Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Affordable Home Insurance
  • Business
  • Home
  • Auto
  • Life

Affordable Home Insurance

Independent Insurance Agent in Miramar Beach, FL

About us

Our name is our Motto - Affordable Home

Affordable Home Insurance is an independent agency which represents virtually ALL the homeowners carriers in the region. We strive to bring you the most competitively priced option, for your home insurance needs, as well as other major coverage areas.

If your carrier increases your rates, simply call us and we will "shop" to find alternate carriers options. Unlike some local agents, we represent almost all the available home owners carriers and ADD carriers very frequently.

We are headquartered in Panama City, and Miramar Beach, Florida. We are owned by the BRP Group, and offer an expansive group of quality insurance providers. Our offices serve, Destin, Miramar Beach, Santa Rosa Beach, Grayton Beach, 30A, Inlet Beach, Gulf Breeze, Panama City Beach, Panama City, Crestview, Pace, Navarre, Blue Water Bay, Fort Walton Beach, Niceville, Pensacola, and Freeport, Florida. We help empower people to live their lives with fewer worries about rising home insurance costs by offering valuable coverage and superior, hassle-free service that meet our customers' ever changing needs.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Affordable Home Insurance

States we serve

  • Florida
  • North Carolina

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, American Integrity Insurance, Auto-Owners Insurance Company, Bankers Insurance Group - FL, Beazley Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Capitol Preferred Insurance Company, Centauri Insurance, Chubb, Edison Insurance, FedNat, Fidelity National Insurance Company, First Protective Insurance Company, Florida Family Insurance, Florida Specialty Insurance, Frontline Insurance, Gulfstream Property and Casualty, Hagerty, Heritage Insurance Company, Jewelers Mutual Insurance Company, Johnson & Johnson Insurance, Lexington Insurance Co, Lighthouse Property Insurance, Lloyd's, Markel Specialty, Neptune Flood, Olympus Insurance Company, Palomar Specialty Insurance, People's Trust Insurance, Prepared Insurance Company, QBE Insurance Corporation, SageSure Insurance, Security First Insurance Company, Southern Fidelity Insurance, Southern Oak Insurance, St. Johns Insurance, Tower Hill Preferred, TypTap Insurance, UPC Insurance, United Home Insurance, United States Liab, Universal North American, Universal Property & Casualty Insurance, Velocity Risk Underwriters, Western World Insurance, Windhaven Insurance, Wright Flood, Zurich North America

Affordable Home Insurance Team

Chase Blaich - Agent
Chase Blaich
Judy Payson
Judy Payson
Taylor Madison
Taylor Madison
Warren Schott
Warren Schott
(850) 654-1567

Affordable Home Insurance Reviews

Average based on 14 reviews Leave a review

Customer Reviews

July 9, 2021

I just wanted to take a moment and recognize Collette for outstanding service. Competent customer service has been nonexistent recently in experience. Collette did an excellent, fast and extremely competent job handling an issue for me.Thank you!

February 19, 2021

Chase is the best insurance agent I've ever worked with. He is very knowledgeable and professional in his craft and answered any questions I had.

February 19, 2021

Absolutely first class experience with both Clint and Phil. These guys were extremely responsive, And made the process easy to deal with. Highly recommend them.

February 19, 2021

We needed a new home-owners insurance policy on a condo purchase (Which I had heard is often more difficult to get good and reasonably priced insurance for) Andrew Carl was fantastic, extraordinarily knowledgeable and gets back to you with lightening speed all while treating you like your'e the most important client on their books.

February 19, 2021

If you are looking for a full service insurance firm, look no further! Clinton at AHI is your man! He has helped my family numerous times secure the insurance we needed at the best rates on the market. His promptness, professionalism & individualized customer service is exceptional, very rare find in this market. A+ in my book!

February 19, 2021

I want to share that this company, especially Matt, has been such a huge help to my family. Not only did I buy my first house and get insurance through them, but they have diligently worked through multiple obstacles to help out. Matt has been supportive an answered ever question imaginable. I have felt like I've been an inconvenience but after talking to Matt and his staff, they have gone so far out of their ways to help me and my family to feel comfortable . I couldn't ask for a better insurance company! I give them 10+ stars any day!!!!! Thank you guys for everything!

February 19, 2021

I rarely post reviews for businesses, however, in this situation it felt warranted. Affordable Home Insurance is unmatched in the industry. My agent (Jason Vaughan) went above and beyond to ensure that I had the lowest rate, while also providing top of the line coverage. He is always extremely responsive to my questions or concerns.

November 11, 2020

Warren S. Is an amazing agent and a valuable member of your team:) I cannot Thank you guys enough for his wealth of capability and knowledge. He helped us identify and secure the right policy for our new home! Thank you Warren! Huma Rani Jamil

November 11, 2020

I had such a great experience working with Warren S. With this company. We had to get insurance for our new home purchase. Warren is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!

November 10, 2020

I had such a great experience working with Blake S. With this company. We had to get insurance for our new home purchase. Blake is so knowledgeable and offered us honest and helpful guidance and information through this process! I can not that you enough.. really:) You made this part of the process seamless and we appreciate all your help so much! Thank you again!


Affordable Home Insurance

Our name is our Motto - Affordable Home

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