Agency website
About us
It's all about protecting you!
Encharter Insurance is a commercial and personal lines insurance agency serving the New England states (Massachusetts, Connecticut, New Hampshire, Vermont, Rhode Island, Maine). Our team of experienced professionals prides itself in its ability to offer clients superior service, representing over fifty insurance companies to reliability provide comprehensive insurance coverage at a competitive price for your home, auto, and business needs.
Located in Amherst, Massachusetts, we offer local clients motor vehicle registry services. Throughout New England, we offer all clients the Encharter InsureLink Portal, which provides 24/7 access to all of your insurance information, texting, and web chat to communicate with you the way you want.
Whether you are a homeowner, a contractor, landlord, real estate agency, manufacturer, or anything in between, we would love to help you create the perfect insurance program for your specific needs and budget. So contact us for a free, no-obligation quote!
What our clients are saying
"Every time we have had questions regarding our policy, help was only a minute away. Calls, or emails have always been returned/responded to promptly. Always in a professional and courteous manner. "
"You're the only business I know who actually answers the phone. "
"No matter who I have worked with at Encharter, they have always been helpful, patient, and knowledgeable. Thank you."
"The agent who assisted me was thorough and persistent in getting me the best insurance for the best price. She was responsive, helpful, and available to answer my questions."
"I have been quite delighted with the customer service! Really appreciate intelligent and kind people helping us out whenever weve needed it! I really value a such wonderful and personal customer service!! (Sadly, a rarity these days)"
"Always on top of anything I need and the friendly and professional approach makes me want to continue with the company "
"What is right for me is that I can call the office and speak to an agent that works in the area that I live and that you understand my needs and helps me achieve those needs. Everyone I've ever spoken with have always been very pleasant and helps me and others in every way possible thanks for always being there"
"Understood my insurance needs during the current world financial market crisis and gave me a policy I was looking for at the price I was looking for. 10/10 Recommend!"
"The customer service is phenomenal. Pricing is competitive, and any savings are communicated to customers. I highly recommend Encharter Insurance to all my family, friends, and associates."
"You took incredible care of me from my accident, with car rental and talking with me through it all. Thank you"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Encharter Insurance LLC
States we serve
- Connecticut
- Maine
- Massachusetts
- New Hampshire
- Rhode Island
- Vermont
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
A.I.M. Mutual, AmTrust Financial, AmWINS Group, American Modern, Applied Underwriters, Berkshire Hathaway Insurance Company, CNA, CNA Surety, Century Insurance Group, Chubb, Concord Group Insurance, Farmers Insurance Company, Great American Insurance Company, Horace Mann, Jewelers Mutual Insurance Company, Lexington Insurance Co, Lloyd's, Markel Specialty, Mass Property Insurance (MPIUA), Middle Oak, Narragansett Bay, PURE, Philadelphia Insurance Companies, Preferred Mutual, QBE Insurance Corporation, Quincy Mutual Group, RT Specialty / LoVullo, Ryan Turner Specialty, Star Casualty Insurance Company, The Hartford, Union Mutual, Utica First Insurance Company, Utica National InsuranceEncharter Insurance LLC Team
Encharter Insurance LLC Reviews
Customer Reviews
Every time we have had questions regarding our policy, help was only a minute away. Calls, or emails have always been returned/responded to promptly. Always in a professional and courteous manner.
You're the only business I know who actually answers the phone.
No matter who I have worked with at Encharter, they have always been helpful, patient, and knowledgeable. Thank you.
The agent who assisted me was thorough and persistent in getting me the best insurance for the best price. She was responsive, helpful, and available to answer my questions.
I have been quite delighted with the customer service! Really appreciate intelligent and kind people helping us out whenever weve needed it! I really value a such wonderful and personal customer service!! (Sadly, a rarity these days)
Always on top of anything I need and the friendly and professional approach makes me want to continue with the company
What is right for me is that I can call the office and speak to an agent that works in the area that I live and that you understand my needs and helps me achieve those needs. Everyone I've ever spoken with have always been very pleasant and helps me and others in every way possible thanks for always being there
Understood my insurance needs during the current world financial market crisis and gave me a policy I was looking for at the price I was looking for. 10/10 Recommend!
The customer service is phenomenal. Pricing is competitive, and any savings are communicated to customers. I highly recommend Encharter Insurance to all my family, friends, and associates.
You took incredible care of me from my accident, with car rental and talking with me through it all. Thank you
