Nationwide

Nationwide

Nationwide Is On Your Side.

Welcome to Nationwide Agent Resources

Resources for agents interested in learning more about an appointment with Nationwide and tools for appointed agencies.

Nationwide Builds Long-Lasting Relationships to Help Meet Your Agency's Unique Needs

At Nationwide, we invest time and resources to get to know your agency. We make it easy for our appointed agencies by providing service and support that allow them to operate with speed. We also help our agencies acquire and retain more customers and reward their growth with us. In addition to our competitive compensation, we offer diverse insurance solutions.

Contact Information

Interested in learning more, call: (800) 940-7757 option 3

Nationwide - Risk Appetite

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Select the coverage below to learn more about what we offer.

We offer great basic coverage that can be easily customized with a wide variety of endorsements so you can select the coverage your customers need. Nationwide provides extraordinary care during extraordinary times, serving over half a million small businesses across the nation. We’re modernizing our appetite, focusing on risks that are relevant in the marketplace today and into the future. In addition, we've improved the quote and bind process, making it quicker for you to do business with us.

Available In

Appetite by Sector

Commercial General Liability has eligible classes in 15 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Management of Companies and Enterprises
2. Wholesale Trade
3. Retail Trade
4. Professional, Scientific, and Technical Services
5. Other Services (except Public Administration)
6. Health Care and Social Assistance
7. Administrative and Support and Waste Management and Remediation Services
8. Accommodation and Food Services
9. Manufacturing
10. Construction
11. Real Estate and Rental and Leasing
12. Finance and Insurance
13. Information
14. Educational Services
15. Arts, Entertainment, and Recreation

Highlights

  • EPLI coverage for risks with 50 or fewer combined full and part time employee can be added with no application. Limits options are $50,000,$100,000 or $250,000
  • $50,000 or $100,000 of Cyber Liability coverage is automatically added subject to state and classification guidelines
  • Hired & Non-Owned coverage available if there's no commercial auto policy in place
  • Optional coverages and enhancement endorsements available for contractors and other target classes

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$0.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Commercial General Liability generally meet the following guidelines.

Years in Business
3 (min)
Annual Revenue
$20,000,000 (max)
Acceptable Entities
Association
Condo Association
C Corporation
Corporation
Estate of
General Partnership
Homeowners Association
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust

Resources

Eligible risks for Nationwide Commercial General Liability generally meet the following guidelines.

We offer great commercial property coverage that can be easily customized with a wide variety of endorsements so you can select the coverage your customers need. Commercial property insurance can protect your business against everything from a minor hiccup to a major loss. For example: - A fire could destroy your building and the contents inside - A burst water pipe could damage valuable documents - A storm could damage your outdoor sign Whether you own your freestanding building, lease an office or work at home, business property insurance protects your business' physical assets. We’re here to support you: Nationwide provides extraordinary care during extraordinary times, serving over half a million small businesses like yours across the nation. We can provide the business solutions you need to run smoothly.

Available In

Appetite by Sector

Commercial Property has eligible classes in 15 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Management of Companies and Enterprises
2. Retail Trade
3. Wholesale Trade
4. Professional, Scientific, and Technical Services
5. Other Services (except Public Administration)
6. Health Care and Social Assistance
7. Administrative and Support and Waste Management and Remediation Services
8. Accommodation and Food Services
9. Manufacturing
10. Construction
11. Real Estate and Rental and Leasing
12. Finance and Insurance
13. Information
14. Educational Services
15. Arts, Entertainment, and Recreation

Highlights

  • Nationwide offers a variety of commercial property " Protection Plus" endorsements that provide additional limit and coverage options to meet your clients' needs.
  • Additional property coverages available include Business Income, Ordinance or Law, Flood, EQ, Utility Services, Crime, and more!

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$0.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Commercial Property generally meet the following guidelines.

