A TrustedChoice.com recommended local Trusted Choice independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
TRM Insurance, Inc.
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

TRM Insurance, Inc.

Independent Insurance Agent in Chattanooga, TN

About us

For insurance clients who value an experienced professional to ensure that their financial assets are well protected, a Trusted Choice insurance agent provides the guidance and expertise to take care of your insurance needs and let you get a good night’s rest. Unlike other agents, a Trusted Choice agent represents multiple insurance companies, enabling them to help you get the best fit for your specific needs.

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose TRM Insurance, Inc.

States we serve

  • Alabama
  • Arkansas
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • North Carolina
  • North Dakota
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Virginia
  • Wyoming

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Condo
  • Home
  • Renters

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

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TRM Insurance, Inc. Reviews

Average based on 4 reviews Leave a review

Customer Reviews

November 7, 2025

I am extremely impressed with the service provided by TRM Insurance. Darren and his team demonstrate excellent communication and professionalism throughout the entire process. They have consistently gone above and beyond to ensure that my business is comprehensively protected. Their dedication and attention to detail provide a great sense of security and confidence. I highly recommend TRM Insurance to anyone seeking reliable and attentive insurance services.

May 11, 2022

They answer the phone, you get someone that knows what they are talking about. Great carriers, service and in a timely manner.

May 11, 2022

On point, easy to work with and always available.

May 11, 2022

Family owned and always helpful and friendly. Great customer service and the agents are knowledgeable and will save you money!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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TRM Insurance, Inc.

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