Agency website
About us
Risk, Intelligently Managed
Providing the highest level of benefit for the lowest cost, Arroyo Insurance Services was created in 1986 by a group of independent agents with decades of combined experience in the insurance industry. We continue to share the common goal of developing a hands-on business relationship where we can personally understand and respond to the needs of our clients. We feel it is important to guarantee each client superior service. From the beginning, Arroyo Insurance Services has enjoyed steady growth, and today we are recognized as one of the leading client-oriented and independently owned agencies in California. Arroyo Insurance Services is dedicated to providing you with the best risk management services available at the most competitive premiums.
Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Redlands area and throughout the state of California.
At Arroyo Insurance Services - Redlands, we can design a specialized package according to your property, liability, and casualty needs.
We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So, give us a call today or fill out one of our free online quote forms.
What our clients are saying
"Everyone in the office is Fantastic! They really care about the clients and make everyone feel like family."
"Arroyo Insurance is and will always be my number one choice when it comes to Insurance Coverage. Arroyo has done an exceptional job keeping my small businesses insured and for the best rate In town. Professional and helpful personnel and prompt responses are just a couple of things that Arroyo has to offer. Thank you Arroyo Insurance and Thank you Julie for being Number 1."
"The staff at Arroyo are very helpful, knowledgeable & prompt. Everytime I have a question or need assistance with forms etc...I can be rest assured that they will get it taking care of right away."
"Arroyo Insurance Services is the best company I have ever encountered. The customer service is above and beyond. Patti is always available to answer questions and/or provide information. Arroyo is a stellar company that provides excellent service for their customers! I highly recommend them!"
"I m glad to trust our home and auto insurance to Arroyo Insurance because Patti has always provided us with great service and exceeds our expectations. She has always been there to help and answer our questions. I highly recommend her to our friends and family members."
"I have been with this company for 20 years for my business liability and E & O insurance they have always kept an eye on my accounts to make sure they are up to date and affordable."
"My Agent Patricia Teegarden is the best! She is always prompt and attentive to my insurance needs. I'm always welcomed and treated with respect. I have never had any problems with your organization. I highly recommend your services"
"You were able to shop around for coverage that met our needs. We were unable to do such a wide range search on our own. Got the right coverage at a good price."
"Excellent performer helping customers to satisfy their business insurance and security. I love this company. Patricia Detwiler Is helped me a lot to finalize my insurance policy and is always available to answer questions. She is very professional and service oriented."
"Your company does everything right. The people who work there are very knowledgeable, professional, efficient, helpful and really care about their customers. They go above and beyond. They are the best!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Arroyo Insurance Services, Inc.
States we serve
- Arizona
- California
Our insurance coverages
Personal insurance coverage
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Special Event
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Burns & Wilcox, CIG Capitol Insurance Group, CNA, Chubb, Employers Compensation Insurance Company, Great American Insurance Company, HCC Surety Group, Hiscox Ins Co Inc., K&K Insurance Group, Markel Specialty, Mercury Insurance Group, NCCI Insurance Company, Nationwide, Pacific Specialty, PersonalUmbrella.com Insurance, Philadelphia Insurance Companies, The Hanover Insurance Group, The Hartford, United Healthcare, Zenith Insurance Company, Zurich North America, pomiArroyo Insurance Services, Inc. Team
- CIC
Arroyo Insurance Services, Inc. Reviews
Customer Reviews
Everyone in the office is Fantastic! They really care about the clients and make everyone feel like family.
Arroyo Insurance is and will always be my number one choice when it comes to Insurance Coverage. Arroyo has done an exceptional job keeping my small businesses insured and for the best rate In town. Professional and helpful personnel and prompt responses are just a couple of things that Arroyo has to offer. Thank you Arroyo Insurance and Thank you Julie for being Number 1.
The staff at Arroyo are very helpful, knowledgeable & prompt. Everytime I have a question or need assistance with forms etc...I can be rest assured that they will get it taking care of right away.
Arroyo Insurance Services is the best company I have ever encountered. The customer service is above and beyond. Patti is always available to answer questions and/or provide information. Arroyo is a stellar company that provides excellent service for their customers! I highly recommend them!
I m glad to trust our home and auto insurance to Arroyo Insurance because Patti has always provided us with great service and exceeds our expectations. She has always been there to help and answer our questions. I highly recommend her to our friends and family members.
I have been with this company for 20 years for my business liability and E & O insurance they have always kept an eye on my accounts to make sure they are up to date and affordable.
My Agent Patricia Teegarden is the best! She is always prompt and attentive to my insurance needs. I'm always welcomed and treated with respect. I have never had any problems with your organization. I highly recommend your services
You were able to shop around for coverage that met our needs. We were unable to do such a wide range search on our own. Got the right coverage at a good price.
Excellent performer helping customers to satisfy their business insurance and security. I love this company. Patricia Detwiler Is helped me a lot to finalize my insurance policy and is always available to answer questions. She is very professional and service oriented.
Your company does everything right. The people who work there are very knowledgeable, professional, efficient, helpful and really care about their customers. They go above and beyond. They are the best!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