Years in Business
3 (min)
Annual Revenue
$20,000,000 (max)
Total Insured Value
$20,000,000 (max)
Acceptable Entities
Association
Condo Association
C Corporation
Church
Common Ownership
Corporation
Condo Owners
Estate of
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Other
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust

Resources

Eligible risks for Nationwide Commercial Property generally meet the following guidelines.

Helping your agency write workers’ compensation with Nationwide. As a Fortune 100 company and the No. 1 Total Small business insurer in the country, Nationwide understands the importance of providing a strong workers' compensation market for you and your clients. To help you identify opportunities to write this business with us, we've defined our appetite for workers' compensation growth in California in connection with our Business-owners (BOP) product.

Available In

Appetite by Sector

Workers Compensation has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Management of Companies and Enterprises
2. Retail Trade
3. Professional, Scientific, and Technical Services
4. Wholesale Trade
5. Other Services (except Public Administration)
6. Health Care and Social Assistance
7. Accommodation and Food Services
8. Administrative and Support and Waste Management and Remediation Services
9. Construction
10. Finance and Insurance
11. Manufacturing
12. Real Estate and Rental and Leasing
13. Information
14. Arts, Entertainment, and Recreation

Highlights

  • Nationwide offers a variety of claims resources and programs that help with everything from navigating workers’ compensation claims to creating successful return-to-work programs
  • Our Nurse Triage Program is a convenient, cost-effective, care-centered resource to support timely reporting and appropriate treatment for non-life-threatening work-related injuries
  • The Nationwide First Fill Program provides one-time prescription processing before the Workers’ Compensation (WC) claim is established. This prevents an out-of-pocket prescription expense for the injured worker
  • Simple and convenient claims reporting process
  • Medical and disability management and support

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$0.00
Maximum
$50,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Workers Compensation generally meet the following guidelines.

Years in Business
3 (min)
Full-Time Employees
1 - 50
Acceptable Entities
Corporation
Individual
Limited Liability Company
Proprietorship
Partnership
S Corporation
Sole Proprietor

Resources

Eligible risks for Nationwide Workers Compensation generally meet the following guidelines.

We offer great commercial auto coverage that can be easily customized with a wide variety of endorsements so you can select the coverage your customers need. Nationwide provides extraordinary care during extraordinary times, serving over half a million small businesses across the nation. We’re modernizing our appetite, focusing on risks that are relevant in the marketplace today and into the future. In addition, we've improved the quote and bind process, making it quicker for you to do business with us.

Available In

Appetite by Sector

Commercial Auto has eligible classes in 15 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Management of Companies and Enterprises
2. Retail Trade
3. Professional, Scientific, and Technical Services
4. Wholesale Trade
5. Other Services (except Public Administration)
6. Health Care and Social Assistance
7. Administrative and Support and Waste Management and Remediation Services
8. Accommodation and Food Services
9. Manufacturing
10. Construction
11. Real Estate and Rental and Leasing
12. Finance and Insurance
13. Information
14. Educational Services
15. Arts, Entertainment, and Recreation

Highlights

  • Broadened coverage and enhancements available with the Business Auto Protection endorsements such as automatic additional insured status, expanded towing coverage, loan/lease gap coverage, and more!
  • We offer Combined Single Liability Limits up to $1 million. Umbrella coverage may be available if higher limits are required

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$0.00
Maximum
$50,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Commercial Auto generally meet the following guidelines.

Years in Business
3 (min)
Number of Vehicles
1 - 20
Acceptable Entities
Association
Condo Association
C Corporation
Church
Corporation
Estate of
General Partnership
Homeowners Association
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust

Resources

Eligible risks for Nationwide Commercial Auto generally meet the following guidelines.

