Homer Smith Insurance, Inc.
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Homer Smith Insurance, Inc.

Independent Insurance Agent in Port Townsend, WA

About us

Tailored to You

Homer Smith Insurance is a locally and family owned Independent Insurance Agency. Writing Auto Insurance, Home Insurance, Boat Insurance, Business Insurance and much more! Serving Jefferson, Clallam, Kitsap Counties & the States of WA, OR, CA, AZ & NV

Liquor Liabilty Insurance, Farm and Ranch Insurance, Bond Insurance, Workers Compensation Insurance, Contactors Insurance, Cyber Liability, Errors and Ommisions, Restaurant Insurance, Commercial Boat Insurance, Commercial Property Insurance, Business Liability Insurance, Excess Liability Insurance, Life Insurance, Eqrthquake Insurance, Watercraft Insurance, Recreational Veh Insurance, Dwelling Fire Insurance, Motorcycle Insurance, Flood Insurance, Renters Insurance, Umbrella Insurance, Auto Insurance, Home Insurance

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose Homer Smith Insurance, Inc.

States we serve

  • Washington

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Modern, Banner Life, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, CBIC, CNA Surety, Chubb, Encompass, GeoVera, Hagerty, Kemper Independence, Markel Specialty, MetLife Auto & Home, Pennsylvania Lumbermens Mutual, Philadelphia Insurance Companies, Red Shield Insurance Company, The Hartford, US Assure

Homer Smith Insurance, Inc. Team

Homer Smith, III
Homer Smith, III
Ryan Smith
Ryan Smith
Margaret Merritt
Margaret Merritt
Rebecca Beebe
Rebecca Beebe
Dollinda Linkhorst
Dollinda Linkhorst
May Boonbongkarn
May Boonbongkarn
William Volmut
William Volmut
Cynthia McNulty
Cynthia McNulty

Homer Smith Insurance, Inc. Reviews

Average based on 10 reviews Leave a review

Customer Reviews

July 1, 2021

A good insurance, I don't have any desire to change, I've been with you for a long time.

July 1, 2021

You are fast to communicate issues and are always available to help.

July 1, 2021

We truly appreciate the level of service that your staff provides.

July 1, 2021

Amazing customer service -- the whole team is delightful!

July 1, 2021

Homer Smith is everything great about a small town! They've been around for a long time, know everyone and have been so involved in the community. They have helped my company with referrals and networking. I feel confident in getting the help I need with insurance and much more! Stephanie Nickasio Co-owner HOPE Roofing

July 1, 2021

You guys have been awesome with any questions and/or needed adjustments to my policy that I may have, especially during these unpredictable times. Thank you.

July 1, 2021

Homer and Ryan have long looked after our business and real estate and we wouldn't have it any other way.

July 1, 2021

You listened and you took the fear out of buying a very expensive policy. We really appreciate that you took the time to find out what we needed and did NOT try to sell us a bunch of extras. Also y'all are very responsive and we don't have to wonder if you recieved our communications.

July 1, 2021

You all are great! You uncomplicate business insurance.

July 1, 2021

Great! efficient friendly service. All what you like in a hometown business.


Homer Smith Insurance, Inc.

Tailored to You