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About us
insurance clarity for people who keep America moving
Vantage Point Risk-Insurance clarity for people who keep America moving
Based in Eugene, Oregon and licensed across OR, WA, ID, CA, NV, UT, AZ, CO, AK & HI, we help businesses from Portland and Seattle to Boise, Sacramento, Las Vegas, Salt Lake City, Phoenix, and Denver - all the way out to Anchorage and Honolulu-protect what they've built.
Se habla español-just ask when you call or click.
Our specialties:
Trucking & Transportation - commercial auto, motor-carrier liability, cargo, physical damage, non-trucking liability, trailer interchange.
Industrial Trades & Construction - contractors' general liability, builder's risk, inland marine, equipment breakdown, surety bonds.
Manufacturing & Wholesale - product liability, property, business interruption, equipment breakdown, supply-chain coverage
We round out your risk picture with workers' compensation, cyber liability, professional/E&O /E&O, commercial umbrella, small-business BOPs, and bonding. Need personal lines, life, health, or Medicare for owners and employees? Our in-house team handles home, auto, landlord, umbrella, term life, group health, and Medicare supplements, so you keep everything under one roof.
Why independent matters
Options, not limits: 30-plus carriers-including National Interstate, Progressive, The Hartford, Chubb, CNA, Travelers, Liberty Mutual, Zurich, Canal, Lancer, Berkshire Hathaway GUARD, SAIF, Employers-so we can match appetite, price, and service to your exact needs.
Plain-language advice: We translate DOT regs, OSHA rules, and policy jargon into steps you can act on.
Speed when it counts: Same-day COIs, quick MVR pulls, and 24/7 claims advocacy mean jobs and loads stay on schedule.
Our promise
Whether you run one hot-shot rig in Bend, a 40-unit long-haul fleet in Dallas, a fabrication shop in Portland, or a mixed contractor crew in Seattle, you get:
A clear view of every exposure.
Coverage that grows with you.
A partner who picks up the phone.
Ready for a better vantage point?
What our clients are saying
"Ive worked with numerous agencies over the years, but none that combine knowledge, speed, and sincerity like Vantage Point Risk. Whether its trucking, manufacturing, or general business insurance, this is the A-team."
"Our last agent couldnt figure out how to write our combo coverage for HVAC and plumbing. Ricky at Vantage Point Risk had it solved in a day. He even flagged a subcontractor exposure our old policy missed. Thats the kind of professional I want on my team."
"We were looking to insure a mix of personal and rental properties, plus add umbrella coverage. Summer helped us structure the whole thing so it worked together without gaps. She's sharp, responsive, and made the process super smooth. "
"Juan is seriously the MVP. Anytime I call with a billing question, need a policy doc, or just forgot something, hes right on it with a great attitude. Ive never had an agency where customer service was this fast and friendly."
"Vantage Point Risk is the gold standard in business insurance. Weve been with several agencies before, but no one took the time to explain, customize, and support us like this team. Whether you're in trades, transport, or retailthese are your people."
"We had a hard time finding someone who really understood the risks in manufacturing until we connected with Vantage Point Risk. The entire experience felt like we were their only client. Truly top-notch expertise and service."
"Working with Roger for our long-haul trucking company was a game-changer. He understood FMCSA filings, helped with multi-state coverage, and got our drivers onboarded fast. His knowledge of the industry is next level."
"Sabina was fantastic! She walked my wife and me through our life and health insurance options with so much patience and clarity. We never felt pressured, just educated and empowered. Ive recommended her to my entire family."
"We switched to Vantage Point Risk for our companys insurance after a bad experience with a captive carrier. I wish wed done it sooner. The coverage is better, the team is responsive, and I finally feel like someone has our back. "
"If you're a manufacturer or fabricator, don't waste time shopping aroundcall Vantage Point Risk. They understood the unique risks in our industry and got us better coverage for less. This team knows their stuff. "
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Vantage Point Risk
States we serve
- Alaska
- Arizona
- California
- Colorado
- Hawaii
- Idaho
- Nevada
- Oregon
- Utah
- Washington
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AFLAC, Acuity, Aegis General, Aetna, Allstate, AmTrust Financial, American Modern, American Mutual of Eldridge, Ameritas, Assurity Life, Attune, Banner Life, Benchmark Insurance Company, Berkley Surety, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Branch Insurance, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Builders Insurance Group, Burns & Wilcox, CNA, CNA Surety, Capitol Insurance, Capitol Specialty Insurance, Chubb, Citizens, Colonial Life Insurance, Colonial Penn Insurance Company, Combined Insurance Company, Coterie Insurance, Country Financial, Crum & Forster Insurance, Dairyland Insurance Company, Employees State Insurance Corporation, Employers Compensation Insurance Company, Employers General Insurance Group Inc., Employers Security Insurance Company, Encompass, Esurance, Federated Mutual Insurance (Owatonna), Fidelity Life Association, Francis L. Dean & Associates, GEICO, GeoVera, Gerber Life, Griffin Underwriting Services, Guard Insurance Group, Guardian Life Insurance Company of America, Hagerty, Harford Mutual, Hippo Insurance, Hiscox Ins Co Inc., Hull & Company, John Hancock, Kemper Independence, Kinsale Insurance, Life Assurance Company of America, Limit, Lincoln National Life Insurance, Lloyd's, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), National Guardian Life, National Income Life Insurance Company, Neptune Flood, New York Life, Next Insurance, North American Company, Openly Insurance, Pacific Life, Pie Insurance, Protective Life, SAIF Corporation, Scottsdale Insurance Company, Surplus & Excess Lines, TWFG Insurance, The General, The Hanover Insurance Group, The Hartford, Transamerica, US Assure, United Healthcare, Zurich North America, biBERKVantage Point Risk Team
Vantage Point Risk Reviews
Customer Reviews
Ive worked with numerous agencies over the years, but none that combine knowledge, speed, and sincerity like Vantage Point Risk. Whether its trucking, manufacturing, or general business insurance, this is the A-team.
Our last agent couldnt figure out how to write our combo coverage for HVAC and plumbing. Ricky at Vantage Point Risk had it solved in a day. He even flagged a subcontractor exposure our old policy missed. Thats the kind of professional I want on my team.
We were looking to insure a mix of personal and rental properties, plus add umbrella coverage. Summer helped us structure the whole thing so it worked together without gaps. She's sharp, responsive, and made the process super smooth.
Juan is seriously the MVP. Anytime I call with a billing question, need a policy doc, or just forgot something, hes right on it with a great attitude. Ive never had an agency where customer service was this fast and friendly.
Vantage Point Risk is the gold standard in business insurance. Weve been with several agencies before, but no one took the time to explain, customize, and support us like this team. Whether you're in trades, transport, or retailthese are your people.
We had a hard time finding someone who really understood the risks in manufacturing until we connected with Vantage Point Risk. The entire experience felt like we were their only client. Truly top-notch expertise and service.
Working with Roger for our long-haul trucking company was a game-changer. He understood FMCSA filings, helped with multi-state coverage, and got our drivers onboarded fast. His knowledge of the industry is next level.
Sabina was fantastic! She walked my wife and me through our life and health insurance options with so much patience and clarity. We never felt pressured, just educated and empowered. Ive recommended her to my entire family.
We switched to Vantage Point Risk for our companys insurance after a bad experience with a captive carrier. I wish wed done it sooner. The coverage is better, the team is responsive, and I finally feel like someone has our back.
If you're a manufacturer or fabricator, don't waste time shopping aroundcall Vantage Point Risk. They understood the unique risks in our industry and got us better coverage for less. This team knows their stuff.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
