Agency website
About us
Our name is our Motto - Affordable Home
Affordable Home Insurance is an independent agency which represents virtually ALL the homeowners carriers in the region. We strive to bring you the most competitively priced option, for your home insurance needs, as well as other major coverage areas.
If your carrier increases your rates, simply call us and we will "shop" to find alternate carriers options. Unlike some local agents, we represent almost all the available home owners carriers and ADD carriers very frequently.
We are headquartered in Panama City, and Miramar Beach, Florida. We are owned by the BRP Group, and offer an expansive group of quality insurance providers. Our offices serve, Destin, Miramar Beach, Santa Rosa Beach, Grayton Beach, 30A, Inlet Beach, Gulf Breeze, Panama City Beach, Panama City, Crestview, Pace, Navarre, Blue Water Bay, Fort Walton Beach, Niceville, Pensacola, and Freeport, Florida. We help empower people to live their lives with fewer worries about rising home insurance costs by offering valuable coverage and superior, hassle-free service that meet our customers' ever changing needs.
What our clients are saying
"I just wanted to take a moment and recognize Collette for outstanding service. Competent customer service has been nonexistent recently in experience. Collette did an excellent, fast and extremely competent job handling an issue for me.Thank you!"
"Chase is the best insurance agent I've ever worked with. He is very knowledgeable and professional in his craft and answered any questions I had."
"Absolutely first class experience with both Clint and Phil. These guys were extremely responsive, And made the process easy to deal with. Highly recommend them."
"We needed a new home-owners insurance policy on a condo purchase (Which I had heard is often more difficult to get good and reasonably priced insurance for) Andrew Carl was fantastic, extraordinarily knowledgeable and gets back to you with lightening speed all while treating you like your'e the most important client on their books."
"If you are looking for a full service insurance firm, look no further! Clinton at AHI is your man! He has helped my family numerous times secure the insurance we needed at the best rates on the market. His promptness, professionalism & individualized customer service is exceptional, very rare find in this market. A+ in my book!"
"I want to share that this company, especially Matt, has been such a huge help to my family. Not only did I buy my first house and get insurance through them, but they have diligently worked through multiple obstacles to help out. Matt has been supportive an answered ever question imaginable. I have felt like I've been an inconvenience but after talking to Matt and his staff, they have gone so far out of their ways to help me and my family to feel comfortable . I couldn't ask for a better insurance company! I give them 10+ stars any day!!!!! Thank you guys for everything!"
"I rarely post reviews for businesses, however, in this situation it felt warranted. Affordable Home Insurance is unmatched in the industry. My agent (Jason Vaughan) went above and beyond to ensure that I had the lowest rate, while also providing top of the line coverage. He is always extremely responsive to my questions or concerns."
"Warren S. Is an amazing agent and a valuable member of your team:) I cannot Thank you guys enough for his wealth of capability and knowledge. He helped us identify and secure the right policy for our new home! Thank you Warren! Huma Rani Jamil"
"I had such a great experience working with Warren S. With this company. We had to get insurance for our new home purchase. Warren is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!"
"I had such a great experience working with Blake S. With this company. We had to get insurance for our new home purchase. Blake is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!"
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States we serve
- Florida
- North Carolina
Our insurance coverages
Personal insurance coverage
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Renters
- Short-Term / Sharing
- Special Event
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, American Integrity Insurance, Auto-Owners Insurance Company, Bankers Insurance Group - FL, Beazley Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Capitol Preferred Insurance Company, Centauri Insurance, Chubb, Edison Insurance, FedNat, Fidelity National Insurance Company, First Protective Insurance Company, Florida Family Insurance, Florida Specialty Insurance, Frontline Insurance, Gulfstream Property and Casualty, Hagerty, Heritage Insurance Company, Jewelers Mutual Insurance Company, Johnson & Johnson Insurance, Lexington Insurance Co, Lighthouse Property Insurance, Lloyd's, Markel Specialty, Neptune Flood, Olympus Insurance Company, Palomar Specialty Insurance, People's Trust Insurance, Prepared Insurance Company, QBE Insurance Corporation, SageSure Insurance, Security First Insurance Company, Southern Fidelity Insurance, Southern Oak Insurance, St. Johns Insurance, Tower Hill Preferred, TypTap Insurance, UPC Insurance, United Home Insurance, United States Liab, Universal North American, Universal Property & Casualty Insurance, Velocity Risk Underwriters, Western World Insurance, Windhaven Insurance, Wright Flood, Zurich North AmericaAffordable Home Insurance Team
Affordable Home Insurance Reviews
Customer Reviews
I just wanted to take a moment and recognize Collette for outstanding service. Competent customer service has been nonexistent recently in experience. Collette did an excellent, fast and extremely competent job handling an issue for me.Thank you!
Chase is the best insurance agent I've ever worked with. He is very knowledgeable and professional in his craft and answered any questions I had.
Absolutely first class experience with both Clint and Phil. These guys were extremely responsive, And made the process easy to deal with. Highly recommend them.
We needed a new home-owners insurance policy on a condo purchase (Which I had heard is often more difficult to get good and reasonably priced insurance for) Andrew Carl was fantastic, extraordinarily knowledgeable and gets back to you with lightening speed all while treating you like your'e the most important client on their books.
If you are looking for a full service insurance firm, look no further! Clinton at AHI is your man! He has helped my family numerous times secure the insurance we needed at the best rates on the market. His promptness, professionalism & individualized customer service is exceptional, very rare find in this market. A+ in my book!
I want to share that this company, especially Matt, has been such a huge help to my family. Not only did I buy my first house and get insurance through them, but they have diligently worked through multiple obstacles to help out. Matt has been supportive an answered ever question imaginable. I have felt like I've been an inconvenience but after talking to Matt and his staff, they have gone so far out of their ways to help me and my family to feel comfortable . I couldn't ask for a better insurance company! I give them 10+ stars any day!!!!! Thank you guys for everything!
I rarely post reviews for businesses, however, in this situation it felt warranted. Affordable Home Insurance is unmatched in the industry. My agent (Jason Vaughan) went above and beyond to ensure that I had the lowest rate, while also providing top of the line coverage. He is always extremely responsive to my questions or concerns.
Warren S. Is an amazing agent and a valuable member of your team:) I cannot Thank you guys enough for his wealth of capability and knowledge. He helped us identify and secure the right policy for our new home! Thank you Warren! Huma Rani Jamil
I had such a great experience working with Warren S. With this company. We had to get insurance for our new home purchase. Warren is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!
I had such a great experience working with Blake S. With this company. We had to get insurance for our new home purchase. Blake is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!