We’re here to support you with BOP programs for all industries such as auto service, food service, office, service, retail, and wholesale industries. And our BOP products can be customized to the individual needs and exposures your customers face. Auto Service - is designed for small to medium sized automobile service or repair businesses that work on private passenger vehicles or light trucks and vans. Food Service-is designed for establishments with permanent locations that prepare and serve food directly to a customer, and includes fast casual, family style, fining dining, and other food service restaurants. Bars, pubs, taverns, sports bars, concert venues, and gaming/entertainment venues are not eligible. Office- is designed for small to medium sized businesses that primarily conduct operations from a fixed office location. It includes coverage for owner occupants, lessors, and tenants. Service- is designed for small to medium sized businesses that offer a variety of services to the general public and other businesses. Retail - is designed for small to medium sized retail businesses that primarily conduct its operations from a store front. It includes coverage for owner occupants, lessors, and tenants. Wholesale- is designed for small to medium sized businesses that sell products to other business operations. Any sales directly to the general public must be incidental to the wholesale operation. It includes coverage for owner occupants, lessors, and tenants. Nationwide provides extraordinary care during extraordinary times, serving over half a million small businesses across the nation. We’re modernizing our appetite, focusing on risks that are relevant in the marketplace today and into the future. In addition, we've improved the quote and bind process, making it quicker for you to do business with us.

Available In

Appetite by Sector

Premier Business Owners Policy has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Management of Companies and Enterprises
2. Retail Trade
3. Wholesale Trade
4. Professional, Scientific, and Technical Services
5. Accommodation and Food Services
6. Other Services (except Public Administration)
7. Health Care and Social Assistance
8. Real Estate and Rental and Leasing
9. Finance and Insurance
10. Educational Services
11. Information
12. Administrative and Support and Waste Management and Remediation Services
13. Manufacturing
14. Arts, Entertainment, and Recreation

Highlights

  • Simplified quote and bind process with low to no-touch underwriting
  • Aggregate Limit applies per premises
  • Comprehensive Cyber Liability coverage automatically quoted with the BOP
  • Equipment Breakdown coverages included up to $100,000
  • Business Personal Property is automatically increased by 25% to provide for seasonal variations
  • Crime coverages such as Computer and Funds Transfer Fraud, Unauthorized Business Card Use and more included
  • Various Automatic Additional Insured status included where required by contract
  • Optional coverages such as Utility Services, EPLI, and Liquor Liability exposure are available

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$0.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Premier Business Owners Policy generally meet the following guidelines.

Years in Business
3 (min)
Annual Revenue
$0 - $20,000,000
Full-Time Employees
1 - 100
Total Insured Value
$0 - $20,000,000
Number of Vehicles
0 - 0
Number of Locations
1 - 30
Number of Buildings
1 - 75
Square Footage
1 - 50,000
Building Age (Years)
0 - 30
Acceptable Entities
Association
Condo Association
C Corporation
Corporation
Estate of
General Partnership
Homeowners Association
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust

We’re here to support you with Umbrella! Nationwide provides extraordinary care during extraordinary times, serving over half a million small businesses across the nation. We’re modernizing our appetite, focusing on risks that are relevant in the marketplace today and into the future. In addition, we've improved the quote and bind process, making it quicker for you to do business with us.

Available In

Appetite by Sector

Umbrella has eligible classes in 15 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Wholesale Trade
2. Management of Companies and Enterprises
3. Retail Trade
4. Professional, Scientific, and Technical Services
5. Health Care and Social Assistance
6. Other Services (except Public Administration)
7. Accommodation and Food Services
8. Real Estate and Rental and Leasing
9. Finance and Insurance
10. Manufacturing
11. Information
12. Administrative and Support and Waste Management and Remediation Services
13. Educational Services
14. Construction
15. Arts, Entertainment, and Recreation

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$1.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Nationwide Umbrella generally meet the following guidelines.

Years in Business
3 (min)
Annual Revenue
$20,000,000 (max)
Number of Vehicles
20 (max)
Acceptable Entities
Association
Condo Association
C Corporation
Common Ownership
Corporation
Condo Owners
General Partnership
Homeowners Association
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Other
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust

Resources

Eligible risks for Nationwide Umbrella generally meet the following guidelines.