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American Heritage Insurance Group
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

American Heritage Insurance Group

Independent Insurance Agent in Montgomery, OH

About us

We Listen. We Understand. No Worries.

Having the right insurance coverage is vital to protecting the people and things you treasure most. Let's face it, though - looking for insurance can be intimidating, confusing and time-consuming on your own - so let's face it together. We offer competitive analysis of your needs and compare proposals to find you the best personal and commercial lines coverage at an affordable price. We listen. We understand. No worries - Let us take care of it.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose American Heritage Insurance Group

States we serve

  • Indiana
  • Kentucky
  • Ohio

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Acuity, Allstate, AmTrust Financial, American Modern, Auto-Owners Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Chubb, Donegal Mutual Insurance Company, Encompass, GNY Insurance Companies, Grand River Insurance, Grange Insurance, Great American Insurance Company, Hagerty, Hartford Steam Boiler, Illinois Casualty Company, Mennonite Mutual Insurance, National General Insurance (GMAC), Philadelphia Insurance Companies, The Hartford, United States Liab, Western Reserve Mutual

American Heritage Insurance Group Team

Michael Rice - Principal
Michael Rice

American Heritage Insurance Group Reviews

Average based on 10 reviews Leave a review

Customer Reviews

February 20, 2023

AHIG is second to none! We have been with American Heritage for 15 years and have always been impressed that when questions come up, Mike Rice and Sara Wallace have always taken the time to provide clear and competent answers. With our most recent renewal, Mike and Sara were diligent and made time to closely review our auto and home policies with us, all to make sure that we are well protected and that our premiums are optimal. We would highly recommend American Heritage Insurance Group for all your insurance needs.

February 20, 2023

American Heritage Insurance Group is a top notch professional insurance agency that I have used for years and any issues or questions are answered efficiently by a real person who cares. Sara is great to work with and very professional.

February 20, 2023

This is one of the best independent insurance agencies in the tri-state area. I highly recommend their services for auto, home, and commercial lines of insurance. I've worked with several agents including Sara Rogers, Michael Rice, Ravee Pope and the classic car guru, Mike Dalton. They are really knowledgeable, friendly and their professionalism is 2nd to none!

February 20, 2023

Mike and crew worked really hard for our HOA to be sure we had the best coverage available. They were able to improve our coverage and save us over 30% on our premiums. They are professional and we appreciate their hard work.

February 20, 2023

Probably some of the nicest people in the industry work for American Heritage Insurance Group. The team in Montgomery, Ohio deserve an all inclusive vacation to a resort of their choice for taking care of ALL their customers with professionalism, kindness, value, and especially answering every question you have with a detailed explanation. You just don't find that kind of commitment to customer service that often anymore. Keep up the GREAT work AHIG!!

May 29, 2020

I about was told about Theresa Goodman by a friend. He said that she was the best and was he ever right. Not only did she get me the coverage that I needed quickly but she saved me a lot of money. When I needed additional coverage, she got it for me quickly and saved me money again. I plan to use her for all of my insurance needs from now on. I would give her more than five stars if I could.

April 6, 2020

Great service! In today's world of robo-calls and online chat support, it is refreshing to have the direct number of someone who can take care of you!

April 6, 2020

I have been very pleased with Scott Gamel as my agent over the last 14 years. He has been proactive with checking our policies to get us lower rates or better coverage. He is always immediately responsive. I don't recall every waiting for more than 15 minutes to get a reply from him over email. No question is too small for him to answer.

April 6, 2020

Everyone is very professional. Always get my questions answered in a timely manner and I am very satisfied with all my coverage.

April 6, 2020

Been with this company for many years wouldn't dream of changing. Billie and carol always provide excellent advice and guidance for my families needs. They are also very friendly and so kind and never rush me thru any process or questions


American Heritage Insurance Group

We Listen. We Understand. No Worries.

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