Genesee Patrons Insurance Company Review

We've looked at over 1,000 insurance companies, rating them on strength, accessibility, and service to find the best ones. Here's what people think about Genesee Patrons Insurance Company.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Updated

Our Overall Genesee Patrons Cooperative Insurance Score

2 Stars


We award Genesee Patrons Cooperative Insurance a final rating of 2 out of 5 stars. The carrier has been in the insurance industry for well over a century, but has a lower rating by AM Best than many other modern insurance companies do. They're also not rated by the BBB.

GPCI does offer several forms of important coverage. We also like that they work with independent insurance agents. But the carrier has a dated and sparse website and virtually no social media presence. It's also hard to find much customer feedback.

Overall, with the limited information available, we're forced to recommend surveying your other options for coverage with the help of an independent insurance agent. Your independent insurance agent can also help you find out more details about Genesee Patrons Cooperative Insurance.

GPCI Insurance Company Pros and Cons:

Pros: Cons:
Extremely long history in the insurance industry.
Not rated or accredited by the Better Business Bureau.
Works with independent insurance agent.
Lower AM Best rating than most.
Several types of coverage available.
No social media presence.
Hard to find customer feedback.
Dated and sparse website.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does GPCI Offer?

Here's an overview of the products offered by GPCI.

  • Homeowners insurance
  • Business owners package insurance
  • Farm owners insurance
  • Landlord package insurance
  • Mobile homeowners insurance
  • Seasonal homeowners insurance
  • Standard fire coverage

Your independent insurance agent can help you find more information about the coverages offered by GPCI, and help you decide if this insurance company is right for you.

What to Know about Genesee Patrons Cooperative Insurance Company

Founded in 1877, Genesee Patrons Cooperative Insurance Company has been in the industry for nearly a century and a half. GPCI is a mutual insurance company, owned by the policyholders. The carrier offers several forms of coverage including homeowners insurance, farm owners insurance, and seasonal homeowners insurance.

The insurance company is headquartered in New York. GPCI is a member of the New York Insurance Association as well as the National Association of Mutual Insurance Companies. GPCI does not reveal how many total employees they have on staff.

Thanks to their extensive history in the insurance industry, Genesee Patrons Cooperative Insurance Company has earned a reputation as a financially sound insurance company. AM Best gives GPCI an overall “B++” rating, indicating the carrier is a good choice.

Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report. 

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What Discounts Does GPCI Offer?

GPCI does not make information about its specific discounts readily available without going through an independent insurance agent. Your independent insurance agent is skilled at finding the most possible discounts and other savings on your coverage.

GPCI Customer Service

Here's a breakdown of GPCI's customer service options and availability. 

  • Phone contact option
  • Email contact option
  • Snail mail contact option
  • Contact form on website
  • Phone department does not specify hours

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Genesee Patrons Cooperative Insurance Company Customer Reviews

Clearsurance

Very quick and easy process, I received a quote within minutes of submitting my information. The policy was very clear and explained benefits perfectly.

Genesee Patrons Cooperative Insurance Company FAQs

GPCI does not provide a claims response time frame. 

GCPC allows customers to contact them through a couple of mediums, but does not specify their phone departments' hours. 

GCPI does not outline their claims process, and instead encourages customers to contact their independent insurance agent to file. Independent insurance agents can file claims for you and keep you updated through every step of the process.

GCPI's website feels dated and does not provide enough information to be satisfactory. Further, the carrier seems to have virtually no social media presence, which makes them fall quite short in the user-friendliness department. 

GPCI's official website states that their farm owners insurance is available for personal property stored on the farm, produce, farm structures, and additional locations. Owner and tenant-occupied residential homes and barns are also covered, and coverage for livestock can be added.

Equipment breakdown coverage can also be added to GPCI's farm owners policies. An independent insurance agent can help you determine if this insurance is a good match for you.

GPCI has a lower rating than many modern carriers by AM Best. The insurance company also does not appear to be rated by the Better Business Bureau (BBB) and has virtually no social media presence. So it's hard for us to call GPCI a good insurance company.

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