. Local. Expertise. We represent you, not the insurance company.
Specializing in coverage for entrepreneurs and start-ups.
American Community Insurance Agency (ACIA) is the brand identity for the retail brokerage division of Affinity Group Underwriters, Inc.
Business Insurance
- General Liability
- Property
- Premises
- Commercial Auto
- Surety Bonds
- Directors & Officers Liability
- Professional Liability
- Business Interruption
- Workers' Compensation
- Special Events
Employee Benefits
- Medical
- Life
- Dental & Vision
- Disability
Personal Insurance
- Life
- Pet
- Auto
- Homeowners
- Renters
- Personal & Umbrella Liability
- Medicare Supplement
ACIA has offices in Richmond, Virginia and Naples, Florida
We can arrange coverage with most major insurers and Lloyd's of London for specialty risks
In business since 1997. Privately-owned. Principals: Steve and Tom Wyss, both with decades of experience in the insurance business.
Website: www.americancommunityinsurance.com
What our clients are saying
"Tom and Steve are a pleasure to work with! Great agency, and very helpful!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteStates we serve
- California
- Florida
- Georgia
- Idaho
- Iowa
- Kentucky
- Minnesota
- Missouri
- New Jersey
- New York
- Oregon
- South Carolina
- South Dakota
- Tennessee
- Texas
- Virginia
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Aetna, AmTrust Financial, Berkshire Hathaway Insurance Company, Cigna, Hiscox Ins Co Inc., Markel Specialty, New York Life, Protective Life, The HartfordAmerican Community Insurance Agency (ACIA) Team
American Community Insurance Agency (ACIA) Reviews
Customer Reviews
Tom and Steve are a pleasure to work with! Great agency, and very helpful!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
