Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
The Live Oak Agency
  • Business
  • Home
  • Auto
  • Life

The Live Oak Agency

Independent Insurance Agent in St Simons Island, GA

About us

Coastal Georgia Independent Insurance Agency

The Live Oak Agency is an Independent Insurance Agency representing many different companies for your insurance needs. We carefully selected our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs.

Our goal is to educate and service our community and throughout the states of Georgia, Florida, South Carolina, Tennessee, Colorado and Louisiana. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of which package fits you best.

We are dedicated to providing our customers with the best coverage at competitive rates. Just make one call to our agency, and we can shop your coverage through many top rated companies. With our professional staff, we can be your liaison with the insurance carrier in the event of a claim. We work for you, not the insurance company.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose The Live Oak Agency

States we serve

  • Colorado
  • Florida
  • Georgia
  • Louisiana
  • South Carolina
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Landlord
  • Other
  • Personal Watercraft
  • Short-Term / Sharing
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

The Live Oak Agency Team

Phil Setzer - President
Phil Setzer
President
(912) 434-4221
Rachel Bramblett - Account Manager
Rachel Bramblett
Account Manager
(912) 434-4220

The Live Oak Agency Reviews

Average based on 4 reviews Leave a review

Customer Reviews

October 18, 2022

Great Independent insurance agency

October 18, 2022

Phil has been amazing to work with. He always calls my clients back and has some great insurance programs. I recommend him for all your insurance needs.

October 18, 2022

We highly recommend this insurance agency. Phil is really knowledgeable and helpful, and he guided us through the whole process. We saved a bunch of money and we feel so much more informed about insurance than we did.

October 18, 2022

Great customer service! Gant is very knowledgeable and helpful!

The Live Oak Agency

Coastal Georgia Independent Insurance Agency

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