Equity Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Our Equity Insurance Company Score
1 Star
We award Equity Insurance Company a final rating of one out of five stars. The carrier has several decades of experience in the insurance industry; however, without a rating from AM Best, its financial strength and credibility overall remain a mystery. Equity Insurance actually has a poor "D-" rating from the Better Business Bureau (BBB) and is not accredited by the organization. Further, several customer reviews are disturbingly negative.
Equity Insurance Company, founded in 1965 and based in Tulsa, Oklahoma, is a privately held carrier that specializes in offering non-standard auto insurance without a credit check. Coverage is currently only available in Oklahoma.
Equity Insurance Company only offers non-standard auto insurance at the present time. Coverage details are scarce on the carrier's official website, as is information about its discounts or claims process. Overall, we highly recommend skipping Equity Insurance Company and working together with an independent insurance agent to survey your other options for trusted carriers.
Equity Insurance Pros and Cons:
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To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
Equity Insurance Products by Type
Equity Insurance Company is a specialized carrier that focuses on just one type of coverage.
Vehicle & Auto Insurance:
- Non-standard auto insurance
Equity Insurance Auto Insurance
Equity Insurance offers non-standard auto insurance with no credit check required. This allows high-risk drivers to find the coverage they need, which they might not be able to get from many other carriers. Equity Insurance boasts that only a "low down payment" is required for this coverage.
Equity Insurance Car Insurance Average Prices
Equity Insurance does not make its average car insurance rates readily available online without requesting a quote. However, an independent insurance agent can help you find specific quotes for the exact amount of car insurance you need and also compare quotes from multiple carriers for you. You can get a better idea of how much an auto insurance policy might cost you by using our car insurance calculator.
What Discounts Does Equity Insurance Company Offer?
Equity Insurance Company advertises that it offers multiple discounts on its coverage; however, the carrier does not make its specific discount information readily available without going through an agent. An independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that still gets the job done right.
Equity Insurance Company Customer Service
Here's an overview of Equity Insurance Company's customer service options and availability.
- Phone
- Fax
- Snail mail
- After-hours claims reporting by phone
- Online claims reporting
| Day(s) | Hours (CST) | ||
| Monday-Friday | 8 a.m.-5 p.m. | ||
| Saturday | CLOSED | ||
| Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
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Equity Insurance Company FAQs
Equity Insurance Company does not provide a specific claims response time frame.
Equity Insurance Company is available at standard business hours during the week, but also allows customers to report claims online or after-hours via voicemail.
Equity Insurance Company does not provide much information about the specific claims process beyond how to file. Customers have a few options to file claims, including by phone, online, or snail mail.
Equity Insurance Company's official website could benefit from adding more details about its coverage, as well as its coverage discounts and claims process. The carrier allows online claims reporting and has a couple of social media accounts to increase its availability for customers. Overall, Equity Insurance falls a bit behind in the user-friendliness department.
Equity Insurance Company does not provide much information about its coverage without contacting an agent, but the carrier specializes in non-standard auto insurance with the following perks.
- Non-standard policies
- No credit scoring
- Multiple discounts
- Affordable rates
- Low down payments
An independent insurance agent can help you find more information about Equity Insurance Company's auto insurance coverage.
Equity Insurance Company has several decades of experience under its belt. However, without strong financial strength ratings or credibility ratings from AM Best or the BBB, it's difficult to determine whether they can be considered a good insurance company. The carrier has a rather poor BBB rating currently, of "D-." Customer feedback across the web appears very mixed, with some very concerning negative reviews. So, we're hesitant to call Equity Insurance a good company at this time.
Equity Insurance's products may be right for high-risk drivers seeking non-standard auto insurance with no credit check required. Coverage is only available in Oklahoma.
https://equityins.net/
https://www.bbb.org/us/ok/tulsa/profile/insurance-companies/equity-insurance-company-1025-29001734/customer-reviews