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Bay Area Insurance Shop, Inc.
  • Business
  • Home
  • Auto
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Bay Area Insurance Shop, Inc.

Independent Insurance Agent in Clearwater, FL

About us

Time is valuable - Save yours - Let us shop for you!

Bay Area Insurance Shop opened in 1996 in Clearwater, Florida and has grown and thrived in the 20-plus years since. We are a family-owned and operated agency, started by two sisters who simply wanted to help people buy better insurance for their home, family, and business.
With a sunny, friendly, cheerful attitude and a willingness to genuinely help & educate clients, Bay Area Insurance Shop works hard to earn the business and respect of our clients. We don't just sell insurance products. We listen to clients, figure out what they need most, help them find the best solutions, and let them know we care. That's how we earn their business and their trust and loyalty.

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Why choose Bay Area Insurance Shop, Inc.

States we serve

  • Florida
  • Georgia
  • Maryland
  • Ohio

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Collectible Auto
  • Condo
  • Flood
  • Home
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Special Event
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, AmWINS Group, American Collectors Insurance, American Modern, American Traditions Insurance Company, Ascendant, Bankers Insurance Group - FL, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Burlington Insurance Company, Burns & Wilcox, Citizens, Clear Blue Insurance Group, Dairyland Insurance Company, Edison Insurance, FrankCrum, Hagerty, Hiscox Ins Co Inc., J.C. Taylor, James River Insurance Company, K&K Insurance Group, Lloyd's, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), Rockingham Casualty Company, Ryan Turner Specialty, SBLI, Surplus & Excess Lines, TypTap Insurance, UPC Insurance, US Assure, United States Liab, Universal North American, Universal Property & Casualty Insurance, biBERK

Bay Area Insurance Shop, Inc. Team

Michele Horwitz - Owner
Michele Horwitz
(727) 446-4416
Megan Baker - Agent
Megan Baker
(727) 446-4416
Ron Horwitz - Customer Service Representative
Ron Horwitz
Customer Service Representative
  • PCSR

Bay Area Insurance Shop, Inc. Reviews

Average based on 4 reviews Leave a review

Customer Reviews

November 23, 2020

Great service. Very knowledgeable and competitive prices. Highly recommend.

November 23, 2020

I am extremely happy with your service and your staff. You have been always there for me, helping me to resolve successfully any issues with the insurance agencies. Your agency is very professional and your agents are very competent and always kind and helpful. I am lucky to found you and happy to be your client.

November 23, 2020

Great to work with and comp

November 23, 2020

We are very happy with Bay Area Insurance. Great company, great people and always finding you the best deal. We strongly recommend them!


Bay Area Insurance Shop, Inc.

Time is valuable - Save yours - Let us shop for you!

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