Agency website
About us
Protecting Lancaster County SC — from Lancaster to Indian Land and beyond.
At HFC Insurance, we're your local independent insurance agency in Lancaster, SC, right here in Lancaster County, SC. We proudly serve Lancaster SC, Indian Land SC, Van Wyck SC, Fort Mill SC, Heath Springs SC, Great Falls SC, and surrounding communities across South Carolina and North Carolina. We specialize in home insurance, car insurance, Medicare insurance, health insurance, business insurance, and employee benefits-delivering personalized coverage from top-rated carriers you know and trust.
Because we're independent, we work for you, not the insurance company. That means we shop multiple trusted insurance companies to find the best combination of coverage, service, and price. Whether you're protecting your home from storm damage, securing affordable auto insurance for your daily commute, or providing your employees with customized benefits packages, we make insurance simple, transparent, and stress-free.
Our experienced insurance agents provide one-on-one consultations, walking you through your policy so you understand exactly what's covered-something online quotes can't match. From Lancaster SC to Indian Land SC, Van Wyck SC, Fort Mill SC, Heath Springs SC, and Great Falls SC, we're here to protect what matters most with local service, expert guidance, and the peace of mind you deserve.
Why Choose HFC Insurance
- Local agency serving Lancaster and Indian Land, SC
- Independent - we shop multiple carriers for the right fit
- One-on-one consultation so you never feel like just a policy number
- Special expertise in individual insurance and employee benefits
- Backed by TrustedChoice.com's network of top insurance companies
Check this out:
What is Our Sundown Promise? https://hfcbenefits.com/sundown-promise/
What is Our Client Concierge Service? https://hfcbenefits.com/about-hfc-insurance/client-concierge-service/
Looking for an independent insurance agency in Indian Land SC? Check this link out. https://hfcbenefits.com/insurance-agency-in-indian-land-sc/
What our clients are saying
"When our existing insurance company raised our rates, we needed to find an affordable but comparable alternative before the payment was due. We had an appointment the same week and Lora quickly found us better rates with identical coverage. We made the switch with days to spare. Highly recommend Lora and HFC Insurance."
"Rachel is extremely helpful. She has gone above and beyond to help us with our Medicare supplements. We are very pleased with her and highly recommend her to anyone needing health insurance."
"Lora was great and worked with us to quickly get coverage for our home that we purchased in South Carolina and working with our lender to take action and follow through making it one less concern for our move from Michigan."
"We were referred to HFC Insurance by a friend, and couldnt be more pleased. My wife and I are beginning our journey navigating all of the decisions about Medicare and they have made, what was a confusing process, so much easier. Everyone there has been extremely nice, and Lora has been great to work with. She has answered and explained any questions or concerns that weve had regarding our different needs and options."
"Mrs. Lora Macy !!!!! She did a phenomenal job helping me find the best insurance suited for me. I have been searching everywhere for something reasonably priced. All it took was a phone call and she got right on it. I wasnt able to make it to their office, but a few phone calls and emails she got me squared away!! If you need help finding something for you or your family this is the place to go. I absolutely would recommend this place 10 out of 10."
"Finding the right home insurance can be a daunting task, but I recently had an exceptional experience with a HFC Insurance that truly stood out. I worked with Lora but Im sure the while team us awesome as well. Lora made the process surprisingly smooth and stress-free by actively listening to my concerns and promptly responding to every question. What truly set them apart was their dedication to personalized service, ensuring the policy was perfectly tailored to my needs, not just a one-size-fits-all solution. Every interaction was characterized by professionalism, courtesy, and a genuine willingness to go the extra mile, making their customer service exceptional. If you're looking for an insurance company that prioritizes listening, responsiveness, and truly exceptional service while finding a policy that genuinely suits your needs, I wholeheartedly recommend them."
"We have worked with Marty Haynes for over 9 years. His level of integrity, professionalism, and personal care is exceptional. His staff is always very helpful and responsive to questions. We are blessed to have the help of HFC Insurance and highly recommend them!"
"In a time where customer service is often an afterthought HFC Insurance (specifically Rachel) gave me an outstanding experience. Professional, kind, and courteous. Highly recommended."
"I have worked with Marty and his team for many years now and cannot say enough about how wonderful they are. Anything you need, all you have to do is ask and it's done quickly, professionally and correctly. They whole team loves their job and it shows through to their clients. I look forward to many more years with this amazing group of people."
"I've been with HFC Insurance for quite some time now and my experience with them has been great!!! I have no complaints, they're very responsive and helpful!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Why choose HFC Insurance
States we serve
- North Carolina
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Special Event
- Travel Trailer
- Umbrella
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Auto Owners Insurance, Auto-Owners Insurance CompanyHFC Insurance Team
HFC Insurance Reviews
Customer Reviews
When our existing insurance company raised our rates, we needed to find an affordable but comparable alternative before the payment was due. We had an appointment the same week and Lora quickly found us better rates with identical coverage. We made the switch with days to spare. Highly recommend Lora and HFC Insurance.
Rachel is extremely helpful. She has gone above and beyond to help us with our Medicare supplements. We are very pleased with her and highly recommend her to anyone needing health insurance.
Lora was great and worked with us to quickly get coverage for our home that we purchased in South Carolina and working with our lender to take action and follow through making it one less concern for our move from Michigan.
We were referred to HFC Insurance by a friend, and couldnt be more pleased. My wife and I are beginning our journey navigating all of the decisions about Medicare and they have made, what was a confusing process, so much easier. Everyone there has been extremely nice, and Lora has been great to work with. She has answered and explained any questions or concerns that weve had regarding our different needs and options.
Mrs. Lora Macy !!!!! She did a phenomenal job helping me find the best insurance suited for me. I have been searching everywhere for something reasonably priced. All it took was a phone call and she got right on it. I wasnt able to make it to their office, but a few phone calls and emails she got me squared away!! If you need help finding something for you or your family this is the place to go. I absolutely would recommend this place 10 out of 10.
Finding the right home insurance can be a daunting task, but I recently had an exceptional experience with a HFC Insurance that truly stood out. I worked with Lora but Im sure the while team us awesome as well. Lora made the process surprisingly smooth and stress-free by actively listening to my concerns and promptly responding to every question. What truly set them apart was their dedication to personalized service, ensuring the policy was perfectly tailored to my needs, not just a one-size-fits-all solution. Every interaction was characterized by professionalism, courtesy, and a genuine willingness to go the extra mile, making their customer service exceptional. If you're looking for an insurance company that prioritizes listening, responsiveness, and truly exceptional service while finding a policy that genuinely suits your needs, I wholeheartedly recommend them.
We have worked with Marty Haynes for over 9 years. His level of integrity, professionalism, and personal care is exceptional. His staff is always very helpful and responsive to questions. We are blessed to have the help of HFC Insurance and highly recommend them!
In a time where customer service is often an afterthought HFC Insurance (specifically Rachel) gave me an outstanding experience. Professional, kind, and courteous. Highly recommended.
I have worked with Marty and his team for many years now and cannot say enough about how wonderful they are. Anything you need, all you have to do is ask and it's done quickly, professionally and correctly. They whole team loves their job and it shows through to their clients. I look forward to many more years with this amazing group of people.
I've been with HFC Insurance for quite some time now and my experience with them has been great!!! I have no complaints, they're very responsive and helpful!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
