Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
GIA Risk Management
  • Business
  • Home
  • Auto
  • Life

GIA Risk Management

Independent Insurance Agent in Wheat Ridge, CO

About us

Representing clients, not insuranance companies, since 1984.

We have been Colorado's insurance superstore since 1984, serving as an insurance exchange, or marketplace, where consumers can compare and shop for all of their insurance needs. In our role as insurance navigators, we help consumers navigate their way through the maze of insurance companies and plans to find the one best fit their needs at the lowest possible price.

Consumers can comparison shop and purchase all in one place, and still get the personal service they deserve. Health, Life, Auto, Home, Dental, Medicare, Business, Workers Comp, Health Bonds, Fidelity Bonds, Construction Bonds, Liability and Property.

We provide insurance quotes in Arvada, Denver, Wheat Ridge, Lakewood, Golden, Boulder, Bloomfield, Westminster, Brighton, Aurora, Littleton, Englewood, Parker, Northglenn, Thornton, Longmont, Louisville, Lafayette, Superior to name a few.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose GIA Risk Management

States we serve

  • Arizona
  • California
  • Colorado
  • Nevada
  • Wyoming

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aetna, American Collectors Insurance, American Modern, Anthem Insurance Company, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Burns & Wilcox, Chubb, Hagerty, Humana, Kinsale Insurance, MetLife Auto & Home, Mutual of Omaha, National General Insurance (GMAC), Philadelphia Insurance Companies, Prudential Financial, RPS, Scottsdale Insurance Company, The Hartford, US Assure, United Healthcare, United States Liab, Vindati, Zurich North America

GIA Risk Management Reviews

Average based on 33 reviews Leave a review

Customer Reviews

January 6, 2022

Tim Tesch was incredibly helpful. He listened to my concerns and helped me find health insurance to meet my needs with respect to pricing, specialty medications, specialists, etc. He was great to work with, and I'd highly recommend him.

October 18, 2021

Above and beyond. Wonderful support and was so informative.

September 28, 2021

When you walk into the Gia Insurance offices you will find the staff to be friendly & warm and undoubtedly you will feel welcomed. Tim Tesch is my I met Tim Tesch 5 years ago when I needed help with signing up for a health plan. He identified my needs carefully and then presented me with ALL my available options based on those needs. I was full of questions, and with great patience he answered everything to my satisfaction after which I was fully informed & had a sense of ease in making the right decision. Based on this experience I brought all my insurance requirements to Tim. And, over the years he has not disappointed: He ha s been consistently focused & reliable, and committed to excellence of service & client satisfaction. In a world of many & confusing insurance options , I have found an ally & an advocate in Tim Tesch who meticulously takes care of my business with a calm & kind demeanor, is easy to reach, and always happy to help!

September 7, 2021

I had the best experience with Tim Tesch's expertise, kindness, and patience. He is so helpful and explains complex things so well, making it easy for me to understand. I feel I made wise choices with his help and expertise. I have been very happy with my insurance choices. I appreciate his help so much.

August 9, 2021

I know I can trust GIA Risk Management. Very helpful and answered all my questions in a timely manner.

May 4, 2021

Found what I needed. Well done!

November 17, 2020

Yana Long has been helping me purchase insurance for my home and autos for several years now. She is always incredibly responsive, professional, and friendly on the phone and her diligence in looking after my insurance needs is incredible. When I renewed my home owners policy a few months ago, Yana took the initiative to inform me of an additional "service line" endorsement and strongly advised that I add it to my policy. I didn't have a clue that such an endorsement was available nor would I have ever asked for it. While I normally don't like anything that increases my premiums, I took her advice. About five months later, I had water backing up in my basement and a plumber telling me it would be over $8,000 to fix my collapsed main service line. My financial terror was immediately assuaged by the hope that I was smart enough to trust GIA. Sure enough, Yana had made sure it was covered and what was a severe financial dilemma is now just an inconvenience. Thank you!!!

October 29, 2020

JoAnn has been especially helpful to us every year when we renew our insurance plans. She is always friendly, knowledgeable, and professional. Makes our life a lot easier this time of year.

August 27, 2020

Austin Wiggins is a dedicated representative who has helped me with The Health Marketplace disruptions time and time again. I simply submit an email to him and by the end of the day all things are fixed. Thank you Austin for your dedication and support.

August 22, 2020

All good!


GIA Risk Management

Representing clients, not insuranance companies, since 1984.

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