Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Russell & Schrader Insurance Agency Inc
  • Business
  • Home
  • Auto
  • Life

Russell & Schrader Insurance Agency Inc

Independent Insurance Agent in Charlotte, MI

About us

Dedicating Our Lives to Improving Yours

We can Help!

Russell & Schrader Insurance Agency proudly provides comprehensive insurance solutions to folks throughout Michigan. With our years of service providing solutions for the insurance needs of families and businesses, we are a trusted source for home insurance, auto insurance, business insurance and more. Whether you need to insure a car or a car dealership, we have an insurance solution for you.

Let us do the shopping for your Auto, Business, Farm, Home, and Life Insurance. We are an Independent Agency representing multiple carriers to cover all of your insurance needs.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Russell & Schrader Insurance Agency Inc

States we serve

  • Michigan

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AAA, Accident Fund, American Collectors Insurance, Arlington Roe, Arrowhead General Insurance, Auto-Owners Insurance Company, Bristol West Insurance Company, Burns & Wilcox, CNA Surety, Chubb, GuideOne Insurance, Hagerty, Hastings Mutual, Markel Specialty, Pioneer State Mutual, RPS, Scottsdale Insurance Company

Russell & Schrader Insurance Agency Inc Team

Tom Baker - Agent
Tom Baker
(517) 543-1740

Russell & Schrader Insurance Agency Inc Reviews

Average based on 10 reviews Leave a review

Customer Reviews

October 2, 2019

Pam Johnson help me with the transfer of my home and auto insurance. She explained everything that would be happening and answered all my questions. They were AWESOME. Made me feel like family.

July 21, 2019

Always answering my questions in a timely manner with a smile.

July 21, 2019

I have been working with Dillon the past year, he is patient and kind. He goes out of his way to get you the best possible rate. Dillon is quick to respond and does not quit until you are satisfied.

July 21, 2019

They had the best rates in Michigan. The agent was very helpful with a unique situation that I had. Living in the Upper Peninsula, I didn't have to go into there office to sign papers, it was all done on-line. I would recommend this agency to anyone in the U.P.

July 21, 2019

I love the local feeling. I can stop in and get assistance. Pam always goesabove and beyond to assist me. I have found other insurance that would save me a little bit of money, but the customer service I receive is worth the extra money.

July 21, 2019

Excellent customer service. We live in AZ most of the year. The staff, Pam, in particular has been very helpful in making sure our account was taken care of long distance and gone the extra mile to help us. We also had a major water damage claim that was handled quickly and very much to our satisfaction. I would highly recommend this agent for your insurance needs.

July 21, 2019

Customers are treated like family. If there is an issue with insurance, they will go to bat for you 100%. They are friendly, listen to your feedback and concerns and care for their customers and families very well. They search for the best policies and coverage at the best prices. We feel that we can trust them, trust their judgement and that they handle our claims with sensitivity, fairness and expediency.

July 21, 2019

I just want to thank Pam and Joe at Russell and Schrader Insurance for the FABULOUS package deal

July 21, 2019

Customers are treated like family. If there is an issue with insurance, they will go to bat for you 100%.

July 21, 2019

The best insurance, for single, and bundle customer service.


Russell & Schrader Insurance Agency Inc

Dedicating Our Lives to Improving Yours

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