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Stillwell Risk Partners, LLC
  • Business
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Stillwell Risk Partners, LLC

Independent Insurance Agent in Horsham, PA

About us

The Traditional approach to insurance is broken. We fix it by Creating Better Outcomes.

We Help Businessowners Go From Confusion to Clarity

Insurance is complicated. With so many types of policies-and wide variation between carriers-it's hard to know if you're truly protected.

As a businessowner, you don't have time to master insurance, but you do need to make the right decision.

That's where Stillwell Risk Partners comes in.

Our process is built on:

  • Understanding your business
  • Educating you without the jargon
  • Equipping you to make smart, informed decisions

This leads to two big benefits:

  1. ​You get the right coverage.
  2. You often pay less for better protection.

We take a comprehensive approach to risk-not just insurance. Our clients get access to valuable services at no extra cost:

  • Audit Support - reduce the stress of Workers Comp & Liability audits
  • Human Resources & Learning Management System Access - tools to streamline operations, save time, and improve training
  • Automated Safety Training Technology - just 10 minutes each month to improve safety and productivity
  • OSHA & DOL Compliance Tools - stay ahead of regulations and avoid fines

Some of our Specialized Programs include:

➡️ Prevention First Risk Management
We help prevent claims-not just react to them. Our program identifies root causes, closes gaps, and implements controls. Free to qualifying businesses.
👉 stillwellriskpartners.com/prevention-first-risk-management

➡️ Cyber Insurance Done Right
Most cyber policies offer little protection. We cut through the noise and work only with top carriers that offer true cyber risk coverage.
👉 stillwellriskpartners.com/cyber-insurance

➡️ Workers Comp Expertise
Workers Comp is your most controllable insurance cost. We know how underwriters think and help you reduce injuries and premiums.
👉 stillwellriskpartners.com/workers-comp

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Stillwell Risk Partners, LLC

States we serve

  • New Jersey
  • Pennsylvania

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Stillwell Risk Partners, LLC Team

Ryan Stillwell - Principal
Ryan Stillwell
Principal
(610) 671-3500 LinkedIn Profile
Designations
  • CRM

Stillwell Risk Partners, LLC Reviews

Average based on 19 reviews Leave a review

Customer Reviews

September 30, 2025

We were referred to Stillwell Risk Partners when reviewing our insurance, and it proved to be an excellent decision. Ryan uncovered several important gaps in our coverage and explained the differences clearly, helping us make confident, informed choices. Since moving our insurance, weve continued to experience a high level of service and communication.

September 30, 2025

- Working with Ryan has been a huge relief for our business. He makes insurance easy to understand and always takes the time to walk us through our options. What I appreciate most is that hes honest he never tries to push anything we dont need. Beyond just insurance, Ryan evaluates all of the risks our business faces, which gives us a much bigger picture of how to protect what weve built. Anytime we have a question, hes quick to respond and makes sure we feel confident in our coverage and risk planning. I would absolutely recommend him to any business owner looking for someone they can trust.

September 30, 2025

- Working with Ryan has been an absolute game-changer for us. Not only is he an expert with insurance, but he also understands the importance of excellent customer service. Ryan is always quick to respond, even outside of office hours. When we first met, he took the time to understand our business. He explains insurance in a way that makes things much clearer than any agent we've worked with in the past. While he has helped us manage our risk and exposure, he never tries to sell us anything we don't need. As a business owner, I appreciate that Ryan prioritizes my company, so I can focus on other things.

September 30, 2025

Working with Stillwell Risk Partners and Ryan in particular has been transformative for the operations of our business. He brings strategic insight, deep industry knowledge, and a collaborative approach that consistently puts Bellweather's best interests first. As a company that pushes beyond the status quo, our requests are rarely about checking boxes and Ryan never delivers off-the-shelf answers. He helps us confidently navigate complex risks with an informed perspective around the challenges many small businesses face. The tailored insurance solutions that hes presented in the past three years have allowed us to protect our most valuable assets, without compromising our growth. We value our relationship with Ryan immensely and recommend him without hesitation. If you're looking for a partner who cares as much as you do, Stillwell Risk Partners is the gold standard.

June 3, 2025

I own a construction company and work with Ryan for all of my policies, from liability to workers compensation to auto. Not only did Ryan and his company help me get out of a bad situation that I was in a couple years ago, but once I switched my coverage over to him, he saved me nearly $10,000 across my different policies. Ryan is super knowledgeable and is a great communicator. He genuinely wants to help his clients understand the insurance process and save money. I really cannot recommend them enough. Thank you Ryan!

January 16, 2025

Exceptional service and knowledge. Reliable and trustworthy.

January 16, 2025

Exceptional service and knowledge. Reliable and trustworthy.

January 16, 2025

I was a first-time homebuyer, and Ryan was always available and helpful in answering my questions in the home insurance process. He made bundling my home and auto insurance very easy.

January 16, 2025

I was a first-time homebuyer, and Ryan was always available and helpful in answering my questions in the home insurance process. He made bundling my home and auto insurance very easy.

January 16, 2025

I've been with Stillwell for years and cannot recommend him highly enough. He consistently shops for the best price while providing me direction regarding my needs without over or underselling. Always responsive and knowledgeable. I recommend him to everyone.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

Stillwell Risk Partners, LLC

The Traditional approach to insurance is broken. We fix it by Creating Better Outcomes.

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