Agency website
About us
At Capstone Insurance Group, we provide personal and commercial insurance solutions tailored to protect what matters most. Since 2014, we've been helping individuals, families, and businesses across Minnesota and Wisconsin secure reliable, affordable coverage. Our mission is simple: deliver comprehensive insurance policies that safeguard your home, auto, business, and lifestyle.
With over 1,000 satisfied clients and a 99% satisfaction rate, our experienced insurance agents specialize in home insurance, auto insurance, renters insurance, umbrella coverage, and commercial insurance lines including business liability, property insurance, and workers' compensation. We take the time to understand your unique needs and customize policies that offer peace of mind and financial protection.
At Capstone Insurance Group, we pride ourselves on exceptional customer service, proactive policy reviews, and a seamless insurance experience. Whether you need personal lines insurance or commercial coverage, we combine deep industry knowledge with a genuine commitment to client care.
Let us help you navigate your insurance options and secure the protection your family and business deserve. Contact us today for a free insurance quote and discover why we're Minnesota's trusted choice for personal and business insurance solutions.
What our clients are saying
"The folks at Capstone Insurance Group are very knowledgeable, friendly and easy to work with. Seth listened to my needs and was able to get me a great rate with the coverage that I wanted/needed. He made the process of switching insurance carriers painless. Highly recommend!"
"Matt Larsen brings clarity and confidence to the world of insurance. He took the time to walk me through umbrella coverage in a way that finally made sense and showed me how it protects assets beyond what standard policies cover. His ability to tailor solutions to real-life needs sets him apart. For home, auto, business, or more, Matt and Capstone Insurance Group are a go-to resource you can trust."
"Matt Larsen and his team at Capstone Insurance Group have been great to work with for all my insurance needs. They are incredibly knowledgeable, friendly, and responsive. I highly recommend reaching out to Capstone to review your property and auto insurance coverage!"
"Switching insurance companies seemed like a bunch of red tape I didnt want to deal with but Matt, and the team at Capstone, made the process very much hassle free. My options were clearly explained, rates and my coverage improved, and they handled all the paperwork. Im glad I made the switch and Id recommend them to anyone thinking of switching. Its worth your time to go through the process and theyll walk you through everything step by step."
"I was so incredibly pleased with my first experience with capstone insurance. I reached out when I Wanted a quote in a short amount of time I was provided that quote quickly and confidently with a very reputable company and at a lower rate than what I had expected! Im Thankful that I reached out to this company and Im so happy with my agent Hailey."
"So after a huge insurance increase and no contact from my agent of 5yrs I decided it was time to shop around. I saw capstone had good reviews and emailed Matt, he then transferred me to Seth. I had several policies to switch and dreaded the move but Seth took care of everything. I received 3 replies from Seth before I received 1 from my old agent. if this type of service continues I assume I will be with capstone for a while."
"Seth demonstrates remarkable initiative and dedication. Not only does he look out for the our best interest but also looks at everything as a whole. What stands out is his communication skills and commitment including after normal business hours. Capstone has a fresh perspective and is a huge asset to the insurance industry. I wholeheartedly would recommend to anyone seeking responsive and diligent agent."
"I love having an insurance agent! They know me and my goals. Its nice to have a single point of contact if I ever need anything. And I love that they work to get me the best rates possible. Bailey is great!!!!! I highly recommend Capstone Insurance Group!!!"
"Matt helped me with my auto insurance, and it was great working with him! He explained everything thoroughly and made the process simple and easy to understand. He even got me double the coverage I had beforefor significantly less. Hes super responsive, and the whole experience was smooth from start to finish. I highly recommend working with Capstone for your insurance needs!"
"Matt Larsen and his team at Capstone Insurance Group have been great to work with for all my insurance needs. They are incredibly knowledgeable, friendly, and responsive. I highly recommend reaching out to Capstone to review your property and auto insurance coverage!"
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose Capstone Insurance Group
States we serve
- Minnesota
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Recommended insurance company partners
Other companies we work with:
1st Auto and Casualty, AAA, Acuity, Allstate, American Integrity Insurance, American Modern, Arlington Roe, Arrowhead General Insurance, Auto Owners Insurance, Auto-Owners Insurance Company, Berkley Aspire, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, CNA Surety, Chubb, Erickson Larsen broker, GEICO, Hagerty, Hallmark Insurance Company, Hippo Insurance, Honeycomb Insurance, Integrity Insurance Company, Kemper Independence, Markel Specialty, National Flood Insurance Program (NFIP), National General Insurance (GMAC), Neptune Flood, Openly Insurance, Penn National Insurance, RPS, State Auto, Steadily, The Hartford, Universal Property & Casualty InsuranceCapstone Insurance Group Team
Capstone Insurance Group Reviews
Customer Reviews
The folks at Capstone Insurance Group are very knowledgeable, friendly and easy to work with. Seth listened to my needs and was able to get me a great rate with the coverage that I wanted/needed. He made the process of switching insurance carriers painless. Highly recommend!
Matt Larsen brings clarity and confidence to the world of insurance. He took the time to walk me through umbrella coverage in a way that finally made sense and showed me how it protects assets beyond what standard policies cover. His ability to tailor solutions to real-life needs sets him apart. For home, auto, business, or more, Matt and Capstone Insurance Group are a go-to resource you can trust.
Matt Larsen and his team at Capstone Insurance Group have been great to work with for all my insurance needs. They are incredibly knowledgeable, friendly, and responsive. I highly recommend reaching out to Capstone to review your property and auto insurance coverage!
Switching insurance companies seemed like a bunch of red tape I didnt want to deal with but Matt, and the team at Capstone, made the process very much hassle free. My options were clearly explained, rates and my coverage improved, and they handled all the paperwork. Im glad I made the switch and Id recommend them to anyone thinking of switching. Its worth your time to go through the process and theyll walk you through everything step by step.
I was so incredibly pleased with my first experience with capstone insurance. I reached out when I Wanted a quote in a short amount of time I was provided that quote quickly and confidently with a very reputable company and at a lower rate than what I had expected! Im Thankful that I reached out to this company and Im so happy with my agent Hailey.
So after a huge insurance increase and no contact from my agent of 5yrs I decided it was time to shop around. I saw capstone had good reviews and emailed Matt, he then transferred me to Seth. I had several policies to switch and dreaded the move but Seth took care of everything. I received 3 replies from Seth before I received 1 from my old agent. if this type of service continues I assume I will be with capstone for a while.
Seth demonstrates remarkable initiative and dedication. Not only does he look out for the our best interest but also looks at everything as a whole. What stands out is his communication skills and commitment including after normal business hours. Capstone has a fresh perspective and is a huge asset to the insurance industry. I wholeheartedly would recommend to anyone seeking responsive and diligent agent.
I love having an insurance agent! They know me and my goals. Its nice to have a single point of contact if I ever need anything. And I love that they work to get me the best rates possible. Bailey is great!!!!! I highly recommend Capstone Insurance Group!!!
Matt helped me with my auto insurance, and it was great working with him! He explained everything thoroughly and made the process simple and easy to understand. He even got me double the coverage I had beforefor significantly less. Hes super responsive, and the whole experience was smooth from start to finish. I highly recommend working with Capstone for your insurance needs!
Matt Larsen and his team at Capstone Insurance Group have been great to work with for all my insurance needs. They are incredibly knowledgeable, friendly, and responsive. I highly recommend reaching out to Capstone to review your property and auto insurance coverage!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
